 Health Insurance Quotes Questions? |
For a healthy adult between ages 20-35 what would the montly premium in health insurance be for a male and female?
... |
|
 Have you filed a homeowner's insurance claim for theft - did they cancel you? |
| I had some jewelry stolen and am afraid if I file a claim the company will cancel my policy, I have car, house and life with them. Not sure what a claim will involve.... |
|
 Is it wise to have a Hospital accident Insurance Plan if I don't have a regular health insurance plan? |
| I can afford health insurance for my family. Everyone in my family is very active in hiking and other low risk activities. Should we still have an accident plan to cover accidents. For $30 a day, I... |
|
 I just got a speeding ticket , will my insurance rate increase? |
| The officer reduced to 15 kph over in a 40 kp zone and said that I will not lose any points- will this affect my insurance?... |
|
 Life insurance? |
| if my mom didnt name anyone as a beneificiary to collect her life insurance she got from working at kaiser and her 401 k plan, who does it go to? shes about on her last breath.... |
|
 Will the life insurance co obtain our medical records? |
| My husband & I are getting life insurance for the first time. We are both in our early 30’s and healthy. I know that the insurance co does their own health tests and blood screenings but I have ... |
|
 Dental Insurance issue...please help,............? |
| I recently been laid off from my employer so I no longer have health insurance. But a few months ago, I paid my dentist $600 for a full year of cleaning and examination while I had health insurance. I... |
|
 When do I need to enroll in Medicare if I plan on staying employed and covered by group insurance? |
| I am self employed and since my group is small, I am told my group insurance is primary. I will be 65 in two months, I am not drawing social security and I will continue to work for the next 18-24 ... |
|
 What life insurance would be best for my needs? |
| I am a 24 y/o single male who lives with my Dad. It's just him and I, as my mother passed away a few years ago. In the event that I ever died unexpectedly/suddenly, I'd want my Dad to not ... |
|
 $4200 Hospital Bill for going to the Emergency Room in June? |
| Hospital said they can work out a payment plan of $350 a month. I can't afford that; I have a wife & 7 month old baby. I have to work a year before I can get insurance and it have not been ... |
|
 I have an idea for a business that I would like to start up. I've gotten great feed back for the idea but... |
| The one thing everyone is warning me about is the high cost of insuranse. Obviously this would put a halt to my plan and I need to know where to start gathering liability facts. The business is a ... |
|
 If you, the (auto) insured, not life insured, are killed in an accident that you caused can your loved ones co |
| llect on your auto insurance policy for your death? Which coverage and what would be the limit on that death benefit? God forbid!... |
|
 Is it true that minimum LIC premium is now Rs.5,000? |
| Is it true that LIC rules have been changed such that premiums have to be paid in minimum amounts of Rs. 5,000?... |
|
| I just need insurance for my child not for me can anyone help? |
| My husband is complaining about having her on the insurance that he has. He is her step dad!... |
|
|  |
Woody woody! | Insurance claims? |
I've recently had an incident at my home where I was having trees professionally removed and the tree people dropped one one my house. They've had to file an insurance claim as they couldn't make all the repairs necessary (my siding needs replacing since they can't find a match). The insurance company is trying to say that they'll pay the depreciation on my house, but that may not be enough to repair it properly! This has been a complete nightmare, and other things are going wrong in my house that I really feel like may have been caused by that tree. Anyhow, how in the world should I handle these people! I truly don't like having to play the mean person, but they are so asking for it!
Additional Details
dealing with their insurance company! |
 |
 
mbrcatz
|
Who's insurance company are you having a hard time with, yours, or theirs? They likely aren't liable to reside the ENTIRE house, just the one side.
If you don't like what they're doing, you have to sue them in court. But the judge isn't going to make them pay more than they legally have to, just because you want it. |
|
MSAD
 |
Most likely the tree company does not owe you an exact match on your siding. They would only replace the damaged side - not the whole house. Also - they may not owe the replacement value - they owe the actual cash value (the depreciated value of the siding).
Or
You can file against your homeowners policy. If you have a standard homeowners policy it will pay the replacement cost of the siding (again - just the damaged side - not the whole house). Then they will go after the insurance company for the tree company for re-payment. |
|
bud68
 |
Are you going through your insurance or trying to deal with theirs? |
|
Bethany M
 |
The insurance company doesn't owe to put brand new siding on your whole house just because it doesn't match. They only owe for the part that was damaged by their insured's negligence. Also, if the materials that need replacing are 20 years old, technically they only owe to replace it with materials that are of "like kind and quality". Basically, if your shingles have outlasted their expected lifespan and would have to be replaced soon anyway, the insurance company doesn't owe you to put brand new 20 or 30 year shingles back on you house. |
|
hirebookkeeper
 |
Tell them you want your house fixed to the same condition it was before the accident. I would think that is what the adjuster would want for his own house. |
|
h.manjit
|
get your coat and go to your lawyer. it is very hard to act alone. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 40 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 2 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
6 | 3 week(s) ago
| | | |
6 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
