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 In Ky,owning a farm, do you have to have insurance?
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 No win No Fee??????? Any advice please?
Hi. Has anyone used one of these companie's? If so how long do they take to sort things out. Very briefly, had an accident at work, got a Solicitor on the case just wondering how long before it&#...


 Unemployment and Health Insurance in Ohio?
I got laid off two weeks ago due to shortage in work. I will start receiving the unemployment benefits the coming week. I was scheduled to have a varicocele surgery in the first week of January. My ...


 What is the best way to take care of the medical expenses of my aged parents ?
My parents are aged 63 & 58 . They are not covered by any insurance so far. Both of them are diabetic and take medicines daily.
What is the best way to deal with the medical expenses that ...


 Will insurance companies pay out on the majority of cars written off by the recent flooding?
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 Health Insurance?
I may be accepting a job that does not have health insurance. What are the disadvantages of having an individual health plan? What is an HSA and how do I get one?...


 A friend of mine's husband just passed away. Does she have to pay tax on the life ins. money?
It isn't a lot of money, about $50,000. Has to last her the rest of her life. Can anyone help. Thanks...
Additional Details
The spouse died of complications of surgery, not an ...


 MY BROS USING MY CAR ITS insured TO ME WE DONT LIVE TOGETHER DO I NEED TO ADD HIM TO MY POLICY?OR GET HIS OWN?
JUST WANNA MAKE SURE HE IS COVERD JUST IN CASE!...


 I'm 52. Wife 53. 3 kids, youngest is 21. How much life insurance is recommended?
We both work. Own home - no mortgage.
5 times my salary?
10 times?...


 How much it cost to get buried?
What is the average cost of burial and moseleum?
i'm thinking of getting life insurance (i'm in my 20's). I want a nice casket and to be buried in a moseleum (sp)....what is the ...


 Can just anyone take out life insurance on anyone else without telling that person.?
Can they make them self the beneficiary and claim the money when the person dies.
Additional Details
Ok, first of all, I'm not planning any insurance scam. A lady friend of mine ...


 Individual Health Insurance Premium Increases?
If I have an individual health plan which costs about $150 month, then for some reason I become seriously ill, can my insurance company raise my premium? If so, how much? Is there any kind of legal ...


 Do i have to keep paying insurance on a car that i wrecked if the insurance company is paying for the accident
i got into an accident that was my fault. i wrecked my car and their car. my insurance is paying for their car but since i only had liability they arent paying for mine. my are is a total loss and im ...


 Who should I talk to when my health insurance coverage changes and I can no longer afford my medication?
My medicine went from costing me $40.00 a month to $2000.00 per month and I have no way of affording this cost. My life is dependent upon my medication. I have spoken to the insurance provider to no ...


 Where can I find information about a lawsuit against Progressive insurance?
...


 How To Become An Insurance Adjuster?
How do you become and get into the auto insurance business? Or specifically auto insurance adjusters?...


 Can I drop an unnecessary health insurance policy?
A univeristy in Virginia imposed an unnecessary health insurance on me. It does not allow me to drop it. Is such practice against law? What I can do?...


 How much does it cost to replace a social security card?
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 Best life insurance company.?
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 Can a health insurance turn you down for coverage if you have had continue medical coverage? ?
My daughter and her husband recently moved back to California where her husband accepted a good paying job but it does not have medical coverage, therefore they have to purchase one. Her husband ...



LendelB
Insurance Co reduced $100K life policy to $5K because of illness at retirement is that common practice?
What's an alternative; private personal insurance instead of group insurance through one's employer?
                     
 




mkulda
If it was an employer provided group term insurance plan, then yes it is completely legal and can easily happen.

But the ability to do this would have been clearly spelled out in the policy language given you, if you would have read the policy.

The alternative is to buy your own term insurance plan that has enough coverage to provide what your financial goals were.

However, now with an illness, it may be more difficult to qualify medically for such a policy.


blb
It may not have been due to the illness. I know that when my father retired the term insurance he had thru work was convertible but it was only good for 5,000. Check again with the agent and see if it is due to the conversion from the term policy at retirement.


epizan
Rating
I would talk to the attorney general's office. I don't think that is legal.
With life insurance private is the way to go but with health group is the way to go(usually)


mamatohaley+1
Read the policy. Most group policies benefits reduce a % at certain ages or life event changes. I am not sure about illness though. How would they know he was ill?


insuranceguytx
Rating
Some life insurance provided through an employer reduces the face amount (death benefit) at various ages and at retirement.

READ the policy. If it is through work, talk to your benefits manager. Then go talk to an insurance agent. Having a health problem will increase the cost of the insurance or make it unavailable.

Good Luck


bostonianinmo
Most group term policies are converted to individual term when you retire. These are usually subject to normal underwriting criteria.


floozy_niki
Rating
You are lucky that you still have insurance. In fact, after being diagnosed with illness, you can never have any insurance again.


Hunter_boy*
Rating
This is definetly a fraud check out with atorney general


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