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lullintraffic | In health insurance, what does it mean to satisfy a deductible? |
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zippythejessi
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A deductible is the predertermined amount worth of charges that you have to pay for medical care before the insurance pays anything. It can be anything from $50 on up. The highest I've seen is $2500.
To satisfy the deductible means that you have paid out the required amount of charges. |
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nita5267
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It means you have paid the deductible amount. If your deductible is $250, they'll pay a percentage of everything over that amount after you've paid $250. |
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shulameet
|
To lower the cost and make it affordable for you to buy a policy, health insurance may require the insured person to pay medical expenses up to a pre-determined amount in any one year, before paying out to cover you. Because you are required to pay first, the insurance company drasitcally lowers the possibility of frivolous medical expenses.
The amount of the deductible may differ, depending on what type of medical expense is being insured. The same policy could have $500 deductible for regular checkups and office visits, but have $ 1000 one for hospital stays or mental health care.
To satisfy a deductible means that you have paid the enough medical bills during the year in question to equal the amounf your policy lists as the deductible. For the rest of the year, you can submit the medical bills odf this type to your insurance company for them to pay. |
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myboy
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A deductible is a certain amount of money (the insurance policy you have will name how much it is) that you have to pay out of pocket before the insurance kicks in and starts paying your bills. |
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swear2google
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It means you have paid the deductible and now the insurance company will start paying whatever their share is. |
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randy_plrm
 |
A deductible is the amount you have to pay out of pocket for your medical expenses before the insurance company will start to pay. After the deductible is satisfied they will pay a percentage of your medical bills for that year (usually 80%, but can sometimes be less). A third term you should be familiar with is your STOP LOSS. This is a predetermined amount that is paid by you as co-insurance (your 20% or whatever % you have agreed to pay at policy inception). When you reach your STOP LOSS, the insurance company will pay 100% of your medical expenses for the rest of the year. |
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dtown
 |
It means that you have to "meet" a deductible. Let's say that your deductible is $50.00. That's the amount that you have to pay despite your co-pay being $20.00. But, once you've paid that, your return visits will only now be in the amount of the co-pay. |
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mishkin
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a deductible is the money you have to pay before insurance company will pay anything; let's say your deductible is $50 and you were paying whatever it is you were paying in premiums; but now let's say you had an accident or a doctor bill for $200. Well, you have to pay the $50 to the doctor and the rest ($150) will be paid by the insurance company. The insurance company will not return your deductible, this is your own burden. To satisfy a deductible means to pay it. So if an insurance company said that they won't pay your bill until you satisfy the dedictible, it means you have to pay the deductible first and then the insurance company will pay whatever is left. |
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