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 Home insurance?
state farm refused to renew my homeowners insurance. they told me i live with 1000 feet of coastal waters. i'm on the north shore of long island, for goodness sake, it's not the south ...


 Is homeowners responsible or car insurance?
The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car ...


 Auto insurance company that wants me to pay upfront?
I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "...


 Can you qualify for Medicaid if you have personal medical insurance?
...


 Does anyone know where I could get a life insurance for a 95 yr old male?
...


 When you have a settlement with a insurance agency, do you get 3 times the money of your medical bils?
I don't really undrstand how it will work out. The lawyer told me that I will leave out his office a happy lady. But I lost my car in this acident , and the insurance company only gave me the NAD...


 Will my insurance cost go up if I add a 2000 Chevy Monte Carlo SS to my insurance plan??
...


 Does anyone have any recommendation for life insurance for pilots?
My boyfriend of 2 years is a 26 year old commercial pilot and flight instructor (hopefully airlines soon). We plan to get married in the next year or two. I was thinking that I should take out life ...


 Can i claim compensation for being assaulted at work?
I have been left with multiple bruising, shock, trauma and deep anxiety. What is the best way to claim compensation for this?...


 I want to buy bike in 150cc, can u suggest me which one is better in better average,good engine, and comfort?
...


 If I were to die tomorrow, does will my life insurance policy pay off some forms of outstanding debt?
Or will my beneficiaries get all of the insurance money?
Additional Details
I don't have any children of my own. I have left my life insurance to my mother and my sister. So does ...


 Do you know of any car insurance companys that only look back 1 or 2 years into your drivers record?
...


 I'm on my parents insurance, can they see the procedures I have done?
Im 24 years old & about to have a proceedure to check for HPV, but know that telling my parents I've had sex is not a good idea at all. Due to my circumstances, I am still on their health ...


 Do you have to pay a down payment every time you renew your insurance pollicy?
I've only had insurance for a year now, when i first got it i paid a down payment of so much, but i thought that was just a one time thing. Now it's time for me to renew my policy and they ...


 Can I buy life insurance for my sister who has an illness?
My sister has a liver condition that she will eventially pass away from, but not for 15 or 20 years. I want to take out a small policy because she is very poor and will have no way to pay for a ...


 If a private insurer becomes bankrupt or runaway ,what will happen to its policy holders or insureds?
...


 Screwed by American Family Insurance?
How many of you out there have systematically had your insurance claims denied by AFI, for something you should have been covered for? Very curious to know about any patterns.
Additional D...


 Does it matter how long I have been insured to make a claim on contents insurance?
Hi all, Ive been with my insurance company about 2 months and I need to make a claim, is this too soon, will they pay out or will it just be too much hassle?
Additional Details
Its my ...


 I need a database for estimating costs of personal property items (like clothing) for insurance claim.?
I don't want to look up each individual item on the Internet--it is too time consuming. What do insurance adjusters use to determine value? Or public adjusters? sweaters, shirts, skirts, vintage ...


 Does anyone actually use COBRA health coverage after termination?
It seems so darn expensive....



my name is what?
Insurance for my baby?
I am researching insurance options for my baby. The baby will be born in few months. I know that the baby will be insured 30 days after he is born.
This is my question. Should I find an individual plan for the baby or should I add the baby to my insurance? I did not even know one can add the baby to an existing insurance. I am just trying to find the best deal. If I have to have an individual plan for the baby, I am looking only for Blue Cross or Blue Shield of California (PPO only). If you have any suggestions, please share.
Thank you
                     
 




Scooter girl
I think you might be mistaken on the baby being covered for 30 days after he is born. He is covered only if you add him to your policy and you have 30 days in which to add your baby since birth is a qualifying event. If you would choose not to cover the baby within that 30 days, he wouldn't have insurance. If you do cover him within 30 days the coverage starts the day he was born.
Most individual child policies can't be wrote until a child is at least 1 month old.
Add the baby to your group policy as soon as he is born, that way there won't be any delays in getting the claims paid.


Mark S
If this is through your employer,they have a "Change of Life" status clause. This says, if you have a change of life, ie birth, death,divorce, marriage, usually the change can be made right then and there. I would suggest going to your HR dept and checking with them, occasionally it happens that you must wait til open enrollment but this is so few and far between that I wouldn't think about it.


Avani
to search your detail option for your child insurance visit the site http://wwwinsuranceplan4u.com


bud68
If you currently have employer group insurance, you should add the new child to your coverage.


AZBlue
Each state is different. In Arizona it would be too expensive to have child-only coverage for a child under the age of two. After the age of two the premium drops dramatically. This may be something to keep in mind down the road.
It is your responsibility to add the child within 30 days of birth, and is very important to do so. Within the 30 days you do not need to answer medical questions, there will be no waiting periods, etc., and your child will be covered from day one on the existing plan you have.


JAG
Most insurers will advise you against buying a policy for a child. However, most will advise buying a policy to cover initial burial charges that one will realize. Note, do not purchase a insurance policy as an "investment" for the child. If you want to buy insurance buy insurance, and if you want to invest (you should do both) then you should speak to a financial adviser.


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