 What if you don't have your co pay when you go to the er with insurance? |
Additional Details
Are you sure they will bill me? I have blue cross blue shield for over 1 year but never used it. My card say's $50-100 co pay for ER,but I don't have it now.... |
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 Can I have car insurance policy under my father even after I'm married, changed name and address? |
| I have insurance policy under my father since I was single. Now I'm married and I included my fiance on the policy. We moved out of my parents house. My fiance and I just bought a new car and the car ... |
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 I took out a insurance policy in 1990. The agent wrote down the wrong year of my birth. and now he tells me ? |
| He tells me that when I die, the money that I should have been paying monthly, will be subtracted from the total amount of my policy. This means the face value of my policy will greatly decrease. T... |
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 A few days another driver hit my car, so i followed guidelines called the police filed a calim(he was found at |
| at fault i went to get the estimate(672) but his insurance wont pay for it because of so called confliciting stories!! i have the police reports that say he is at fault how is that conflicting what ... |
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 Accidental death insurance claim question? |
| My father died 10 years ago from a accidental drowning accident while tubing at a river, he was not married at the time and I am his only child.Anyway I recently found a accidental life insurance ... |
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 How much does your credit rating affect your car insurance premium? |
The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you.
So, overall, about what percent do folks in the know think that the ... |
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 Is there any point to making a claim on my housing insurance? |
| My son dropped my camcorder last night & has broken it. The camcorder is 4yrs old now but was in very good codition before my son dropped it, would i be best to claim or just buy a now one? If i ... |
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 I received a statement from my insurance company? |
| but the procedure couldn't be done because of how my body is built, my obgyn tried but was unsuccessful...my insurance has already paid, should I call the insruance company and let them know or ... |
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 I have filed a claim on a life insurance policy. It has been almost 3 months and the insurance company .....? |
| ....still have not paid. Is there a time line for the insurance to pay out? Are there policies by the State requiring they to pay in a timely manner? The company did not give me a definate answer. I ... |
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 What's the penalty for knowlingly using an expired health insurance card? |
| Ex husband using old card from wife's group coverage 2 yrs after divorce! Wife gets statements from insurance co showing recent visits.... |
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 I have a health insurance question.? |
| My husband is self-employed and makes a good living, but we can't afford individual health insurance. He has no employees so we are not eligible for group insurance. Our income is too high for ... |
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 Why are the hardest working folks in this country not allowed health insurance? |
| Like all the small businesses with millions of people in them........it seems to be a noble king and queen thing to me, the peasant population parodox, and remember the farmworker parodox in 1800 ... |
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 Does insurance pay for damage to doors after thieves break in to residence to steal contents? |
| my insurance has refused to pay damage to doors after thieves broke into my rented residential house.my landlord want them repaired at my cost.... |
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 I took traffic school, can the insurance company still jack my rates up? |
I was in a minor accident in 2006. Technically it was my fault but I blame the other douchebag! Can the insurance company still jack my rates up even though I took traffic school?
Additional D... |
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jeremy40484 | Is 200 dollars too much for 500k life insurance? |
I get this in my email box and was wondering if the quote there was right
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Doing the Right Thing
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For your info, your rate is determined by your age and your health and whether you are smoking are not. So don't believe the rate is lowest in history.
$200/month for $500,000 coverage is expensive. That's $2400/year! And it's not final either. That premium may go up. Anyway, if you are deciding to buy life insurance, make sure it's term. If they are giving you something that has savings or cash value attached to it, ask them if you can get rid of it (to lower the premiums) or keep the investments separate from the insurance. |
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markmad
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yes, it should be half that |
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jumpingrightin
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Fund your retirement, not your death. |
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insuranceguytx
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Morris is very right.
Go see a licensed insruance professional (or 2 or 3). Find one that you can trust. Insurance protection can save you and your family a lot of heartache. But it is really very complicated and tough for the average person to understand and set up all the proper insurance protections.
Good Luck |
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mysterious101
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What they are offering is term insurance. Term insurance suppose to be in expensive because it's term. $200 would be good for a death benefit that is also accumulating cash value such as a Variable or Equity Index universal life. What that means, is that a small portion would be going into your premium for permanent life insurance and the rest to your investments on tax deferred. Any more questions, please contact. |
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morris the cat
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it depends on your age, your sex-m or f, smoker or not- assuming you are in good health- i am a retired ins broker and CFP & CPA & 200 seems like a bargain for 500 K of term life regardless of the above answer-- caution- it might be whats called super- preferred term which means non-smoker, excellent height and weight and superb health- in other words, a false promise because very few people can qualify for all of the above requirements to get super-preferred or select term life ins- check with an independent ins broker for a better choice of options- good luck to you !! |
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Byron Udell
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If it's $200 per year, it's probably about right, if you're healthy, age 37 or so, and looking for 10 year level term. Less if you're younger, more if you're older. Less if you're female. And more if you're not in perfect health. And, more if you want the rate to last longer than 10 years. Most of the responses to this question are attempting to answer without enough information. In order to get exact numbers, one would need more detail about who you are, i.e. your age, gender, health, and what product you're talking about. Feel free to call 1-800-442-9899 for clarification and an accurate rate. |
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bittersweet
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I don't know, when do you plan on dying? |
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