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 Does having a homeowners insurance policy allow insurance people unrestricted access to my property?
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 Anyone work or ever worked auto insurance claims?
I just graduated college and it looks like I'm gonna get a job offer to work auto insurance claims for Allstate Insurance. Does anyone know anything about this kind of work? Is it boring? B...


 Is your insurance agent supposed to "go to bat" for you with a bad faith insurance situation?
I'm wondering if I should switch both insurance company and agent?...


 Do I have 3 months after my last day being covered by health insurance to sign up for Cobra?
I will lose my health insurance for one month (Dec) secondary to reduced hours a month ago. If I don't pay the Cobra premimium right away, can I pay it at a later date if I need the insurance (...


 Blue Cross and Blue Sheild re-adjust a bill from two years ago. Telling me I own a provider more money. WHAT?
Today in the mail, my heath insurance sent me a letter saying- THE CLAIN FOR THIS PATIENT WAS REVIEWED BASED ON ADDITIONAL INFORMATION RECEIVED. WE HAVE COMPLETED AND ADJUSTMENT, AND HAVE DETERMINED ...


 No Car Insurance?
If you get in a car accident and the other driver doesnt have insurance and they are at fault of the accident what happens? When the police came and ran the insurance and the other driver didnt have ...


 Toyota Corolla insurance?
Im just wondering, is the insurance on the toyota corolla (s) more expsensive than the (ce) or (le)....


 How do I know if an insurance company is legitamate?
I've gotten mailings from 21st Century Insurance. But before I bother applying, I want to know if they are reputable....


 Why would you listen to an insurance agent? Would you rather meet him in your home or his office? Why?
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 I had a back injury at work in 2006. insurance wants to settle. lawyer thinks i should settle. should I?
i still have minimal pain. can't drive,walk or stand for length of time. they are offering 30. i'm uncertain.
Additional Details
i had used this lawyer before for a neck injury....


 Does geico accept monthly payments?
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 Can speech pathologists who have private practices reject you if you don't have private insurance, but cash?
I was laid off of my job and my inusurance has ended. In the meanwhile, I need to see a Speech and Language Pathologist. I called a private practice near my home, and she asked me if I had private ...


 I was injured in a store what do i do?
i was getting an item when another one fell and injured me i am off work without pay for wks i filed a claim with the store they tell me they are not responible for anything.
Additional D...


 I am a 58 yrs. old male with no Ged and a wife and daughter to support i need a job can you help me find one?
I work for the city of lancaster for over 9 years and they fired me with for Know good at all. I had to appeal to receive my unemployment insurance and I had to use my retirement to pay mortgage and ...


 If I want to sell insurance, Who is the best company to work for product wise and commission wise???
What licenses do i need to get. Im in CA...


 E&O insurance?
Any suggestions on where or from what company I can buy affordable E&O insurance? I'm in GA with a soon-to-be life and health license.
Additional Details
Nat'l Asso of P...


 Do I need life insurance?
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt.

I own a condo (with my bank) and car (with my bank) and have student ...


 How to become estate agent?
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 What are some reasons why insurance co. settles a lawsuit?
What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?...


 Is my 18-year-old highschool dropout still covered on my health insurance?
My son turned 18 in March, and I just signed him out of public school (he was nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college ...



GAZ
Insurance advice?
My friend smashed up his 42" LCD tv, it was knocked off its table stand. With my insurance i think i pay a little extra to insure single high risk items like a tv, i dont think he has though. Whats the best he can expect to get reimbursed for his little disaster??
                     
 




mbrcatz
Rating
Well, on a standard homeowners, NOTHING. On your policy, I bet it wouldn't be covered, either. Call your agent and ask. The standard homeowners/renters policy covers "stuff" for "named perils", and falling (or knocking over/down) isn't a named peril.

If you have a high-end policy like a CHUBB homeowners, contents are covered on a "risk of direct physical loss" basis, which DOES cover knocking over, but those policies usually have a hefty deductible (starting at $2500), and are very expensive to begin with.


silly gorbie
Rating
impossible to answer without sight of the policy .


Queen B
Rating
well whats the tv value? whats his deductible? if its a $1000 tv and he has a $500 ded, he needs to think hard about it before making a claim that will pay him only $500. Not really worth it for a claim that will show on him for 3-5 yrs. his policy may cover it, he needs to call his agent. I have had clients that accidentally damage property themselves and the companies pay.


ricks
If the policy does not cover it, like you were wise enough to get for yourself, than the best he can expect is a letter from the agent saying they wont pay for it.

But, if he does have some type of coverage, there are 2 possibilities, both of them are based on the type of coverage purchased (less the deductible, if any): he could get replacement cost, which will get him a new one or similar at the original price. Depreciated cost, which will pay a certain percentage of it depending on the age of TV.


old know all
Rating
If he's only got ordinary contents insurance, and he was the one who knocked it over, zilch.

If he's got accidental damage cover, there's usually a limit of £500 or £1,000 on a single item that's not specified in the schedule.


david536259
If his insurance policy doesn't cover accidental damage then probably nothing at all.


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