 Is it against the law for doctors office to charge someone with Medicare for a doctors visit? |
| I dont know the answer to this, thats why I am asking....My pop has medicare and went to see the doc and he payed 60 dollars up front and my friend said that its against the law, anyways anyone know ... |
|
 I need help paying my hospital bill? |
| .I dont have any insurance and i had to go to the hospital I can not pay this bill it is to much for me to pay . Please help me pay my bill I need to know if the goverment can help me pay this bill .... |
|
 Why does having health insurance before being diagnosed with a serious condition make a difference? |
| My toddler has type 1 diabetes. When she was in the hospital right after being diagnosed I had a conversation with one of her nurses. This nurse told me a story about how before she got her job at ... |
|
 Insurance Query? |
| Is a Property owner who's property is damaged by a Car responsible for part payment of the damage done by the Driver? regardless of cost surely its not the victim of this damage who should have ... |
|
 How do you find the insurance information for the registered owner of a car? |
| The Person driving the Car that hit our car gave the officer HIS policy information. NOT the registered owners policy information. When I called the Insurance agency They told me They do not have ... |
|
 What can i do to save for retirement!!! PLEASE SERIOUS ANSWERS? |
| i am 26 years old and i have a job that i have been at for almost a yr........but they dont offer retirement. i know i can use a life insurance plan that builds cash value but i only will have about 3... |
|
 My husband and I want to get Life Insurance, help!? |
| We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ... |
|
 What happens if I want Homeowners and Car insurance with the same company? |
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C... |
|
 Can a doctor stop seeing you if your bill is past due? |
| My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#... |
|
 I was injurd at work (toe was tore off)? |
| I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ... |
|
 Why do you not want to buy insurance? |
| I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ... |
|
 Should I get a lawyer, or deal with the insurance company? |
| My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ... |
|
 Which is the Best Life Insurance Policy to take?????? |
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????... |
|
 What company do you have your home owner's insurance with? |
| Buying house and need to get some home owner's insurance, need a few places to get quotes from.... |
|
 Is it a legal requirement to have insurance when you are self employed? |
| I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?... |
|
 Should the government pay your deductible when you have a car accident? |
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ... |
|
| Home insurance and dog bite? |
| My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ... |
|
|  |
ladybug | Is ANYTHING being done about health insurance? |
is there a solution to this nightmare, or are we going to have to take our retirement to pay on our premiums? ( That should last about a year )... keep our premiums up, so they can tell us, THAT'S NOT covered! Any suggestions? |
 |
 
wiseghy
 |
Most political discussions that the moment focus on the problem of the uninsured, not costs.
Costs are touchy to address, since they involve cutting payments to doctors & hospitals or reducing benefits. Given all the push back to the very modest "doughnut hole" on Medicare, most politicos on both sides are staying away from the issue.
Taking out my crystal ball, I would expect that health plans will evolve back to minimum levels of coverage, with deductibles in the $5k realm, for private or government plans. The Income tax levels above 50% are needed to pay for most pure government schemes are thought to be unacceptable to most Americans.
"Insurance" to pay for a check up was probably a dumb idea to begin with; most don't buy auto insurance to pay for oil changes. |
|
silly 123
 |
Move to England, or France, or Canada? |
|
TaxGurl
|
It's very simple: insurance companies must take in more than they pay out to remain in business. They can't just conjure money out of thin air.
A healthy person uses about $1000 in benefits each year for check ups, lab tests, a prescription or two. So, for a healthy person, that breaks down to about $83/month paid out. But an unhealthy person uses much more than that in benefits so the healthy person's premium must rise to cover the fact that the unhealthy person uses $8000 in benefits each year. Then you get into the severe injuries, major surgeries, and other issues. Where do you think the money comes from to pay for the preemie who won't survive anyway to spend 2 months in the neonatal unit at a cost of over 1 million?
For insurance to work, more money has to be paid in than is paid out or the insurance company will be bankrupt. With Americans going to the doctor for every little bump, bruise, or sniffle and insisting on tests that aren't needed and the newest, most expensive drugs when an older, cheaper drug would actually be better for them, we spend WAY too much of our health care dollars. To reduce spending a whole bunch of factors need to happen. The entire population would need to do the following:
1. STOP going to the doctor so much. Take two aspirin and call him in the morning. A doctor can't do anything for your cold.
2. STOP suing doctors. Medicine can be an inexact science. Sometimes bad things happen through no fault of anyone.
3. ASK if procedures, tests, and treatments are really necessary before they are performed.
4. Be an informed health care consumer. Know what things costs. Read your policy and know what is and isn't covered.
5. Get off the couch and put down the Twinkies. If we all exercised and ate better, we wouldn't need many of the health care treatments currently being provided. 98% of obesity is NOT genetic or thyroid related.
People do not value things that are "free". A socialized health care system would bankrupt us because everyone would feel entitled to top tier treatment because it is "free." The taxes to pay for it would kill us and destroy small businesses. |
|
Barry auh2o
 |
If you are depending on the government to saolve the problem, regardless wh is elecxted, i;m afraid we're all going to be very disaPPOINTE3D. |
|
Me
|
its so different from state - to -state, what state do you live in? some states dont allow companies to deny anything, but as a result the rates are 5 times the amount of other states. if you want change in your state, dont worry about who becomes president, worry about who becomes governor or insurance commissioner , and make sure the trade groups have no influence |
|
yaju
|
for insurance details
this is a good site
http://www.insuranceplan4u.com |
|
mbrcatz
|
Well, in the USA, it's not an issue for 93% of the population. We do have "welfare health insurance" for people once they hit 65 (Medicare), and the very poor (Medicaid).
I guess if you're one of the 7%, you could move to Canada, where they have government health care. Then you get to wait 4-6 months for that open heart surgery, which is free to you, but you have to hope you don't die before your turn comes up . . .
Of course, in the USA, you can get much FASTER service, you just get stuck with the bill if you don't have insurance. |
|
Lovely.
|
Hillary Clinton promises to give everyone health care, &
health insurance.. so fallow up with her! ahha and you will find your answer, check msnbc.com |
|
Angel Insure
 |
Did we hear Obama, Clinton, McCain, etc, talking about heath insurance reform? Let's wait to see if there is any smart solution. This is a system problem. However, I am not sure if moving to Canada is a good idea. The health system there has its own issue!
Good luck! |
|
Professor Wonderful
|
May God help our country!
The farther you remove the person being paid, from the person doing the paying, the higher the cost.
If a person were required to pay a doctor without any 'help' from the government, the cost of the procedure would be lower.
The greater the influx of socialism, the higher the cost. The higher the cost, the more you (or another) will have to pay.
Want reform in health care?
Let the free market thrive. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 15 minutes(s) ago
| | | |
11 | 41 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
10 | 11 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
