 What do i do for insurance??? |
| My husband found out today that before March 10, the company he works for will lay off 550 employees. We are expecting our first child in May. The insurance through his company is what i have. When ... |
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 My G.Mom has had a life insurance policy 4 yrs. why is it only worth $500.? |
| My grandma is 91 yrs. old She's been paying on this same policy long befor I was born , and I'm 55 yrs old. I need some answers.This all seems like a big "rip off".... |
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 How to start talk with the person when you don't know him? |
| Actually, I am the advisor in "Reliance Life Insurance", this difficulty I am facing to contact the unknown person.... |
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 What can I do if my employer does not provide health insurance? |
| I work at a local family owned real estate office. I've been needing to get health insurance and my employer does not provide it. Someone mentioned to me to apply for ACCESS but I dont know what ... |
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 I HAVE HAD A CAR ACCIDENT IN CYPRUS AND I WAS PASSANGER,SHOULD THE INSURANCE PAY ME NOW BECAUSE I CANT WORK? |
| I CANT FLY HOME BECAUSE OF INJURIES AND THE INSURANCE WILL PAY FOR ALL DAMAGES AFTER IT IS SETTLED BUT ARE THEY OBLIGED TO PAY ME SOME MONEY NOW BECAUSE I CANT WORK AND I AM STUCK IN A COUNTRY WITH NO... |
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 I am a high risk driver and need sr22 form. Does anyone know who would insure me.? |
Additional Details
It's actually for my 18 year daughter who had license suspended for 3 months for 18 points in 18 months. Needs insurance badly.... |
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 Health insurance. Help so confused!!? |
| I don't know how the whole thing works. What is coin insurance? It will be My husband, my daughter, and myself on a plan. When i type all that in and then it gives me the decuctable. Is that per ... |
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 Is it okay to call at-fault driver to see if he has insurance? |
| I have Geico and a $500.00 deductible. They say if I file with the at-fault driver's insurance, it will save me the deductible. They only go after the other person's insurance if I file ... |
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 I am pretty much homeless, I have an annuity, can i take that out for emergencies? |
Additional Details
Um yea, thanks for your answer Erica. I am on my uncles pc just so you know. And I said pretty much. If you didnt know, there was no reason for you to answer. Thank ... |
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 Which home insurance company should I choose? |
| I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. A... |
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 Can I purchase Zyban under my insurance? |
I am going to try Zyban or Chantix, but are they covered by my company health insurance?
Some of my friends say Yes, some say No.
T... |
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 Seriously...How do you really understand your car insurance coverage? |
| It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on ... |
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 I need 2 insure my car? |
| can u recamend a cheap incurance company?... |
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 In what way is this covered? |
| My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ... |
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 Hazard insurance??? |
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes..... |
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 Do you have a suggestion for a health insurance company? |
| I am looking for one that does not have a waiting period for current medical conditions or persciption coverage. Also one that is accepted widely. I do not want Blue cross and shield.... |
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hector | Insurance - dwi? |
When does my insurance company become aware of my dwi?
after I'm arrested? after my license is suspended? or after i'm found guilty?
Additional Details
i checked my policy it's from april 17 to oct 17.
now my dwi was on sept 24, and my license should not be suspended until the beguining of nov. so, will the insurence co. know before my new policy is written. |
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Thoughts Like Mine
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If they are going to find out, it will be when they renew your policy. that is when they will run your driving record. In most states its going to show up the moment you licenses is suspended / revolked. |
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john b
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The Dmv reports your violation to your insurance provider, because you have points deducted from your driving record. Now, for 2 years, you must carry a SR22, your insurance is going to go up, count on it. |
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Ron Mexico
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Depends on your insurance company and how they do their research. Sometimes they never find out. Most of the time they do. |
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skydiver
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if there is a claim they find out right away no claim....25% chance a renewal....most companies only chech about 25% of all policies renewing because of the great cost betwee 10 to $20.00 per motor vehicle registration |
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DAVE B.,The Old Man
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most likely after you go to court & licence is suspended,don't worry you WILL be found guilty,that is a hard one to get out of unless you can afford a darn good lawyer. |
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mei-lin
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If you had a DWI with an accident, they will find out pretty quickly. If it was not with an accident, they will find out the next time they run an MVR. However, if you need to file and SR 22 - proof of financial responsibility- they will find out when you need it. Your company may or may not file these. If they don't, you will need to find a company that does. In TN, you have to carry an SR 22 without interruption for 3 years. After you no longer need the SR 22, some companies still may not write your insurance for a certain period of time - some of my companies won't take you for 5 years. |
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mkulda
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Almost all insurers buy their driving record data from ChoicePoint (an Atlanta company), which has contracts with each state's driver's license registration authority.
This data is uploaded from each state on a daily basis (in most cases).
So, whenever the conviction is reported to your state's DL authority, it will get picked up by ChoicePointe, usually within 24 hours. Choice Point is only given access to data that shows convictions, so it won't hit your record until AFTER you are convicted.
Then, depending on the contract your insurer has with ChoicePointe, your insurer will get a list of all changes to the database of its clients. Very large insurers will likely get the data electronically within 24 hours. However, smaller insurers either may have a slower reporting period (because they don't want to have to pay as much to ChoicePoint if they have a smaller insured base) or may not do this electronically.
So, in all liklihood, your insurer will get notice within 48 hours of the time the conviction is recorded on your record.
My advice to you would be that if you have a DWI and you know it hasn't been convicted out yet....that you switch to as small an insurer as possible....try to find one that is so small it does stuff via paper records.
That may help delay the impending insurance problems for a few weeks if not longer....
The disadvantage is that a larger insurer is able to absorb more people like you without as large a premium increase. A smaller insurer will probably take steps to increase your premium right away. |
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jeanjean
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they may never find out, they will have to run your license to find out. Did you get in an accident at the time of the dwi? if so they will find out most likely. |
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Loollea
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most insurance companies run MVR's at every policy renewal
that's why they write a 6 month policy instead of an annual policy
anyway, they will check your driving record at renewal time and will find the DWI, and if your license is suspended then you won't need insurance, right? |
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cjl1618@sbcglobal.net
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I would not want to be you.
Hopefully you will stop endangering the lives of everyone who chooses to drive - we would appreciate not having drunks on the road. |
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mbrcatz
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About 90 days before your policy renews. You'll have a "ding" when you're convicted on your driving record, and another "ding" when your license is suspended. A few months before your policy renews, the insurance company automatically checks the driving records - and those dings will come back. At that time, they can issue a cancellation notice on your policy for the license suspension. |
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