My husband and I got car insurance. Before our policy was up I got into a minor accident (me and my neighbor accross the street backed up at same time- it was ruled I was at fault --I had the slower car apparently). I immediatly reported incedent to our insurance. When the 6 mo policy was up my husband and I switched to a cheaper company. I told them about the accident and we paid our 6 months in advance because we saved the state income tax check to do it so we would have the money. I got a phone call 2 wks ago from my agent and she told me that the neighbor had just filed and it came thru so we'd have to pay extra but they would just charge us the extra cost of our insurance going up. Well, we couldn't really afford this and I was thinking about a second job but we were gonna wait and see how much more it was going to cost us. We had no thought of switching companies and told her this. We were happy with where we were. she said a bill would be sent out. instead we got cancelled.
Additional Details
I did claim with the former company it's the neighbor who waited months to file. I informed my current company of the accident but former company handled the claim.