 Does anyone know a good health insurance company? |
| We live in Arkansas and my husband is self employed. We want something in case of an accident, and maybe a co-pay for doctor's visits. Not to costly.... |
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 Insurance question....for a young married couple.? |
| I have a question...Me and my fiancee are getting married in about two years...we will be young (20) what is holding us back is finding insurance that will cover us....For a normal couple i dont ... |
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 How can I get health Insurance? |
| my husband works full time but can't get Insurance inless he has been there for a year and he has not and I have Pcos and I cant afford the coast of going back and forth to my doctor and plus ... |
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 Approximately how much would it cost me to buy health insurance for myself not through my work? |
I live in Louisiana and have no serious medical issues. I don't know which medical plan to use. I've looked at Blue Cross so far.
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I also need it to cover ... |
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 Insurance settlement check? |
Who gets the insurance check: my son, myself, of split it?
I bought my 17 yr old son a great used car, which his step-brother smashed into. This is the third used car I've bought my ... |
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 What happens to my life insurance that I paid for after I lose my job? |
I purchased extra life insurance through Met Life while I was employed at my last job. I got fired in August. I paid a lot of money out of my pocket and I want to keep the policy. What do I do?
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 How Much Homeower Insurance Do I need? |
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My Neighbors recently sold their home for 500 k.
Their house was built at the same time as mine, and is the same floor plan.
How much should the dwelling be ... |
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 What happens if i do not pay for my pay monthly phone..? |
I have just bough a phone with t mobile and i was wondering what happens if i do not pay and keep the phone
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I WILL GET SUED WDF!?!?!?... |
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 Life insurance face amount paid at age 100 even not dead? |
| A life insurance company offered me to buy a whole life insurance policy worth 10k at a monthly premium of 37.50. I am 59. They said that they would pay me the full amount of the policy when I ... |
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 I am looking for health insurance for my 9 year old son and i? |
| in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and ... |
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 What is the typical insurance payment per month for a 06 Lamborghini Murcielago? |
Knowledgeable answers only please.
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This is for the few morons below: either answer the question posed or don't post; nobody needs your opinion about their ... |
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| Car insurance? Do they check your credit rating? |
| I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had ... |
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 My father is employed by the federal government, and until I turned 22 I was on his health insurance plan? |
| through work. After I turned 22 I was taken off the policy. I have had some problems with a root canal I had done, and I have a wisdom tooth coming in so I was going to ask him to look into getting ... |
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 Term Policy? |
| i am interested in taking term life insurance policy with maturity benefit? is there any company offering this policy?... |
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Andy | Im 19 and wondering whether health insurance is necessary? |
I pretty much never get sick and hardly ever go to the doctors, is health insurance really going to be cost effective for my situation? |
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mbrcatz
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95% of the time, no. But, the problem is, you don't know if you're going to need it until it's too late.
Most of the bankruptcy filings in the US are due to uninsured major health expenses. So, it's a gamble. On the one side, you're not likely to have major expenses - so that's why the rates are so low ($200 a month). On the other hand, if you DO have a major calamity, with $100,000 of medical bills, you're completely scr*wed. If it's NOT an accident, ie, it's a health issue (like, becoming diabetic - yes! It happens to healthy 20 year olds!), it will haunt you for the rest of your life, as NO ONE will then insure that condition.
For me, the down side is WAY TOO RISKY for me to go uninsured. I have ALWAYS carried health insurance. |
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kimmy
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health insurance is for everyone regardless of age. you may be healthy, but it is the "unknown" which is what you need to worry about.
health insurance is a small price to pay if something catastrophic were to happen. in that situation w/out insurance, you could be out thousands. if you have the opportunity to obtain coverage then i reccommend you do.
plus what about your preventive visits. at age 19 you should be going for yearly exams. |
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gooner1212
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Heres http://xrl.us/vkat an article i found about choosing health insurance etc, hope it helps. |
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Crighton
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In your situation you might want to consider a so called "catastrophe plan" which would cover you in case something major happened like you fell off your roof and had extensive injuries (or you became involved in an at fault auto accident where the car insurance wouldn't come into play).
Either that or a higher deductible plan, that you have insurance of some sort when you need it (even if you don't have the insurance pay for it) than not have it when you need it. The main point being you don't want to have something happen and not have ANY insurance, so that when you go to GET insurance the injury won't be excluded as a prior condition for whatever length of time. Trust me thats a big thing.
One idea you may wish to really look at is a Health Savings Account. It's similar to a catastrophe plan but it creates a savings account which you can add money to over time to help with medical costs later on.
Which if you start this kind of plan while young and healthy can really add up over the ears until hit old age (say 30, j/k).
Try Blue Cross Blue Shield, they typically are everywhere and have a wide wide range of health plans to choose from.
Good luck. |
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Timmy J
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I have NEVER gotten sick in my life, except for a day stomach ache.
I didn't think I needed health insurance when I turned 18 and moved out of my parent's house.... Sadly mistaken.
I had to go to the ER once and now I have over four grand in health insurance bills to the hospitals, doctors, and the ambulance.
I would suggest getting a policy that is for emergencies only. I don't know where to get one, but I know they are out there.
Or, find a job that will offer you health insurance. That's what I've done and I'm so glad I did! |
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Common Sense
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Can you cover you expenses if you get hit by a car? Pay for emergency sugery for a problem that you never knew you had.
This is not an area that you ever want to gamble in. |
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HC Investigator
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you wont need it unless you drive, then you have to think about a auto accident that could leave you in the hospital for weeks with months of rehab. the auto PIP coverage is limited and you need more than just that if a serious injury will occur. or you wont need it unless you like to play sports, then you might get injured and need it. my suggestion, stay in school if you are in school and stay on your parents ins plan if that is possible. if you go uninsured between plans more than 63 days then you are will be subjected to pre-existing for many employee sponsored Plans. I am not sure what the guidelines are for self pay plans anymore, but i assume not as leniant as employee sponsored. |
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indronil s
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Yes it is necessary. It makes you secure and nobody can predict about their health. You can make some yahoo search or
To know more visit
http://newinsurancetips.blogspot.com |
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CaseyAngelEyes
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Yes, it is very necessary. When I was in college my back went out & it cost me $30,000. It is much better to find a cheap policy than to gamble. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616163&Type=health
Take care,
Casey |
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