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 Will life insurance pay a death claim if policy holder died from alcoholism?
the me ruled it a natural death due to acute and chronic ...


 Car insurance!?
how long before the policy expires does your insurance company send you the delightful letter detailing how much your insurance will cost for the following year!!

im looking around for ...


 How many people use the ER as their doctor because they can't afford a private doctor.?
What do you do when you earn too much to be on welfare and don't want to be on welfare and not enough to afford medical insurance?...


 I just purchased a auto insurance policy a few days ago. Can I cancel and go with another company?
At last minute, I had to get auto insurance with Esurance which I hate. But I really had no other choice. Can I cancel with them and go with another company that will give me a better deal?...


 Need good advice?
So I was in a car accident -other driver's fault-just some rear end damage-approx 3500 worth of damage. My car has now been in the shop almost one month and i keep getting the run around -i ...


 Do I have Life Insuarence?
How do I find out if i have a policy?...


 Who provide the best homeowner insurance and car insurance?
...


 Health insurance needed?
I need health insurance for my husband and myself. I keep getting denied because I had a hip replacement and torn rotor cuff repair. I also take 4 meds daily[hormone replacement. anxiety,bld ...


 Do insurance companies have insurance? Who insures them? Themselves?
...


 Who knows the answer to this question:?
I have a policy with 21st Century Insurance. I also have a teenage son in my house who uses my car to go to school everyday. He is not on my auto insurance policy and he caused an accident yesterday.<...


 I can't get health insurance now can i?
I have already seen a doctor about a problem but it hasn't officially been diagnosed. I have a hospital appointment next month to see a specialist. on health insurance websites it says ...


 Tell me about my fature?
about my ...


 Will private insurance company survive in India? ?
In Global financial crisis, as a trust based industry ,how do they overcome?...


 For my car Insurance , how to get the best deal? Which Insurance company sells cheap Auto Insurance?
...


 How long is it before life insurance beneficiary recieves check ?
...


 Life insurance?
...


 Help with a home insurance claim...?
we want to claim on our home insurance but have never done so before, what is the best thing to say and will they come out personaly to check we are telling the truth?
also how often should we ...


 Can my health insurance company refuse to pay for my son's broken arm because it happened at the neighbors?
My son broke his arm playing at the neighbor's house. Can my insurance company refuse to pay for the medical expenses? We got a letter stating that they wanted us to use the neighbor's ...


 Full time job does not provide insurance?
Is this illegal?...


 What is the best life insurance?
...



flamezone22
In a car accident that not your fault..?
ina car accident thats not your fault....does the situation affect your insurance
Additional Details
i was side swiped....idiot broke my side mirror....i have a police report but i dont want dis to affect my insurance
                     
 




ezlndylan
It can depend on the company, but more often it depends on the state that you live in and what the regulations in that state allow an insurance company to rate for.

If I were you, I'd contact your agent or your direct service department and ask them what you should do... sometimes they will even go over the figures that you'd pay out of pocket for the expenses vs. the amount your premium would rise in order to help you make the decision.

But more importantly, seeing as this would be a first party claim (you're reporting this to YOUR insurance company), you're almost certainly subject to a deductible. If your side mirror was knocked off and that's the only damage... you can pick one up for around $100, and it will take 15 minutes or less for a body tech to put it on for you. I wouldn't imagine that would be more than your deductible, so you might as well just pay for it out of pocket.


LittleRed
If you have a police report documenting that you were hit by a hit and run driver, then you can possible file on your on policy under the Un/Underinsured portion of you policy which is not surchargable in Ga.


lizzey_in_pink
In can, but even if you change insurance companies, the accident is still on your record and effects the amount you pay. It all depends on exactly what happened in the accident and how the police-officer who wrote the ticket saw it.


insuranceguytx
Yes. Call around to different companies and ask for a quote. A standard question is "Have you BEEN in ANY accidents in the last 5 years?"


spot
Yes, it could. Depends on your ins company. Why don't you wait till it happens and shop around for another one?


confused
Rating
depends onthe company


Shivron
No not at all!


♥♥~~Tara~~♥♥
Rating
nope


mbrcatz
Maybe. It depends on your policy, your state regulations, and who's made the determination that you are not at fault, and if fault is being contested by any of the parties involved.


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