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 What car insurance company has the cheapest rates in NY state?
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 Would I be able to sue someone in this situation?
My wife was driving her truck and this guy went past a stop sign and blind sided her on the right side of her truck. Turns out the driver had taken the car from his workplace (he works at a bodyshop) ...


 How stressful is the insurance business?
Is the pay generally good? Is it worth going into?...


 Why should we pay CAR insurance?
I know it is made to protect us from being sue, I understand this. BUT if we are MADE to pay insurance to drive a car then the Car insurance companies should be MADE to include Car replacement as a ST...


 Life insurance??
Can my 84 year old grandfather get life insurance, he has no medical condition. He doesn't own a home and obviously doesn't work. Is there any policy out there for him? How about my 74 year ...


 How does this affect my insurance?
Can someone tell me how my car insurance will be affected in this instance:

I was a named driver on my dad's car (my dad was the policy holder). I accidentally went into the rear of ...


 I need to know what term life insurance is?
...


 What are some affordable health insurance plans?
Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?...


 Are there any Auto Insurance companies that you don't have to pay upfront?
Hi,
I was wondering if there are any auto insurance companies that you don't have to pay upfront. I am seeking car insurance because I had an accident this January and I was at fault. I am ...


 How much would this kind of life insurance policy cost?
I am a female. I am in the age range of 20-25. I want $100,000 worth of coverage. I smoke, but I have no other health issues. How much would it cost me? Also, how much would it cost me for a $500,000 ...


 What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC?
Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, ...


 Will homeowners insurance cover medical bills for occupants?
Son ran over foot with lawnmower and had to have surgery....


 How do I find out if an insurance broker is someone reputable before I pay?
I am getting a new insurance policy on my home and I want to make sure I am giving my money to someone that will not dissapear on me. Is there a checklist for things to lookout for before paying the ...


 What should a new home owner consider when purchasing insurance coverage on the new home?
I am unsure what all I should be asking the insurance companies about their coverages. Can you give me some tips?...


 Who has the cheapest home insurance policies in California?
Time to renew and I need to start shopping around.
Additional Details
House is worth 1.4 mil. I'm having a hard time with ins. bec.even though it was built in 1927, I purchased it ...


 Insurance beneficiary?
i have a friend who is recently deceased.on her insurance policy she had her mother listed as beneficiary but her mother is also deceased she has a sister who lived in the home with her is there any ...


 What does 15/30/5 mean on my automobile policy under UIM/UM/Liability?
My state requires a 15/30/5 UIM/UM/Liabilty amount. Does anyone know what this means? Does it have to be higher if the vehicle(s) are owned by a company?
Additional Details
My state(New J...


 How do people get Insurance?
I have a learning disablity In some things, so my parents don't tell me anything. I'm 21 years old. they think I am stupid and even make fun of me. so the only way I really learn things Is ...


 Can an employer drug test a minor?
Im wanting to get a job as im 16 and need to get a car but I have some weed in my system..I have a few people that say you cant drug test minors...Can anyone verify?...


 Medical Insurance, No Money?
Well this is really stressing me out I'm 21 last year I was at the hospital got sick of the apendix, and I had no medical insurance that was around October16,2006 well now I have a huge bill but ...



Mansters
Inheritance: How should they handle this situation?
My grandfather died in February 2008. My dad and his two sisters are equally listed in the will...everything is split in thirds between the siblings. My grandfather had an insurance policy (whole life). One sister borroweed $2000 against the policy for her own needs before my grandfather died. She did not pay this money back; thus the policy is $2000 less than the original amount. Should the amount she borrowed be taken out of her part or should the siblings just split what is left in thirds?
Additional Details
My aunt had blanket power of attorney. She did not ask my grandfather. She could do whatever she wanted with any of his assets without his say so. He was sick and did not understand what was being done. She also mortgaged the house (even though at the time it was in all of their names...my grandfather gave the house to my father and aunts before he died...they still aren't sure how she got away with that without my dad and other aunt knowing). She also ran up almost $50 K. in credit card debt under his name while she had power of attorney.
                     
 




Ruby
Rating
Unfortunately your question is the textbook example for why people who give others their powers of attorney need to be incredibly careful. I agree with the answerer who said that the will only can divide what exists now---after your grandfather died. Perhaps your father and other aunt can consult an attorney regarding the mortgage on the house--this may have been done fradulently--and perhaps they can sue for their shares of that. As far as the credit card bills go, if your aunt had the power of attorney, she is not legally obligated to pay back the money or have it deducted from her share of the estate.


Karl
Rating
The sister should have offered to put $2k back in the pot.
Although she(sister) may reason that the 2k was not part of any inheritance, but just your grandfather's money to do with as he pleased.
I'm rambleing.
Yes, money should be taken out of her share.
But, if this is going to cause problems, just let it slide.


grt_n_pwrfl_oz
Rating
I would say out of her part. Essentially, she just took part of her inheritance early.


Debbie
First of all, let me say, sorry for your loss.
I don't understand why people think that their parents owe them anything, or they are entitled to it. He could have left them nothing but the cost to bury him. Also, they should be grateful he didn't and be satisfied if they get a penny much less a dime. Forget about the 2gs, your aunt needed it and your grand dad let her have it. Split the remaining amount between the three like the will states. People are so picky when it comes to money that's not theirs, yet.
Just my opinion, have a nice day.


mbrcatz
Rating
She can't borrow that money, unless she is the policy owner. If she is the policy owner, then the payout should be split three ways, as specified.

If she is NOT the policy owner, she didn't borrow the money - your grandfater did, and the payout should be split three ways, as specified.

Luckily, this isn't up to you guys to decide - the insurer will pay the beneficiaries, exactly how the policy designates - 1/3 each, of the payout amount.


65% water
The will was not in effect until your grandfather died. The estate is defined as the assets he had at that moment. Whatever happened before then is not relevant as far as division of assets. The lawyer who is handling this should have explained it to you.


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