 What is Retroactive Date for a General Liability Policy? |
| Could some one give me a couple of examples of what retroactive date mean???... |
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 National Insurance Number? |
When is your NI number supose to come?
some people say 15 and 9 months .. but my firend is 16 on the 12th of this months and she got hers like 2 weeks ago.
If you get it when youu 15 ... |
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 Will an insurance company reject you if you casually smoke pot? |
I'm looking to get health insurance but i'm kinda worried
I know they do urine test during physical exams, so i was just wondering if the insurance company would reject me when ... |
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 I bought an Item on Ebay. see details? |
| The seller insured the product through UPS and when it came to me it was beyond repair. Ups then wrote a insurance check to the seller. Shouln't I get this money. Or does the seller get this ... |
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 Who can someone contact to make a complaint on an insurance company? |
| I was involved in an automobile accident almost two years ago and we have been trying to settle the claim. We mailed in the paperwork accepting there offer and it has been almost two months and we ... |
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 Is my check still valid i found it, in my bag and its from 2006? |
| this check was from a company i us-to work for in 2006 and i just found it and was wondering, if its my money and i never cashed it,can i cash it still in the bank? or will the date be a problem ... |
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 What are some cheap Auto Insurance Companies? |
| I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?... |
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 SR-22 Question....Personal Experience Please!!!? |
| Can I have full coverage insurance with one company and then do my sr-22 with another company or does it all have to be on one policy???... |
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 Medical Office Co-Pays? |
| Is it legal for doctor offices to charge their patients an additional fee for all copayments not received by the last working day of each month? I got a letter from my doctors office charging me an ... |
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 How do i do this..?!? |
| im 18 and am becoming totally independent from my parents..i have like no moneyyy and dont know how to get a place to live or anything..i of course plan on getting a job and all that..but how do i ... |
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 Need a name for Employee Newsletter? |
| I have been asked to start an employee newsletter for my company. We are a food demonstration service company. We demonstration food items and household products in Costco Warehouse nationwide. Does ... |
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 What to expect when the insurance underwriter inspects your home? |
| After 28 years in my home, I got a notice that the insurance company is sending someone out to photograph, measure and report back on my house. What should I expect? If they come up with a punch ... |
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 Car accident with no assets? |
| Just wondering. What would happen if someone got in a serious accident and the person got hurt and sued for a million dollars. But the person being sued had minimum coverage and no assets what so ... |
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 How can insurance companies find out if you have a pre-existing condition?? |
| I have heard people mention the MIB as a source, but where do they get their info? I thought medical records were strictly private, how do they find out your past medical info? Ty!... |
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 I want to close my LIC policy. My policy is for 12 years. i have completed 4year? |
Going to received some money after 4 years. What will happen
to my remaning money. Will they give me full money or deduct the money ... |
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drevilesq | Insurance Question. Here it is. What law authorizes an insurance company to get a copy of your criminal record |
Please do not respond with personal theories, personal experiences or personal philosophies. Limit your answer to the MASSACHUSETTS LAW ONLY. In other words, begin your answer to my question with, "The Massachsuetts Law that allows insurance companies to obtain a copy of your criminal record without obtaining your consent is ............(then fill in the blank). Also, do not answer this question by stating that a person's criminal record is public information------IT IS NOT. If you believe otherwise, then also tell me what MASSACHUSETTS LAW you are relying on when you make this comment. |
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1 Luv Girl
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The Massachusetts Law that allows insurance companies to obtain a copy of your criminal record without your consent is the CORI Law.
Currently, over 6000 private organizations have access to individuals' criminal records. While a person is in custody in a correctional facility and for a period of time after release, any member of the public may receive a record of that person's convictions from the Criminal History System Board for a fee. An individual may obtain access to his or her own records.
Massachusetts does have legislation in place to protect the confidentiality of criminal records. State law provides that adult criminal records may be sealed 15 years after conviction for a felony or 10 years after conviction for a misdemeanor if an individual has not been convicted of any criminal offense in the interim. Juvenile criminal records may be sealed 3 years after conviction, if an individual has not been convicted of any criminal offense in the interim. A person with a sealed record may answer "no record" to any question on an employment application concerning his sealed record. Massachusetts law also forbids employers to ask about juvenile records, misdemeanors more than five years old if the applicant has no convictions in the interim, a first conviction for certain minor offenses, and any arrests which did not lead to conviction. |
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David W
 |
QUIT WHINING DEADBEAT |
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Expert Realtor
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Anyone's criminal record is public information, but that has nothing to do with your question.
You most likely completed an application when you applied for the insurance, so it should appear there.
The TYPE of insurance that you are applying for, may give a company special rights, such as Errors and Ommissions insurance for a professional license.
I would also be asking this question to your insurance agent, or a better source would be the Insurance Commission of your state, which will be very familiar with these types of laws. |
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mbrcatz
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OK, there isn't a LAW that does it. YOU give permission. THERE IS NO LAW. So I'm not following your wording.
The thing is, at the bottom of EVERY application for insurance, in Massachusetts, (I've seen it, I wrote insurance there for years), is a tiny paragraph that says, by signing this application, you are allowing the insurance companies to investigate you anywhich way they want. They can pull records, public & private, they can INTERVIEW YOUR NEIGHBORS.
I don't know if ANYONE ever read it, with all the policies I wrote. But it's there. So every time you START a policy, you consent. Every time you file a claim, it's on the claim forms, also. You basically can't have ANY transaction with an insurance company that requires your signature, or electronic signature, that doesn't give them that permission. |
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Marcus
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Who are you my boss?
I don't need to know what law it is that allows me to check a convicted criminal's info. I just paid $29 for it and can use the service for a month. I am not even American.
mbrcatz17 get your facts straight or don't bother writing.
Criminals' records are not only publicly available but in the USA they are also in the Public Domain, remember that one for your next top contribuition. |
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Sue
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First, sorry you are so angry about a claim investigation. I guess something was done or said in the preliminary claim information that caused them to look further into this. A bad attitude and refusal to complete the written claim form can certainly put up a red flag to the initial claim adjuster to cause them to refer it to the SIU (special investigation unit) dept. Anyway, your criminal record can be looked up on the internet for a fee, WITHOUT your consent, anyone can do it. I see advertisements all the time when I am simply looking up a telephone number. Look up a phone number on whitepages.com & look on the right hand side - all the information you could possibly want about the person is available right there... |
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