 Workers comp. question? |
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Additional Details
thanks kathy, that really helps!... |
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 Whats a pre existing condition? |
I want to get my throat checked out by a doctor, so I'm shopping for insurance plans... if somethings wrong with my throat, is that a pre existing condition??
Additional Details
I ... |
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DcmbrSnSttng | Insurance for senior parents? |
I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess)
My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations? |
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kiran
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Take a separate Insurance (Pension Plan) for your mother and father.
They'll get tax benefit also.
As they are senior citizens, all insurance groups will give more benefits to them.
I can suggest you to take Aviva pension plus with 105% allocation rate. This is the best policy in this world for senior citizens.
If you have more queries, then send a message.
Regards,
kiran. |
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shiprepairwoman
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Your parent earn too much and since your father never even filed his tax return he won't have an AGI at all. Life insurance isn't cheap or easy to get for older people.
Your dad is supposed to report his income and pay taxes on it quarterly. He will owe a lot of money when he is caught. He should file even if he can't afford to pay so they penalties for failure to file will stop even if the penalties for failure to pay don't. |
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magoo&me
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Yes, why don't you just get a policy on each of them for final expenses. |
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paul samysudamanisrihariniranjoo
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not possible |
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bud68
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What kind of insurance are you talking about: life or medical? Sounds like you're garbling them up. |
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mbrcatz
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Yes, it's a major stretch.
Yes, SSI counts as income.
Failing to file income tax does NOT qualify you for assistance.
Unless they are legally incompetant, and you are their guardian, it's not possible to have parents as your dependents. |
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