 Homeowners insurance question re: insured value of house...? |
Homeowner's insurance is definitely not my area of expertise. :)
I think that my house may be over-insured, but I want some opinions to be sure.
We currently have ... |
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 I'm looking into health insurance, but don't understand a thing? ? |
| Hi, me and hubby have been married for a few years now, and we're both healthy people. All I do is visit my Gyno once a year for my annual checkup, and pay $50 bucks a month for my birth ... |
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 Why do you have to pay 15k to give birth if you dont have insurance? |
I just cant digest this amount, I dont understand why they are rubbing people's money, this had not happened to me but one of my friends.
The whole expenses to give birth cant be more than 1... |
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 Affordable, good health insurance in Georgia? |
I buy my own health insurance. Currently I am being ripped off by Blue Cross Blue Shield! They suck and they are very expensive. Anyone know a better health insurance that is not too expensive?
<... |
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 Whats the point of a million dollar insurance policy? |
I don't get why people get it. It just causes more prblms. They say, "honey I got a million dollar insurance policy" and then the spouse can't wait so they end up dead.
A... |
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| If you finance life insurance and other insurance policies premiums through borrowed funds, how much of interest paid on these loans are tax deductible.... |
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| I am realizing now (6 years after opening) that my whole life insurance policy is a bad investment. I notice on the policy there is a cash accumulation value and a cash surrender value. They are ... |
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| I had signed up for life and accidental death insurance through my employer on july of 2008, on jan. 12th I decided to call the life insurance(allstate) to ask how much I am paying monthly all ... |
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| If I took out a life insurance policy and died of a result of suicide would the beneficiaries be able to collect the death benefit. I know some policy's have a suicide provision and that ... |
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| In southern california, looking to sell life insurance, what company offers the best support, best commissions, and best customer service??... |
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 Is there any organizations that help pay for funeral cost.? |
| my mother past and had no life insurance so we are in a time of need and we need help from different organitions and if there is any advise that you can give would be greatly appreciated?... |
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 Health insurance question? |
| For my OB/GYN, are they a specialist or pcp. When I go to pay, Do I pay the specialist copay or pcp co-pay?... |
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| My car was hit by an uninsured in a stolen car while parked at a friends house...? |
| Would the homeowners policy pay for damages to my vehicle while parked in the driveway? There is no insurance on the girl driving the stolen car and the policy on that car has already denied my claim ... |
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 Since insurance is required by law, why do they do a credit check? |
Insurance companies then can raise rates, or decline business because of the rating. Or lack of one, as with young people starting out.
I understand for a loan or mortgage, but not ... |
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 Who should pay for the lab fee for my medical examination? |
| Last October I took an immigration physical examination as a part of the "Green Card" application. The physician asked me,if I would like a general check-up with the blood sample he has. He ... |
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ginz | Insurance fraud? |
someone i know received a LARGE payout from an insurance company for "permanent injuries" in an accident. It has been settled, and now he does everything, heavy lifting, recreational sports, etc. Since it is settled, as of march of this year, should i not be so upset that it looks like insurance fraud. i pay so much insurance costs that people like this just infuriate me. i was told by others who have the same opinion of him, that once it's settled the insurance company can't do anything. True? thanks for any help/opinions on this matter. |
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Don Drapers woman
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Even though this has been settled, you could call and report this to the insurance company as an anonymous caller. It is possible that the insurance company could try to collect some back, however that is not usually possible. Despite what others say, the insurance company could have had a good idea that the person was not as disabled as was thought. Sometimes they settle because it is cheaper than litigation that could go on and on. |
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james m
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Some permanent injuries are not noticeable on the outside. You didn't mention what kinds of injuries the gentleman has.
Insurance companies pay for permanent injuries only when the injuries have been confirmed by a professional physician.
When the claims are sent in with the physicians report, the insurance company's physician either accepts, rejects, or asks for more information. Sometime he will speak with the examining physician personally. When the insurance company doctor is convinced, he authorizes the claim payment.
If you were in the same circumstances as your "friend", would you want YOUR benefits taken from you?
BTW people CAN recover.
I was considered disabled by Social Security in 2006. I was given 6-10 months to live, due to cancer. I'm told by my oncologist that there is no cure for my cancer. After 10 months of chemo, surgery and cyberknife radiation, I have no malignant tumors at this time, according to the PET/CT scans that I get every 3 months.
Although I'm still alive, and live an active lifestyle, I'm still considered disabled. The doc still says that there is no cure, that they just "turned back the clock" with the treatments and surgery.
My skin color is normal, blood count is normal. I weighed 215 lbs. before I was diagnosed. Now I way 162. By looking at me, and you didn't know me, you wouldn't know I had anything wrong with me.
Since I am prognosed as "terminally ill" my $400K life insurance policy paid the "living benefit" by paying me half of the face amount. The other $200K is currently on DWP (Disability Waiver of Premium)
Do you want to take my benefits away? |
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Dr. E-Nasty
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Plus, if your friend received a LARGE payout, I'd be willing to bet that the insurance company did all the digging and checking before they cut a check...as a lot of them hate writing big checks.
Chances are, your acquaintance didn't defraud the insurance company. |
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mbrcatz
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True. Once it's settled, it's settled. It's not fraud, if there really was an accident, and there really were injuries.
The insurance company had all access to medical records - you don't. So YOU don't know what kind of injuries there were.
Keep in mind, it's not only about injuries, but what the insurance company thinks a jury would award this guy. Juries are notoriously loose with other people's money. Any settlement for less than they think a jury would award, is actually SAVING you money. |
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Mephisto
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When a settlement is reached - it is a done deal.
I can guarantee you that the Insuracne did its homework very well - they paid for a reason. |
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Gummibear
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These types of incidents are why our premiums continue to rise. I'd report it! |
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