 If i let someone barrow my car will the insurance cover any accidents they get into? ? |
| Ok so i have a car i own and have insurance for. i am going to have surgery done in a week and am planing on lettig a close trustworthy person barrow my car during recovery time. but they do not have ... |
|
 Can someone explain health insurance to me? |
| I would like to purchase health insurance for my husband and I; however, we would like to pay around $150 or less a month as our premium. We want to know a good health insurance company that will not ... |
|
 Why should I continue to purchase insurance when it is evident that Insurance Co.‘s do not pay out claims? |
| Look at all the people insurance companies are ripping off in the Gulf Coast … If it can happen to them, the insurance companies can do it to anyone … Why should I buy a product that will not ... |
|
 I need to get my own health insurance any ideas where to go? |
Hello! I am a student and the program I am in requires health insurance. Does anyone know of a good company to go through? I dont go to the doctor really I just need to for school?
Thank ... |
|
 What type of life insurance do you have and why you have it? |
| I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. T... |
|
 Health insurance??? |
| i;m confused... me and my boyfriend need health insurance but i dont even know where to begin to look for.. i don't know what prices are good... or what to look for... Is there anyone that can ... |
|
 What would the Insurance be on 350Z? |
| I own a 1997 standard camaro with around 230 hp and i plan on going to a 350z. I am paying 1400 a year that is with my parents insurance so it has pretty high coverage. I have been driving for 2 1/2 ... |
|
 How much should a settlement be if? |
| I was at these apartments picking up a friend and when we were leaving I was walking on the top tier and on my left side my foot was caught in a cable wire that wasn't properly in place and was ... |
|
 Looking at changing auto/home insurance companies? |
| I've had Allstate for more than 5 years for home and auto. The rates have continually gone up. I just contacted Liberty Mutual. They can save me over $500 per year with the same or better ... |
|
 Does anyone pay less than $40.00 a month for Renters Insurance? That seems high to me.? |
This covers minimum requirements.
Additional Details
Thank you for the valuable info. mbrcatz1. The whole policy is $390.00 a year. So I will definately check it out.... |
|
 I am a fulltime student and I don't have insurance, im 22. Im not covered under parents insurance.? |
| Im going to be attending medical school full-time and i have no money to pay for health insurance. I am no longer covered under my parent's insurance and I am in need of healthcare. Can i apply ... |
|
| Health insurance for college students? |
| I'm a full time college student, and there are no state programs out there to help me. I had to move back into my parents house (I know I know) and my medi-cal got cut, and I'm 20 so I can&#... |
|
 Is $700 to add spouse to group health plan normal? |
| The cost of adding my spouse to my company's small group health plan is upwards of $700 per month. Reading up online, it appears that in CA rates vary upon the health status of the group, so ... |
|
|  |
swishmasta1 | Insurance...i backed my newly owned/newly insured vehicle into a wall? |
i filed a claim, not knowing what to do exactly, but i was later told that i shouldn't have filed the claim because the damage isn't going to be too great a cost. i have a 500 deductible, and the entire rear bumber is going to have to be replaced, but now i am being told that my insurance is going to go up. i am 19 and i was wondering if any insurance saavy citizens out there know about how much i should expect to see my insurance go up. or can i just not go through with the claim??? or is it done and now i just have to live with the consequences of making that mistake. |
 |
 
mbrcatz
 |
No way to know. It's possible, if the damages are under the surcharge threshhold for your state, that it might not go up at all. Or it could be 20%. Or more, if you have any OTHER incidences or violations.
Likely, you CAN withdraw the claim, as long as the owner of the wall isn't claiming any damages.
Your agent will have a MUCH better idea. I'd strongly suggest calling them and asking for state-specific information. |
|
mark
|
get a quote for the repairs . These days a rear bumber can cost like $1500 , if the repair is less than your deductable then ask your agent if you can cancel the claim. They dont usually because it is part of your accident record with them .
You may have to live with it. You can always look at other companies coverage . Sometimes an insurer will reduce your premium if they would otherwise lose the business. |
|
rordog2
|
When you file a claim you will usually will see a increase of 20% for 3yrs. The company I work for will not increase your rate if the claim is under $600.
So do the math:
you pay $500 for insurance each 6months then you will see an increase of $100 every six months so times that by three years equals $300 + your deductible of $500 for a total cost to you of $800.
But if you plan on switching insurance company's in the next three years the accident on your record will kill you. And you will be forced to stay with your current company until the claim come off.
Hope that helps! |
|
jirocpa
 |
If you filed the claim with your insurer, it's done and you can't stop it. Your insurance will go up, but it's impossible to tell how much because so much of your rates is based on personal info, even if you're in assigned risk. Take your defensive driver courses, too.
In the future, get the estimate first. |
|
sunny
|
At your age your insurance would skyrocket. Pay it yourself. Don't claim it. |
|
Matthew L
 |
You got some very good answers here. I just wanted to add that, if you reported the claim to your agent you have a chance (Though not great) to withdraw the claim. If you reported the claim to a claims office, that ship has sailed and there is nothing anyone can likely do. It is strongly recommended for body damage like that (Where another car / someone else's property isn't involved) that you get an estimate before turning in a claim.
Good luck. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 16 minutes(s) ago
| | | |
6 | 40 minutes(s) ago
| | | |
6 | 57 minutes(s) ago
| | | |
4 | 3 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
5 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 4 day(s) ago
| | | |
5 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
