 What companies that buy term life insurance ? |
| I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part ... |
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 I work per diem and have no insurance. do you know any good insurance that is affordable? |
| I am also a student so I need something that won't break the bank and that I will hopefully be able to use after ... |
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 What does insurance write-off mean? |
When you see this on your doctor or dental statement or bill, what does it mean?
Additional Details
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| Last June 13,2007 right hand got burned. I was rushed to the e.r of kaiser permanente and now I am billed almost a thousand dollars. The doctor didn't do that much. He just put some silver dine ... |
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 Is my universal life insurance policy good the rest of my life? |
| I have had a universal life insurance policy for the last 24 years, recently I was contacted by the insurance company and was told that the insurance was going to burn itself out. I have no idea what ... |
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| i have just been put on blue cross blue shield, but it doesn't go into effect until Oct. 1, and i just found out that i'm pregnant. will they cover the pregnancy? are they allowed not to ... |
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| I was trying to get covered by a doctor (need to see doctor before I can get surgery), but when he called my insurance company he said that I had a deductible so I had to pay out-of-pocket. What the ... |
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| happen. He now said leave it up to god hands as he can get no help and everything cost to much.Insurance etc see he owns house but is losing everything but until then we casn not get him the help he ... |
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 How do i change beneficeries on an insurance policy? |
| I have an insurance policy on my brother, but the beneficeries are my deceased mother and brother .How do I change it from them to me?... |
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 Can someone recommend a good car insurance company? |
Can someone reccommend a good car insurance company that also provides renter's insurance? Thanks.
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smiley | Im looking for affordable whole life insurance for myself and my husband, we are on a fixed income.? |
our ages are male 42 and female 41 |
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mbrcatz
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The vast majority of the US is on a fixed income. THat means, you get a regular check, and have to stay within the budget.
Life insurance costs what it costs. If you guys are healthy and non-smokers, low risk kinda people, a 20 year term policy is going to be cheap. Whole life costs about 10X what term life costs.
You'll have to call around to a few local agents who can get you a buncha quotes. |
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LifeInsuranceAgent
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If you are looking for coverage to cover a mortgage, provide for each other, protect kids, etc.. forget whole life and consider term life instead.
You can the coverage you need at a more affordable rate with term insurance.
Look for policies with good conversion privilege that will allow you to exchange the term for permanent insurance later on if that becomes your need. Good luck. |
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Spock (rhp)
 |
whole life is the most expensive form of insurance, which is why you're having such a terrible time finding an affordable policy.
what you probably should be looking for is guaranteed renewable term insurance. that's the cheapest form of insurance. and it is permanent as long as you make the payments.
insurance salespeople get paid more to sell more expensive policies ... which is why they're always trying to sell whole life.
naturally, the consumer ends up paying the salesman's commissions. [the company isn't going to do it for free.]
GL |
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yaju
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chk this
http://www.insuranceplan4u.com |
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Rick B
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Whole life is a horrible idea. Invest in an investment, not an insurance policy. Insurance companise should not be in the investment business.
Get LEVEL TERM and invest the difference. |
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Modus Operandi
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The folks who keep telling you term is the way to go and whole life is a bad idea fail to see that if you purchase a term policy and still need to continue your benefits after the term, your premiums will jump significantly, somewhere in the neighborhood of 5x. So it sucks to pay more now for whole life, but I believe in the end it's a better idea. |
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