 Health insurance benefits...deductible?? |
| Ok I need help explaining health insurance to me. My husband and I (and our son) receive insurance through my husbands work. We have a $400/individual deductible and $1000/family deductible (I guess ... |
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 A guy dies accidentally in your car, are you personally liable for death benefits that exceed the insurance? |
| If a person dies accidentally in your car, can you be held personally liable for death benefits that exceed your policies limits?... |
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 I have an old laptop bought in 2003. was working fine uptill now when my son spilled a glass of water on it.? |
I tried to dry it in the sun, took out the battery dried that too. Now, the laptop does work but most keys of the keyboard dont work. I can only make it work by a keyboard connected via USB.
I ... |
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 What is State Farm Universal Life Insurance Option 1? |
| My brother passed away about 2 weeks ago and the other day he received a letter from State Farm telling him that his policy had started (about 20 days before he was killed). I think that it is Life I... |
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 Got my life and health insurance producer's license.Whose a good company? |
| Feel like I got the license in vain.Everyone that I look into wants money from me(UGA,Cornerstone) to join even though I have the license.... |
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 What should insurance companies do to deal with the possible implementation of Obamas healthcare proposal? |
I want to know what is going to change in the market and what companies should anticipate with the new program that will be implemented in 2010.
Additional Details
I need to know what to ... |
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 Dental insurance?? |
| My dad gets dental insurance through work but there is a problem, no dentist in our city take the insurance that he gets from work, there is only one dentist and they are full and won't take any ... |
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 My mother-in-law has money taken from her account from FSA. How can we find out who that is? |
| My mother-in-law died recently. We checked at the bank to see if she was paying on any policies. There were 4. Two of them were contacted by the funeral home. We are waiting on them to send the ... |
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 Question regarding buildings/contents insurance |
| When applying for household insurance (buildings and contents) is it necessary to have my husband as a joint applicant - it makes the form filling easier if I don't but would it have any ... |
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 Health Insurance Plans??? |
Is there any good health insurance plan???
Which is the best among all???... |
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 Is the housing market going to continue to drop and for how long? |
| My wife and I plan on buying our 1st home soon within the next yr but really want to wait till the housing market is at it's lowest.... |
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 How much does scoliosis surgery cost with insurance? |
| i know it costs about 100,000 with out insurance i was just wondering how much money the insurance company ... |
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 Life Insurance in the millions.... |
| Isn't it true that when you have a life insurance policy in the hundred thousands and even the millions the life insurance company sometimes doesn't have the money to pay you all up front. A... |
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 Legal Advice please: My son threw up on the piano at his lesson...who is responsible to pay for the damage? |
| My son threw up on the piano. His lessons are at a piano studio in an office complex. The owner asked if I intended to pay for a professional cleaner and "implied" this could permanently ... |
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 Change in health insurance is required.. |
Hi ,
I am in Chicago and I want to change my insurance company for health.. Currently I am paying above $90 per month which is high for me. I feel unnecessary to pay so much..so I would like ... |
|
 How do pre-arranged funerals work? |
| Back in 1986 my mother pre-arranged and paid for her funeral. I was just a kid back then and didn't think anything of it. When she passed away I found out that it was actually some sort of ... |
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Silent Mo | Insurance without getting bummed? |
Anybody know where I can get car insurance, as an 18 year old male, without being screwed up the **** and given maddddd quotes. I have one year experience, no accidents, but as a named driver no claims. Does this give me any leverage with any companies? I am a student, and a very careful young man!!! |
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Reality Check
 |
You will start to get better rates after you hit 23-24 and stay accident/ticket free. At 18, you are at the highest risk for age range to insurance companies. If you are a good student, let the companies know, a lot of them give "good student discounts". |
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Evan K
 |
One of the best things you can do for your insurance at this point is to own an older car. Driving a newer, nicer vehicle means higher insurance rates in general. Look for an older vehicle, but still a safe one.
Aside from this, ask the companies in your area if they offer any discount programs for young drivers. Keep your grades up and you'll get a good student discount from most companies.
If you're still able to, it will probably be cheaper for you to be listed on your parents auto policies. If that's not an option, keep driving safely and keep improving your credit, and you will be rewarded. |
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mbrcatz
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Um, YOU don't have any leverage with companies. As an 18 year old with one year of driving experience, you're MUCH MUCH MUCH more likely to have an accident than, say, a 35 year old driver with 18 years of no accidents.
The more coverage you need, the higher the rates.
At your age, likely HALF the premium - or more - is collision coverage. The way around that is to pay cash for a car, and not buy collision or comp coverage. You'll have much lower rates that way. |
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zornundox
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you're gonna get hosed because you're a young male. You may get a small break for not having any accidents and being a student. make sure the insurance companies know about you being a student. If your grades are good, some will give discounts. Other than that, you will be stuck paying rediculously high premiums. You could always drive a pos car that you don't need collision coverage, and that would lower your premiums quite a bit. You really won't see a premium decrease until you get married. Another fat decrease comes along when you turn 25. |
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bud68
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Until you hit 24 or 25, you're gonna pay high rates even with a clean record - that is the unfortunate reality. Shopping around is your best bet. |
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W p
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There's a free on-line service that is reliable that can help you know for sure. It is also very easy to use. You can access them out at:
http://www.kqzyfj.com/email-2700253-10392698
GOOD LUCK! |
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