I have been claiming on it for a while now. At first I claimed because I was made redundant. I got another job after several months and on my first day back I became ill. I was recently diagnosed as ...
I'm 21 and was wondering if i were to lose my job or get fired, or switched a job that offered health insurance in 3 months or more... how would i be able to pay for some of the medications I am ...
your medical insurance kicked in is there a way to get it put on your insurance or any ways to lessen the bill? it's a 15,000 dollar medical bill and my medical was only one month away from ...
I received the Explanation of Benefits from my insurance company recently and all it basically says is that it does not cover any part of my hospital bill and surgery and I'm about to be sent a ...
I know I can’t get an exact answer without all the group details, I’m just looking for a general idea. I currently don’t have health insurance with work. They do offer it, however it is not ...
A friend of mine offered to sell me his book of business. In about 12 months, he built a $2M book with over 3000 clients mainly P&C pers lines. To say the least, it will be a problem book that ...
I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental ...
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?
i am comparing insurances right now and some have coininsurance, some say 20% after deductible and some say 20% coininsurance after deductible.. what is coininsurance?...
Sugar
Insurance cancelled me because of material misrepresentation? What does this mean?
am a g1 driver, have been insured with same insurance company for 14 months. Recently had a car accident. When i filed a medical claim they cancelled me and told me becuase of material misreprersentation. Does any one know what this means?
Typically, that means there was something not accurate on your application that would have had a serious impact on whether or not your claim was valid or whether or not they would have approved your oroginal application in the way they did.
Basically, material misrepresentation is their way of saying you lied or provided inaccuate information on your application (whether on purpose or not) and we can prove it, but it's not big enough for us to worry about charging you with fraud.
hamrrfan
They are saying the you provided false information either when you applied for the insurance or when you filed the claim.
A simple error is not material. Material means that if they had the accurate information, they would not have insured you or would have offered a significantly different policy and conditions.
tonalc2
Basically, you lied--or misrepresented the facts--on either the application or the claim.
Samantha B
I think it means that they believe you didn't tell them everything when you applied, or you lied on your appliaction
moonlightonalake
It means you lied to them, either on your original application, or when you made your claim. Contact the company and ask for clarification and details.
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They did not like something you submitted, they think it was fraud. You should call the insurance company and find out exactly what they are talking about.
Nancy B
It seems that you feel really screwed up of this problem. Hope you may found useful here http://www.AutoInsuranceFree.info/free-auto-insurance.htm .
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