 Can my doctor refuse to see me because insurance has not paid because the doc has not done the paperwork? |
| I had surgery back in June, and two follow up appointments, all which have NOT been paid by my insurance company. I was told multiple times by the insurance company that they are waiting for the DOCT... |
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 A relative died how can I find out if there any insurance policy to cover funeral cost on them pls hlp asap !!? |
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| My husband was recently diagnosed with testicular cancer and we no longer are able to to afford medical bills on top of our rent payment. Is there any way that we can medically get out of year lease,... |
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 Can u sue a person that does physical damage to you? |
Additional Details
for example, like trying to push you with ur ... |
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 What is status of policy no. 920657439? |
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| Will homeowners insurance cover an room that needs to be rewired due to a short?... |
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 Help with paying a bill? |
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#1- can i get life insurance policy on her?
#2- How does life insurance work? Like i see plans for like $3 a month, what if she like dies right after i get the policy, will i get the full policy ... |
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| My father doesnt remember what company they had policies with.I live in Pa,unfortunatly there is no national database for Life Insurance Policies.... |
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 Car Accident? |
| I was involved in an accident in Nov.of 2005. It was my fault and I was driving my cousins car. I told them if there happen to be a bill left to them after that paticular accident I would hold myself ... |
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 Why do I need a Commercial General Liability policy? |
| I am leasing a Dump Truck for my business. I have an auto policy, but the lessor is telling me that I need a Commercial General Liability policy as well. I know what a CGL policy is, but I have no ... |
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 Can I name pets as beneficiaries in a life insurance policy? |
hi
I have 6 cats that I raised from infancy, three that I bottle fed and the other three I was there for the delivery of. I'm thinking about getting a life insurance policy, but I'm ... |
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 Please help. Who can my parents talk to about their life insurance policy issues? |
| I need advice on a life insurance policy rider that in the 80's carried 4 children under 21 should we have dropped off the policy when we reached 21. Since my parents fail to notice that we are ... |
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Jamie H | Insurance company wont pay up...? |
My parents were away on holiday for about 4 months, during this time the water tank in the attic burst a pipe and has caved in the whole middle roof section of the house, total disaster,
now the insurance company says it wont pay up(UK) as they were away too long!
I am sure they have legal advise but this just seems pretty bizarre to me...? |
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nosdda
|
Insurance company is bluffing. It would have burst whether the house was occupied or not. Tell them you are taking Legal Advice on the matter. |
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sparkle555_2000
 |
I know this will be a disappointment to you, but they were right to reject the claim. Burst pipes aren't covered if the building is left unoccupied for a certain period of time, commonly 30 or 60 days. The policy wording booklet will tell you the exact length of time. If you've lost the policy booklet you will probably be able to find a new one on the insurer's website.
The exclusion exists because if a home is left unoccupied for a long time the risk of damage is higher - for example there will be no heating to warm up the pipes. |
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mttjocy
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I'm sorry but it is very possible that the policy does not cover this set of circumstances, read the policy carefully before you do anything, the chances are there will be a clause limiting the time that the property can be unoccupied without notifying the insurance company.
The reason for this is unoccupied properties have higher risks of such as burst pipes because the heat is off, also the risk of burglary is higher so the policies will not cover buildings that have been unoccupied too long. |
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jimmy_hills_chin
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make sure in the small print
some policies state if your away for more that a few weeks you must inform insurers and all water systems should be drained down so that it reduces the risk of flooding |
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MSAD
|
Was anyone living in the home while they were gone? Was heat maintained in the building while they were gone?
If not, could be a problem.
In the US, if a property is empty/unoccupied for 30+ days and/or heat was not maintained it can affect your coverage.
I suspect your parents policy has some type of language about the property being empty or heat not being maintained and this is the reason. |
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mark_virgin
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They just need to keep challenging the decision and threaten the insurers with legal action. They will always refuse a claim like this in the first instance in the hope the claim will be dropped as obviously it will cost them. I guarantee if the decision is challenged your parents will win. |
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