Health Insurance for the self-employed? |
| After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to ... |
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Can I remain on my mother's insurance? |
| My mother divorced my father when I was 3 and remarried when I was 5. My step dad adopted me, so my biological dad lost all rights and guardianship to me. He subsequently moved to New York. When I ... |
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Homeowners insurance?? |
| Does anyone know about how much insurance, per month, would be on a $79,500, single home, in McAlester OK? If you need more info just ask. I dont know much about this stuff, soon to be first time ... |
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How can I get home insurance for a vacant house ? |
My Father died recently and the Company has cancelled his coverage. Although I live there (part-time) I am told the house is no longer "owner occupied" Additional Details TMy D... |
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How can I get my Social Security check switched over to my name from my mom's? |
| I need to get my check switched into my name so I can have the money to move out of state. How can I switch everything over to my name and switch it over to a different state? Can I do this online? A... |
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Can insurance coverage be cancelled retroactively? |
| My coverage ended 5 months after I reduced my hours and my employer refused to let me elect COBRA after coverage ended.... |
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How come no dental coverage from medicare? |
| Like teeth do not count as part of your health ... |
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How much do you pay monthly for your benefits plan through your workplace? |
| I am just deciding whether to sign up for mine. But I don't totally understand the details. I would really appreciate if you could tell me who you work for, and what your plan is like (briefly)... |
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Can my father take life insurance out on me (adult)? |
| I am in my twenties and not living at home. However, I am currently driving my dad's car and he is paying the insurance. My mom recently told me that she found out once he had secretly purchased ... |
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How much liability should one get on auto insurance ? |
| How does one determine the appropriate liability insurance to get on an automobile?... |
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Will renters insurance (for a house) generally cover damages from a backed up sewer drain? |
| Apparantly tree roots grew into the pipes and caused it to back up and spill into the basement. We have over 50 boxes with water and "more" type damage. Farmers insurance won't tell ... |
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What insurance do i need? i need help with life!? |
| ok, i just turned 18, and i want to move out of my house with my boyfriend, into an apartment we found. ( dont tell me how much of a bad idea that is, ive already heard it) so anyway, what insurance ... |
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When should i be concerned about life insurance? |
| my hubby and i are 20 and college students. whats the appropriate age to start a life insurance policy?... |
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Do hospitals charge more or less for non-insured? |
| I am needing a medical test and procedure but don't have insurance. The hospital finance department had me fill out a form and provide pay stubbs to see if I qualified for assistance. They ... |
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COBRA Health Insurance for one week? |
| I'm quitting my job on October 24th (with a large employer) and am starting a job on the 27th. I won't have insurance with the new job until November 1. This means my insurance will end at ... |
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Does anyone know anything about renters insusrance? |
| I was wondering if it was worth getting, since I travel now and then. Is it expensive? I want it in case of theft.... |
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Vincent Z | In New York, does a VEHICLE have to be insured or does the driver need to have insurance? |
I just turned 18 and my parent's insurance company is making a great effort to add my name onto their plan (and almost double the premium). I know in New York, you MUST have insurance to drive, but does that mean that the car must be insured? Or does my name have to be under an insurance plan? I'm really not sure how this whole insurance business goes :( |
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mbrcatz
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The vehicle has to be insured, to keep the plates valid.
And if your parents have a policy, they must list all licensed, household members as drivers, on their policy. If your parents to NOT list a licensed household member, on their policy, then the insurance company can DENY any claims for any accident you might have, while driving their car.
That's FRAUD. Failure to list a licensed household member. And it can be way, way expensive. Your parents will have to list you, or their carrier will cancel them, and they can try fraud with a different insurance company. |
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Annabell X
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Vincent Z, I suggest you visit a nearby auto insurance agent to help. Since I live in Nevada I can't recommend anyone in New York, but here is an online resource that can help you. http://www.easyautoinsuranceguide.com/New-York-Car-Insurance.html
Hope it works out |
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Don E
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If you own your car free and clear and only want to insure for damage to the other parties car,bodily injury for you and them I believe it is legal.If your car has a lien on it,it will also have to be insured. |
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Rajesh K
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you and your car must be insured |
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cold grey Ash
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The vehicle has to be insured. Also with most companies, if you are the primary driver of the car, you must be listed as the primary. If you are a secondary driver, you will be listed as such. If, however, you loan the car to your friend one time and they wreck it, it generally will cover this even though they aren't covered. If you drive it as the primary, though you must be listed, because say you get a ticket, then you get in a wreck - the agent will see that you were driving both times and the adjusters may not cover the wreck. |
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