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 Whats better ppo or hmo??
just wondering which is better??...


 Is there a way to make yourself and your husband a company so that you can obtain group health insurance?
I clean and maintain investment properties as a job and sometimes my husband helps me with repairs, etc. Can we form a company and get health insurance at group rates? How do you do that? Thanks for ...


 Should I report my tenants on the home insurance policy?
I used to live in my house but now I am renting it out. Should I tell my home insurance company that I will no longer live there and tell them about the tenants?...


 Why is it health insurance can't pay 100 percent when 80 percent usually leaves most with a huge bill?
One big problem healthcare in my family (married couple, 2 children) is that even when our insurance does pay, it only pays 80 percent, and we are stuck with a huge bill or bills especially after a ...


 Insurance quote!?
Any State Farm Insurance agents want to give me a quote in California? I have contacted two State Farm Agents in my area and not one has gotten back to me. I have 11 apartments....


 Is this fair compensation or not???
My wife recently had a slip & fall and has a diagnosed concussion (mild) she has been suffering with terrible headaches and pain in her neck.
She doesn't like noise, and feels generally ...


 Life Insurance?
Okey dokey, so roughly how much would $250,000 of term life insurance cost annually for a 40 year old male non-smoker for a 20 year term?...


 Can I get life insurance on my mother without her knowing or signing anything?
I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying ...


 I need Health insurance Quick?
Does anyone know where I can get health insurance in NY or PA. I dont work and need it quick. I cannot afford it really....


 How do you feel about Insurance Companies?
Have you ever had a claim and been glad you had insurance, or have you ever felt that an Insurance Company was less than ethical. If the law did not require you to have insurance, would you still ...


 Can i file unemployment after being injured at work and quitting my job?
i got robbed and pistol whipped at my job. This happend in jan. 2007 i went back to work in february 2007 then quit in may 2007 because i was too scared to continue. i havent worked since then. can i ...


 My homeowners insurance was just cancelled because I have a Rotti... What insurance compnaies allow them?
...


 Why do you not like UL insurance policies and prefer term life?
...


 Which Insurance companies are pretty reasonable(cheap)?
...


 Can you borrow money(ies) off of your life insurance. I know you may have to do a 1099IRS form the end of year
...


 Paid Family Leave, will my BF qualify?
I will be 39 weeks tomorrow and was just wondering since my boyfriend and I are not married, will he be able to qualify for paid family leave if he pays into SDI?
Additional Details
He ...


 How does Mr. Obama plan to finance his "health insurance for everyone" plan?
...


 I need family medical/dental insurance, where do people get this if they are self employed?
We currently have very good insurance through my husband's work. He is in the process of starting his own business and will be leaving his current job soon. I am very concerned about finding ...


 Is it standard procedure for home insurance agents to visit your house before they insure it?
I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance ...


 Does auto insurance really go down when you get married?
I have heard that insurance goes down once you get married. Is this true? If it is, how much? Is it significant? Do you have to be married before you turn 25 for this to apply? I have heard so many ...



Timothy H
In Life insurance what does "There is no cash-in value at any time" mean?
                     
 




stienbabe
Rating
It means that if you stop paying at any time, or the plan comes to an end, then you get nothing. There is no pay out if you don't die.


Janice 10
The life insurance policy has no cash value and will only pay on your demise.


phil g
Rating
Like everyone else say no money back if you stop paying in. However the benefit is that will be cheaper than a product with a cash in value.


johno
The plan provides pure insurance only and there is no cash-in value at any time. It has no savings content.


Lynda B
Rating
It means that there is no cash except when you die and then the money goes to your next of kin


Chris C
Rating
That means you have term insurance. With some types of insurance (whole life, Universal Life, etc), there is a side account that builds cash value so when you cancel your policy you get money back, or you can use that money to pay for the premiums eventually. Term insurance doesn't have this option.


COLIN T
Exactly what it says. It insures your life only for the benefit of your next of kin. If you cancel it you do not get any money back. Basically if you do not have any dependants there is no point to it.


Insurance Pickle.com
It means if you cancel the policy you'll no longer owe premiums, but you're not getting anything back.


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