 Health insurance? |
| what health insurance company do you use if you had to buy on your own, not through work?... |
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 I let my car insurance lapse....will i get in trouble? |
| my car insurance is lapsed right now. i know when you sign up for insurance they always ask its been lapsed. when i say yes, which i ll tell the truth cuz they ll find out anyways, what will they do? ... |
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 How much life insurance? |
Married, no kids, will buy a house next year, anuual income = about 80K
Options:
1x annual salary - free
2 x - $9.44/month
3 x - $18.88/moth
4 x $8.32/month
5... |
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 If my insurance applied an amount of money towards my yearly deductible, do I still owe the doctor the amount? |
| I received a bill in the mail stating that an amount of $119 was applied towards my yearly deductible as per my insurance. Now, it looks like a bill and shows a remaining balance of $119 still. My ... |
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 Can you get health insurance if your slef-employed? |
| I've never applied, but I'm told its hard to get a policy if your self-employed...... |
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 Can Home Owner Insurance be used to pay for auto accident? |
guy who t-boned my car says he is going to pay for it using home owners ins., how? his auto ins. lapsed 9 days prior to wreck. help me understand
Additional Details
unfortunately ... |
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 My 2 yr old son was hit by a car at a acura car dealership, whos fault is this? can i sue for medical cost? |
My 2 yr old son was hit by a car at a acura car dealership, whos fault is this? can i sue for medical cost?
my son and i were looking at cars at a acura dealership as we walked out between 2 ... |
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 I have a question about workers comp.....? |
| My husband hurt his knee on the job and the company he works for does not have insurance to cover it. We already found out that they are not required by law to have the insurance becuase the company ... |
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 Can I get more coverage from the Insurance Company? |
I was traveling at 40 m.p.h. at a 45 mile zone,
a vehicle ran a stop sign and I hit him broadside, now their ins.co. wants me to accept $10,000 (since thats the coverage he supposedly had) on ... |
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 Are health insurance costs deductible? |
| I am divorced and cover my two children on my insurance. Is that cost deductible on my Federal return?... |
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 What's the best type of life insurance to buy? |
| Is term better than cash value? or vice versa?... |
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 Why do a lot of health insurance plans through your parents employers cut you off at 25 yrs old? |
| I'm a full time student and turned 25 in September. I guess once September ended I'm no longer covered under my dad's health insurance. I was surprised because I at least thought I had ... |
|
 I have had my Jacket stolen from a pub? |
| It was on New Years Eve and because the pub was very busy all the coat hooks were full. So the bar person offered to put it in the reception area. On leaving the pub my jacket was missing, it seems ... |
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knowsitall | In an insurence settlement once you sign the check, can you go back & try to get more from the insurence co? |
We got a check from your insurence company for a few hundred dollars from hurricane damage. We cashed it. Can we try to get more from them now if what they paid was not enough? |
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Sandtone
|
Sometimes the Insurance Co. will pay Actual Cash Value for the damage that was done, then, when you have completed all repairs and have a receipt showing you paid for the work in full, you can re-submit and get the full replacement cost (minus your deductible). Call your Insurance Agent and ask him/her about the extra costs you incurred, I'm sure they would be able to help you. We do this all the time at the Agency I work for. |
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texaspicker0
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If you have an Actual Cash Value (ACV) policy then that's it. If you have a Replacement Cost Policy then most companies pay the ACV until you prove repairs with receipts, contractor's bill, etc. then they will pay an additional settlement to cover the replacement cost. Your Declaration page (the one with all the coverage limits) should indicate whether or not you have Replacement Cost Coverage. |
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LittleRed
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in most cases it isn't the check that determines whether or not the claim is closed. If you have additional damage, you simply document the loss(pictures & proof of ownership(receipt) and present it to the adjustor that you have already been working with on the claim. If you have a replacement cost policy what is owed is the actual replacement cost for like kind and/or quality. |
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z_butter
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No. Once a cheque is prepared, it simply means that it was the final computation for your claim. The moment you have received and encashed it, it signifies your conforme to the amount they have come up to. I guess it's a lesson learned.
If a similar case will happen in the future, you can ask the company to explain in details how they came up with that computation so you will have time to contest their decision. |
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Trish W
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Absolutely not! |
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Skip
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I am sure that once you signed for the check you got, there were some papers you signed and I am further sure that the papers you signed said something to the effect that "this is considered full payment with the amount I have received and cashing this check full fills all the obligations of this insurance company and can not be held liable for further monetary actions." Look at the documents you signed when your check was delivered or just before your check was delivered.
You may consult an attorney but I am pretty sure you have signed your rights away and by cashing the check you implied that you agreed with the amount you received.
I hope this has been of some use to you, good luck.
"FIGHT ON" |
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duc602
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no you signed off any future things that may occur. |
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Uncle John
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Nope. Once yo sign, that's it. |
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Plain_Common_Sense
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nope, usually on the back of those check it states that by signing and depositing your are accepting the payment as full and final settlement of the claim. |
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rhed07
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depending on the company, usually when you sign/cash the check it's a done deal. unless there's more damage done than was originally bid by the contractor OR seen by the adjustor. IE: hail damage to the decking, which is only found AFTER removing shingles |
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mbrcatz
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Yes, especially if there is newly discovered damage from the prior loss, or if this is a partial payment pending replacement of the items. Usually this has to be done within a "reasonable" period of time - you won't be able to re-open a claim that's been closed for five years.
Your agent can help walk you through the process of re-opening the claim. |
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