sarah314
|
You can apply for Medicaid.
If the father is old enough to have his own insurance, you can see if the baby can be added to that policy.
If your parents become legal guardians of the baby, they may be able to add the baby to their policy that way. (Depending on the eligibility criteria on their policy.)
But it is correct that generally a grandchild isn't able to be added on a benefit plan, without adoption or legal custody. |
mbrcatz
|
You can apply for welfare insurance for the baby, after it's born, or you can try to apply for it while you are pregnant, for the baby, under your state CHIPS program.
Nursery care in the hospital is a LOT.
BUT, you should also consider birth alternatives to a hospital birth. There are birthing centers, and of course, you could plan a home birth. Developed countries where hospital birth is NOT the norm, have statistically better outcomes for both mothers and babies. The US, where 97% of births are in hospitals, ranks number 27, in baby and maternal outcomes - so there are 26 other countries that do it safer than us. Do the research. Babies catch awful germs in hospitals, even in the nursery. Moms get forced into unnecessary C sections, out of convenience - or because doctors didn't want to wait, and "induced" labor causing fetal stress, requiring the C section.
Of course, if you married the father, and he has insurance through his job, you could always get added on immediately to his insurance, and then the baby would be covered. |
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