 My car got broken into and several items were taken. They're covered by homeowners ins. but I have no receipts |
| The Gps was taken, my cell phone, an mp3 and a bunch of cds. Will I need receipts for all of these things to get reimbursed by my homeowner's policy?... |
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 Minor accident, is settlement fair? |
| I live in NC. I was rear ended on an interstate off ramp by a tractor trailer. I had been forced to come to a complete stop because the 5-6 cars ahead of me had stopped. The tractor trailer was going ... |
|
 How does health insurance work? |
| Can someone please explain to me how health insurance works. I'm 18 and I know i'm supposed to know how it works but I dont. I'm getting older and these are things I need to know. If ... |
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 Even if insurance won't pay for it, and I have two refills on my med., can it be filled? |
| Meaning, if I pay for the refill out of my own pocket, what would be the problem with my RX being filled "early"? My doctor did not specify that I had to make it last "x" amount ... |
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 Is this insurance fraud?????? |
| So a river runs through your back yard and its 150 feet away from your house. The flood waters start rising at 7:56 am. At 9 am you notice the water is rising fast. At 10:28 am you call to get flood ... |
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 Switching health insurance plans during pregnancy? |
| Here is the story.. Both my wife and I work and have own health insurance plans though companies. I planned to switch her to my plan during the open enrollment in August as mine offers better ... |
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 Is anyone else amazed by just how many different types of insurance/covers were meant to have? |
I mean..................
Car insurance
Bike insurance
Boat insurance
Death insurance
Funeral insurance
Travel insurance
Health insurance
Business ... |
|
 Health insurance? |
| does anyone out there know what the best ppo health insurance is ?example blue cross or humana one ect.im thinking of purchacing one one my own.... |
|
 Which is the best Medicare plan option for my mother? |
Right now, she has Blue Cross/Blue Shield and pays $93 a month.
She got an offer in the mail for another company, I think it was Oxford, that says she would have to pay nothing per month.<... |
|
 Is it legal for an employer require its employees to either sign up for the group insurance, or provide...? |
| proof of coverage elsewhere? We are in Michigan, and the co-workers are all up in arms about this. Our employer is saying that since they provide health and welfare in addition to our wages, and ... |
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 Can a warrant be taken out for me for a stop payment on a check? |
| I went to get 2 wisdom teeth pulled. I gave my insurance cards and went to get the procedure done. Afterward I was told my insurance didn't cover me& I was to pay the total amt. I wrote them ... |
|
 Speeding ticket? |
| I got a speeding ticket yesterday. I was going 59 in a 35 rushing to my grandfathers because he thought he was having a stroke. I don't want it to raise my insurance, so would getting a lawyer ... |
|
 Cleaning company refusing to pay out for breakages? |
| Hi - we, and some of our Friends, use a cleaning company. They have recently written saying they will not pay for any breakages their staff may incur. Obviously we can change companies but Is this ... |
|
 Having a hard time finding affordable health insurance? |
| I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My ... |
|
 Is Universal life insurance a wise tool for retiring early? |
| We have universal life ins policies. Was listening to a radio prgm that says they are bad "investments". We want to retire early, so we need to have something other than IRA and 401 K to ... |
|
 Life insurance/assurance to protect self employed? |
| A serious question now: I am 25, good health, don't smoke, regular exercise ... I'm self employed. I need some form of insurance that will cover me for illness, so I can have private health ... |
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 Health insurance ratings |
| I'm triing to find out about a health insurance company , if it's ok or ... |
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jasonross1234 | Insurance sales / Career questions. I need advice? |
Hi. I am becoming an insurance sales agent. I am concerned because every company promises the world, and none of them really talk about how to get people to ask for what you are offering.
There are lead companies, but they all promise the world too. Since more than half of what I am being shown is non-sense, is there anyone who can point me in the right direction?
Are there any newer agents that have been successful? And if so, can you share with me what you did to make people want your services?
Do you have anything of value that entices people? Something! I really dont want to feel like I am pulling teeth to get people's business.
