Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 What is required to work successfully in Insurance field?
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?...


 Need health insurance but dont have any?
I want to have some health insurance or some type of health care insurance for me. I don't have a job right now and i am 25. I am wondering how i can apply for some insurance if i don't ...


 Regarding health insurance contracts?
I feel stupid asking this. The answer seems obvious. but, maybe I am wrong.

I am looking into buying new health insurance. I am self employed.

I had a salesman here, great ...


 Where can I go get a statement notarized?
My mother need to get a statement notarized, say I will be living with her sister for the school year.
Where can I go in Appleton, Wisconsin?

Does the bank doe them?
If so, would ...


 I want to start my own house cleaning buisness, what insurance's do i need?
i wanting to start my own domestic cleaning... house cleaning business. does anyone out there know what insurances i need??...


 What happens to a life insurance policy if there is no beneficiary??
Someone has died, and had a life insurance policy but didn't have anyone listed as a beneficiary. Before his death he did write a will of sorts saying that he wanted everything to be handled by ...


 I'm 27 years old and single.Do i need a term life insurance? If so, what r the pros & cons of term life insura?
...


 What does it mean when a company says you have to be able to be bonded?
I am looking for a job, and one place that I have looked into says you have to be able to be bonded. Is this some sort of criminal record thing? I have a misdimeanor(sp) marijuana charge from about 8 ...


 Should Ins. companies pay for gastric bypass surgery if lives are at risk and the surgeryis there best hope?
Gastric Bypass surgery ( roux en Y ) has now been proven through long term studies to cure type 2 diabetes in 95 percent of patients. Reported on MSNBC...


 How much does it cost to have health insurance for family of 3?
my husband is a private contractor and he does not have ins. but I work as a waitress and my job provides me with health ins, but now we have a baby and we can't afford a day care they cost ...


 Sickness pay?
Does anyone know? would i be entitled to full pay from my employer if i were to gain a sick note for four weeks.please ...


 Does my homeowners insurance cover the cost of an attorney if i am sued in civil court?
got into a fight and might be sued for medical ...


 Can I get just life insurace, in India, from LICI or any other company?
To cover an educational loan (INR 300000), a bank requires life insurance of student, who is a 20-year old girl, for about 9 or 10 years.
The agents do not tell you about just insurance; and I ...


 Looking to purchase health insurance, but confused when it says 20% after deductible?
For example, If the deductible was $2,000 and I pay that when my coverage begins. So if I was planning to see a doctor and my coverage was 20% coinsurance after deductible, what does it mean? If you ...


 Poll: state farm or geico?
...


 Mom has insurance on me at 23, still snoops?
My mom has insurance for me still because Im in college, however she faked my signature so that she could get a free credit report through their company too, and then lectured me! This really ...


 Need emergency surgery have no insurance. How can I get a loan?
I have a friend that needs surgery for a bad tumor. He has no insurance and has a bad criminal history so can't get a loan. Is there any other suggestions or loans out there. Live in north C...


 How i can find a life insurance for a 89 years old?
...


 I am 16 and im wondering if i have a social insurance number?
(i live in bc, canada) and also is your bc care card your social insurance number?...


 Can I take a life insurance policy on my 80 year old father who is excellant help without him knowong?
...



Broken_hearted_wife
Insurance for immigrants?
when me and my son were in Minnesota last year, we had our vaccinations in a hospital, and my husband has no insurance yet at that time until now, the shots were so expensive that costs us 1500usd. we were trying to apply for an insurance so that we dont need to pay that much..but still i ahve no idea how, and my husband is so busy that he cant take care of that problem,.especially we dont live together now.. can we apply for health insurance and let that cover the expenses from our shots last year..i badly need help.. the hospital and the laboratory keep sending mails.
                     
 




KIWIBIRD
Rating
You have one choice ..and this is to save your credit, as your new policy will not cover past expenses...
Here is my suggestion..
First -- pay the least affordable amount possible on those bills... ie $10 min. to avoid collections or negative credit reporting until you can pay more.
Then... call the hospital - let them know you intend to pay but can only afford a small amount until you work out your budget.
than do the same for the lab...
If you get a nasty person... DO NOT get nasty back... simply tell them you have to go and call back and ask for another person.

YOUR ONLY OBJECTIVE AT THIS POINT IS TO SAVE YOUR CREDIT... IF THIS IS DESTROYED,... ... you will never get credit for anything...and life will be difficult.. your credit is your life on paper...

best wishes...


Michael B
You can not purchase insurance and expect it to retroactively cover any costs before you purchased it. If that were the case, no one woudl buy insurance until after they badly needed it.


sarah314
Rating
Its not possible to purchase health insurance that will cover expenses from a year ago.

(I know its too late now, but in the future...don't go to a hospital for vaccinations! Go to the health department or a clinic...many can provide the vaccinations at a reduced cost.)

You'll have to work out a payment plan with the provider to pay off the bills.


mamatohaley+1
Rating
You can not get insurance that is retroactive. Sorry, you will have to pay the outstanding medical bills.


Average Joe
There are no health insurance I know of that will pay for costs that occured in the past. They will only pay for medical costs during the time you have the insurance.


mbrcatz
Rating
Well, sure, you went to the MOST EXPENSIVE PLACE to get shots. Kinda like shopping for a plain gold wedding ring at Tiffany's.

You can't buy insurance after the fact, that will pay your bill for you. You're going to have to pay this bill.

You can't buy a lottery ticket after the drawing. You can't bet on a horse race after it's been won.


Steve S
Rating
You can apply for Health insurance today. If you and your husband are legally married you can get the policy together, but if you are separate or divorced you would each need your own policies. The insurance will pay as you move forward not for services previously rendered. Also there can be a clause for pre-existing injured that would prevent you from service for a period of time moving forward. I would suggest that you talk with a health insurance agent broker and have them tell you what plans would work best for you. As for your old bills contact the hospital and labs and make a payment plan and don't miss a payment. Good luck.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.064
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy