Can your employer denie you insurance because you are married? |
IN THE STATE OF PENNSYLVANIA
I am getting married soon and found out my employer policy if you are married you can't get your free insurance through them anymore, you have to go through ... |
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Insurance?????????? |
| I have just started a new job and my insurance wont be kicking in till may or june. My husband is trying to get me on his but we have to get some papers before I can get on it. My worry is I wont be ... |
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My son had his hospital bill delcared charity? what about Dr Bills? |
| I sent copies of the Declarations to the individual Dr. involved in his surgery and they said they don't honor it but my son has no way to pay and no income or insurance?... |
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I'm looking for the cost of rebuilding a 3600 sq. foot house? |
| For insurance purposes, I need to insure my home for the "cost of rebuilding" the house as compared to the "market value". How much would it cost to build a 3600 sq ft house in ... |
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How can I go about getting my license for life insurance, health and annuities? |
| I want to get my life, health and annuities license without being backed by a company. I just think it would be something good to have. I have looked all over the internet but couldn't find an ... |
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Health insurance HELLLLLLPPPP please? |
| I was recently on my fathers health insurance and now that i have turned 18 i cannot be on it anymore, i have a good job and make a decent amount but not enough to cover like $100 or more a month, ... |
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I would like to file a formal complaint against an insurance company, who do I contact to do so? |
| Who do I contact to file a formal complaint against a insurance company in the state of Illinois? Does this require a specific form? If so how would I go about getting one?... |
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Homeowners insurance question? |
| We have been having a lot of rain here, more than usual....A few nights ago, it poured for hours, and my roof, which had never had problems in the past, had a leak and water got into my house and ... |
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What can you tell me about insurance agents or insurance salesmen? |
| i would like to know if being an insurance agent is an interesting job or is it boring and tiring? is it well-paid? what is the job about?... |
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What is "your Liability" mean on health insurance? |
| I got an exlanation of benifits in the mail and it says its not a bill, so in the list of charges at the bottom it says YOUR LIABILITY 954.39 So if this is what I owe, then why is it not a bill? will ... |
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If you're a floridian, and have health insurance, what's the best insurance...in your opinion? |
| Right now our family includes 2 parents (male, female) and daughter. I was wondering, in your opinion, what's the best health insurance to get?... |
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How much should I expect? |
| I was recently involved in two not-at-fault accidents. The first one totaled by car, roughly 15k in damages. The insurance company paid off my lien and paid for four months worth of physical ... |
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Can I insure my business against capital loss? |
| I want to know how I can lower the risk of losing my Capital investment.... |
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Does renters insurance cover pet damage? eg. cat pee? |
| My cleaning people accidentally locked my cats in my bedroom and they subsequently peed on my bed, ruining the mattress and pillows. Will my renters insurance cover this kind of pet related damage? I ... |
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Can a Co signer take a car from the primary buyer |
Well to make a long story short my sister co signed for my car for me. I am the primary person on the car. This past weekend she took the car from me. She lives in Az and i live in Ca. She took ... |
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Someone stole something from safety deposit box? |
| my mom told my sister and I that something has been taken. Can a bank teller steal from the safety deposit box? some jewelry and a rare 1930 quarter has been taken. What can we do?... |
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Will my COBRA cover me for the next 18 months even if I'm moving abroad? |
| I am quitting my current corporate job here in the states and moving to Israel for 13 months to study. I want to keep the cheap health insurance that I have now through my company. Will COBRA allow ... |
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It's a boy! | Insurance and hospital bills? |
I am pregnant and the doctors office nurse said I only owe 10% of the actually cost. But when they billed me the whole amount on the bill. My insurance is supposed to cover the remaining costs. Also I paid some of my bill and they gave me a receipt and at the top it says to send it to the insurance company. Do I have to do that? It is just a copy of the hospitals receipt. I thought the hospital handles all the payments. I'm not really sure how all this stuff goes. I have never had to pay hospital bills before. I would call the doctors office but it is closed today. |
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physicist
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They will show the entire balance on your account until your insurance pays them. It is not a big deal, just call the office and let them know that you are witing for insurance to pay. Don't pay more than your copay until you get an explanation of benefits statment from the insurance company (EOB). This will show what the Dr. billed how much is allowed, what they pay and what your responsibilty is. Take to patient responsibility amount and subtract all the money you payed to the dr already and that is what you still owe.
Be prepared to get several bills though, the doctor, the anesthesiologist, the hospital, pediatrician, and audiologist will alll bill seperately after the delivery.
Just match all your bills to the EOBs.
Good luck, |
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honesty hurts
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contact youre insurance they will walk you thru wat to do,,its not easy ,but stick to makeing sure ur ins pays ,,they will try to put as much on you as possible even if they should pay but hang in there hospital bills never go away |
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mbrcatz
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The hospital does NOT have to bill the insurance company.
Call your insurance company and ask if the bill was submitted, or do you need to get a claim form from them. |
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warriorfstride
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Many times in our computer run lives bills are sent to you before insurance payments reach the service providers. The best advice I could give you is to contact your insurance provider and see if they have sent payment to the hospital then if they have you need to contact the hospital to verify that they have received it. It is unfortunate
that the patient needs to do the leg work between insurance company's
and medical providers in this day and age but thats simply the way it is. |
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Insurance Pickle.com
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Here's how it works...step by step.
1) Set up appointment
2) Go to doctor's office and show them your card (maybe pay a copay at that time)
3) See doctor and go home...
4) Doctor's office bills insurance company/network
5) Insurance company/network adjusts bill and sends it back to doctor. At the same time they send you an explanation of benefits (EOB) telling you what you will likely owe the doctor.
6) Doctor gets info from insurance company and generates a bill to you. (this could be 3-12 weeks after leaving the office mind you)
7) You get the bill and match it to your EOB to make sure the doctor's bill matches the amount on the EOB (less the copay if you paid one).
8) If they match then you pay the balance due if any.
9) If they don't match you start to make phone calls and find out why.
It works the same whether it's for surgery, lab, xray, etc... Never pay the doctor anything but a copay upfront. Even when the hospital calls and asks for money before you deliver you tell them that you're more than happy to pay them AFTER services are rendered but not before. |
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