I have had a universal life insurance policy for the last 24 years, recently I was contacted by the insurance company and was told that the insurance was going to burn itself out. I have no idea what ...
I told them I would wait until after we moved in case I found it somewhere in the house. Well, I waited until we moved (about six months) and then followed through on the claim and had my ring ...
i have just been put on blue cross blue shield, but it doesn't go into effect until Oct. 1, and i just found out that i'm pregnant. will they cover the pregnancy? are they allowed not to ...
I was trying to get covered by a doctor (need to see doctor before I can get surgery), but when he called my insurance company he said that I had a deductible so I had to pay out-of-pocket. What the ...
happen. He now said leave it up to god hands as he can get no help and everything cost to much.Insurance etc see he owns house but is losing everything but until then we casn not get him the help he ...
We had 4 offices leased out and now only 1. What we are paying per square foot is very expensive compared to what is on the market today. We want him to renegotiate the lease, but he is not willing ...
My son is 6 months old, and since he's been born, we keep getting sales materials from Gerber regarding their Whole Life insurance plan. It sounds great, but I am clueless about this kind of ...
Question about wills. If the will says that A B C should get a certain % from the death insurance. But the death insurance only list A person. Does that mean that will is avoid and A gets the death ...
My husband has been 100% permanently disabled for the past 6 years. Because of his disabilities, I cannot work outside the home - someone has to be here to care for my husband. We live well below the ...
My mother is 55 and in a nursing home. She doesn't have any life insurance right now and is not in the best of health. Is there a company that will insure her?...
All Unit Linked Insurance Plans are subject to market risks.
good luck
pnkmurthy@yahoo.com
http://www.geocities.com/pnkmurthy/lic.html
vikas
Ask for their illustration. An illustration is a sheet which shows in complete detail of what happens to ur money i.e. how much gets invested? what are the recurring charges etc.
Most importantly it will show you the value of ur investment at the end of the term calculated at 6% and 10%.
Compare this illustration with other illustrations of other companies.
If u need I can send an illustration for HDFC StD life.
Happy Investing
Bharat
All ULIP charge high charges. Due to charges, ULIP return are badly effected.
You can see in the illustration of ULIP that NAV growth of 6% & 10% give you effective yield of nearly 2-3% & 6-7%.
ULIP is good for Agent & bad for investor.
ya ali
all ulips are alike, dont go by the insurnace advisors way they may say many things, take a broucher read every thing and get clarifified form a elder insrunce admistrator. i learnt like that
they are good, it depends on the riders you take, the sum assured you took, and the duration of the policy,