 How do i determine the best possible insurance coverage for my needs ? |
| not so much about savings or investments plans, but just pure protection coverage.... |
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 Home owners insurance? |
| i recently fell asleep with a joint burining and burned my house down does home owners insurence cover for that?... |
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 Legal or illegal life insurance policy? |
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| I am 24 years old and someone I know wants me to get life insurance from them but it is only a 20 year term policy what do you think is the propability that I will actually die in between then and ... |
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 What is the definition for "unoccupied" when applied to house insurance? |
| I am planning to be away from home for three months at the beginning of next year, but my policy says the house can be unoccupied for only 45 days in one period. If my sister stays for 1-2 nights in ... |
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 My husband beat me at our neighbors house party. Can I sue their homeowners insurance for my pain, suffering? |
| They provided all of the alcohol and no food. I will not expand upon many details but this was a serious situation and our neighbors are sueing us for their son falling down at our house. I do not ... |
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 Which is the best car insurance? Are there secrets your car insurer won't tell you? |
Automobile insurance coverage options can be confusing and their prices vary from company to company...( Geico,Allstate,AIG
Progressive and many more)... |
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 I am pregnant but can not afford to go to the doctor HELP!? |
| I have insurance with a $2500 deductible and my insurance only allows my dr's office to charge $1600, but they want it all upfront and will not allow me to pay payments. I am almost 5 months ... |
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 Who should be respondsible for rear-ending someones vechical? |
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 If my neighbor's dogs were to cause me to injure myself on my property, who would have to pay medical bills? |
| My neighbor lets his two BIG dogs out a couple times a day for a few minutes. I am very afraid of dogs. Sometimes they come into my yard as I am walking up very steep stairs. I'm afraid that I ... |
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 What whole life insurance policy is best for a 24 year old? |
| I have a policy from New York Life, but 2 of my friends who are financial planners, say Mass Mutual would be better... there's a bunch of baloney I'm not understanding i.e. guaranteed ... |
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 Are Insurance companies fair in their claim settlements ? |
| Insurance company promise fast settlement, however the truth is far cry of their promise..they seems to be more concern to find reasons to delay and or repudiate claims.What about their social ... |
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 Electric company fried my PC? |
| I rent out my house. On the power pole across the street a splice pulled apart on the wire coming from the transformer to the house. This caused a surge that fried the mother board on my tenant'... |
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 Car insurance deductible? |
| Okay.. soo i have mine on $1,000. does that mean even if i total my car i'll only have to pay $1000? im confused ... |
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 Do you believe medical insurance should pay for breast implants? |
| Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?... |
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 Can I recieve Unemployment and still go to school? |
| In the questionaire they ask for CA. If you plan or are going to school?If you answer yes will that hurt your chances?... |
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 I don't have a house or anything but I do have a lot of life insurance so do I need to have a will or anything? |
| Since I have 800,000 in life insurance someone told me that I would need to have a will disbursing how much each child or family member should get from the insurance check is this true? I have never ... |
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Amber | Im pregnant with no insurance and do not qualify for Medicaid? |
Is there any insurance that will accept me? |
 |
 
mbrcatz
 |
No private policy you can buy now is going to cover the pregnancy.
Your best bet is to apply under your state Children's Health Insurance Program, for the baby - in most states, that will cover your prenatal care and delivery. |
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kattypitt
|
If an insurance will accept you, they will preclude coverage
for pregnancy anyways. Your best option is a non-insurance
card, such as MySimpleCard. It could save you 50% or more
on all pregnancy related services. |
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jpm42013
 |
You should look into WIC or got to planned parenthood, maybe they can help you. |
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kja63
|
We have "Healthy NY" in NY State. I'm sure other states have similar programs. |
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kendrafer25
|
I think it depends on what state you're in. In Michigan we have two programs, one is called MiChild and another is Healthy Kids. I know they cover the unborn child, but I'm not sure what kind of coverage they provide for the mother? Check around in your town for free clinics. And check with your local department of human services. There has GOT to be someone who will cover you. I'm guessing you make too much money to be on medicaid, so maybe you might have to go through a private insurance company such as blue cross/blue shield or whatever companies are in your area. I know it's kind of pricey, but it's important to have insurance when you're pregnant. Not to mention, the premium costs of a private insurer will be less than all the doctor bills and hospital fees if you are uninsured. You might want to do some research. Does your job offer insurance? Perhaps you should ask your Human Resources Department, even if you are not eligible for full time coverage (not sure of your working status...) they may still offer it at a discounted price? I'd definitely check with your health department first though. They usually know of the best organizations to go through and can suggest some really great resources for the baby as well :)
Hope this helps...and GOOD LUCK! I hope all the best for you both, and congratulations!!! |
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calypso925
|
id be wanting to know why you dont qualify for medicade..but prolly no on the private ins |
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natethenorsk
|
Yes, but no plan is going to cover your maternity-related care right now. It's considered a pre-existing condition. I'm really sorry.
You might try searching for a local pregnancy center, sometimes called a crisis pregnancy center. Often they have resources for you to receive no or low-cost maternity and well-baby care. |
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Lapin
 |
yes there is. i didnt have any insurance when i got knocked up.. go to a place like planned parenthood.. or any kind of walk in place and they will tell you who to talk to. most states will cover you, to a certain point after the baby is born.. then the baby for a year, or more.
if you still have trouble finding where to go feel free to email me and i'll do what i can to help more :)
oh and.. in a lot of work places you can jump on to their plans when pregnate, even if it's not time to renew policys.. you should look into that, it'd prolly be the easiest way. |
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Bert W
|
Yes there is an insurance that covers you and your baby. It is called Ameriplan and it is totally low cost all you have to do is go to this link http://www.everyonebenefits.com/40540074 and subcribe if you like what you see. Also once your baby is born he will be covered by the insurance as well. |
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AZBlue
 |
Assuming you have no chance of being covered on a group plan through an employer, make too much for government assistance, and have no other options, you are in a position that many others have found themselves...and there is an answer.
Most providers of maternity care bill on a, 'global," basis. In other words they charge one lump sum to the insurance company for all care up to and including delivery. In Arizona this amount ranges from $5000-$9000, averaging around $7000. The suggestion would be to negotiate a price with your doctor up front, your own global bill. The reality is that even if you had insurance on your own, with maternity coverage, you would have paid $7000-$9000 more in premium for this type of coverage. It is a classic, "Pay me now, or pay me later," situation.
Consider using a midwife, birthing center, etc., which may lower your cost by several thousand. Here is an example of such services in Arizona. Simply find a similar organization in your state. http://www.bwhcbirthcenter.com/....
Become a consumer, and you will thank yourself many times over. |
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William
|
No and if you were to be accepted you being pregnant would qualify as a pre existing condition and not be covered anyway, probably should have thought about this a little sooner. |
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Freg A
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move to CANADA o SPAIN, in those countries health is a right to everyone even tourists (illegal people) |
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