Thanks so much. |
 |
 
insureman613
|
This question has been asked many times at www.insurance-forums.net there is an agent section with a lot of information to find the best ways to get prospecting and product training. Come on by, |
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stepup1895
 |
The key to doing well in this industry is to hang around and get your trailing commissions. The key is to stick with fundamentals and build the relationship with your client.
Try magnetic marketing lead generation techniques. |
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sharman
 |
Hi, I'm a new insurance consultant from Malayasian Alliance Assurance. It's very subjective to say either agents are successful or not because it's depends on ur agency yearly, monthly or weekly target for you.
From my experience, people always look for trust. If people not trust u, they don't want your service even the agency u present is good.
So for me, and it's work, build your own self confident and thecustomer will come later. |
|
City
 |
New York Life is known in the industry to have the BEST training...I get calls constantly from other companies trying to recruit me. Not only do they have continual onsite training but offsite campuses in Reno and Dallas.
The world is promimsed by the managers...who need to make their numbers just like everyone else...
Look for fiscal strength...and good training programs. I started at another company who had all these promises of training .... training rooms, etc... and all they talked about was New York Life's training....
Good luck to you...this is a great business to be in... |
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SantaBud
 |
The advice already listed is strong. I would add the following. Decide, if you haven't already, what type or types of policies you want to sell.
Some agents & companies might offer life & health policies only, so their focus may be a bit different from an agent who chooses to offer property & casualty insurance (home,auto,business poilcies)
Both insurance practices have benefits as well as challenges.
This is somewhat oversimplified, but basically/generally, life & health commissions are very good the first year premiums are paid, & gradually decline over subsequent years, the percentages paid will vary by company.
P & C policies don't pay nearly as high a commission, however the renewal commissions paid are usually level for the life of the policy.
Life insurance policies can be more challenging from a sales standpoint because many people procrastinate closing the deal for a variety of reasons, largely because "it can wait, it's not like I'm gonna die next week"....or something similar. There is often nothing compeling them to buy if you haven't identified the need.
Home & auto policies don't require as much sales skill, as the need/compeling reason is in place....the state requires folks to buy auto insurance, as well as the bank if the vehicle is financed.
Likewise, the mortgage company requires a home be insured properly, & most businesses have a lease &/or bank loan which requires business insurance.
So in P&C if your rates are reasonable compared w other companies & the customer is comfortable w you & your ability to provide them service, you have the sale.
My agency was built on about 90% P&C, so I found my route to success was meeting a steady stream of new folks, which I did thru community involvement, and superior customer service, which I performed personally until I grew enough to employ top of the line staff.
I've also purchased leads for a very successful telemarketing program. Ad specialties/giveaways are also popular & successful ways to market yourself, but you need to set a budget.
I've run on a bunch here, but I'm passionate about the industry. It has provided me with a lot of rewards, financially & personally, & it offers the same opportunity for you. Good luck, & feel free to drop me an email w any other questions about your career choices! |
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529s.com
|
Make sure to get a website built and promote it with search engine optimization - http://www.richkahmer.com
Also check into advertising with the ads on the local shopping carts at the grocery store.
Lastly, get listed in the online insurance directories -
http://www.findlocalinsurance.com |
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javierporras1983
|
It doesn not realy metter for what companye you work for, regarding an insurance company, but it does not mean there is some better than others, for example The Hartford insurance is one of the most copetitive insurance companies with the best pay to the employs in US.
And regarding how to sell your product you have to know this:
It does not metter what you sell, what metters is that you know to who you will sell it to, for example, i'm an insurance agent and i have all this diferent type of policies to sell this month, Ok, so what i will need to find is what tipe of people will like to have this insurance and why, you have to show people that they need this product because is the best fit for they needs, and you show the advantage of having this product, if you are a comercial insurance agent you will go right to business right?, you ask them how hapy are they with they current insurance, and you ask after that if they find a beter insurance will they change?, and then without waint aniting you show what you have and pinpoint the adventages, some business people have to travel a lot so there is some insurance companies that incluid insurance coverage for all cars they rent, and staff like that, or other advantages your insurance companies give, you tell them that and this way people see if your insurance company offers more for what the payment is that the one they currently have, and there you go with a sell. |
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