 Does homeowners insurance cover renters property if property is damaged by the house? |
storm caused power surge and because house is not grounded surge destroyed renters property
Additional Details
we just learned that the house was not grounded, electricians say its the ... |
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 When i apply for a Identification card, will DMV take a copy of my birth certificate? or do they need original |
| because i do not have my original all i have is a copy of it, but i know my ss number, and i also do not have the original of that either just a copy.... |
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 Has anyone here taken the insurance license exam? |
| Is it hard? I'm studying right now, but I'm nervous if it's a hard test?!... |
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 5 yrs ago my mom lied and said she had insurance, I had an accident now I'm being sued. Who pays? |
| I turned 18 5 yrs ago, my mom bought an old taurus and said I couldn't drive it until she had insurance. She started letting me drive it to work about a month after I turned 18. While picking my ... |
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 Does my insurance cover this crazy incident with Oprah? |
so... i accidentally spilled some mayonnaise on oprah's silk shirt, but she doesn't know yet since i took her glasses. where can i get insurance to cover this problem?
question ... |
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 Can anybody recommend a good HEALTH insurance company? We can't afford our employer's plans...? |
| We just got out of the military and no longer have tri-care benefits. Our employers charge well over $500 per month for a healthy family of 3 (2 20 somethings and a 1 year old). Unfortunately, we ... |
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| What is the best type of health insurance for my wife and I during her pregnancy? |
| My wife is pregnant and we are looking for coverage while I am in-between jobs. We don’t qualify for access because my wife will make too much and COBRA is expensive but it is the only option that ... |
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 Does anyone have a good homeowners Insurance agent I need one,? |
| I need some homeowners insurance anyone have a good agent ..... |
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 My son flushed my wedding rings down the toilet will state farm insurance cover that under our homeowners ? |
| I had my rings on the stand next to the toilet and sink in our master bathroom. I went into the bedroom tog et something and I hear the toilet flush and when I went in there to see what he was doing ... |
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 My bank is driving me nuts ? |
| can the banks do this if i have say £2 in my account and i have a direct debit of £30 to be paid can the bank pay the direct debit and make me go overdrawn then start charging me £15 a day is this ... |
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 Have you ever worked with or used Primerica for personal finance needs? |
| I recently went to a presentation for Primerica and had an interest in starting as a part time agent. I would love to see if anyone has had any personal experience that they could share that might ... |
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 I got a insurance check to fix my house and they put the loan companies name on the check, loan company? |
| I did not sign the check sent it to the loan company with a letter explaining what it was for and needed it right back to pay contractor they kept the check, my loan payments are paid and extra money ... |
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 I'm 23... would life insurance be a good idea for me? |
I don't really know anything about it or how it works. I'd like to plan ahead though so that my future kids are well taken care of if something happens to me. (I'm in good health.)
<... |
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 Any advice on Medical Insurance? |
| My husband's job has an insurance plan that will take $200 out of his paycheck EVERY OTHER WEEK. He makes about $1200.. that is $400 a month which leaves us with $800 a month to survive. We ... |
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 What is the best insurance company to insure an enagement ring? |
| I'm looking for a dependable insurer that will insure an engagement ring; not an add-on policy to a homeowner's or renter's insurance. Moreover, a company that will soley insure a ... |
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 Adding husband to insurance...to do or not to do? |
| Ok, when I get married in August, it will cost me almost $400 a month for the both of us to be covered. Right now, just for me, it costs less than $100. This is for dental, vision and health ... |
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bluecow | Insurance and ACT of GOD!? |
if a person doesn't believe in a GOD, can an insurance company not pay out due to an Act of God? |
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Dragoner
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An act of God is something dreamed up by the Insurance companies as a cop-out clause when things look bad for them. In other words, their gamble that there will not be a second flood proves incorrect. "Sorry, we don't pay out on acts of God...etc".
Okay, let's just follow this act of God notion to it's source. If they, the insurance companies, believe in God, then they themselves are the result of an act of God. God the Creator of all things.
Therefore, it follows that if they are also an act of God, we don't believe in them! No sir we do not. And we do not insure with them, no sir!
Insurance companies have got to be taught a big powerful lesson and one which UK.gov is about to bash them over the head with. Where flooding occurs or is likely to occur and which is a common occurrence here in UK, the insurance companies must and will pay out. |
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regerugged
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Yes. If a loss is not covered under the terms of the policy, you won't get paid. |
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welcome news
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I have worked in insurance for 25 years and have never yet had an insurance company refuse to pay out due to 'Act of God'.
If the stipulated event occurs they pay out. If the loss is due to an event that is not covered they won't. But events like fire/ lightning/ flood/ storm/ tempest (which would presumably be called Acts of God) are definitely mentioned as being covered. |
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Hibee
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The phrase no longer appears in insurance policies. |
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Phil
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I think it is more likely that the insurance company doesn't believe you. |
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old know all
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Up until the 1960s, insurance companies could avoid paying claims if the cause was an act of God. That's no longer the case - they can only wriggle out of the claim if the circumstances are clearly excluded by the policy.
Some people believe that everything is an act of God. If that's the case, insuring against it is blasphemy. |
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Gambit
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'Act of God' is a legal term, it is not a term that is used in insurance. Perils that are insured against or excluded are specified in the policy wordings. An insurer can only deny a claim based on the policy wordings |
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Insurance MAN
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As many have said.... it's no longer a relevant question, since 99.9% of policies have very clear policy language that explains what is and what is not covered. "Act of god" no longer appears in that wording....oh and BTW that wording, IS your legal contract. |
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J
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It doesn't depend on what you believe it is what the law considers an act of god. Really it should be referred to as "Not an act of man" e.g hurricane, lightening, flood etc. |
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katycorkarooney
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lmao!
I suppose aslong as the insurance company "beleive" then others beleiefs dont matter theyre the ones with the cash to dosh out! |
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mike gill
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will the current Australian floods be covered by insurance and will their
be enough in the kitty to pay everyone? |
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