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 IS there a difference in the way insurance companies pay for damage if the storm is a CAT 2 or 3?
People are saying this looks like a worse rating than a CAT 2. I am wondering if it is in the best interest of insurance companies if the storm is rated as lower than a 3?...


 I like to take insurance exam i.e., IRD exam please guide and how to go for it?
...


 Why life insurance and health insurance is neccessary in individuals life?
Which is the best life insurance company according to you?...


 You know all the insurance statements that come in the mail? How long should a person hang on to these?
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 I have life insurance through my job also. but does it also make sense to have an individual policy?
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 Which term life insurance policy should i choose? I am 29 and deciding between 20 year and 30 year policies..?
I am 29 years old, in good health and a non-smoker. We just added a new baby boy to our family and I wanted to get a good life insurance plan. I can't decide between 20 year and 30 year ...


 I don't have health insurance and i wanted to know what kind of plan is the best for me.?
I have a pre-existing conditions namely, palpitation, not yet diagnosed General Anxiety Disorder and Hypothyroidism. High BP, Heart problems and Diabetes runs in my family. I really need health ...


 Have I committed Homeowners Insurance fraud? Please Help!?
I moved out of my house to an apartment. My daughter moved into my house. I quick claimed the house to her. I believe the quick claim put her name on the deed as well as mine. She pays the house ...


 Does being married affect the price of motorcycle insurance?
If I am married will my insurance be higher or lower than if I was single?...


 Is there anyway to get checked for STDs without the insurance company covering it or sending you a bill?
i need to get checked but im under my parents insurance and i cant have them ...


 I work at a large insurance company...my group is filled with jealous females...?
I work at a large insurance company...my group is filled with jealous females...the thing that I just cannot comprehend is this: why do they get mad at you when you don't talk to them? What the ...


 What is property and casualty insurance?
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 Where can I find wealthy clients who may need life insurance?
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 Do i pay taxes on money from home owners insurance,because my house burnt down?
is there ways to avoid paying taxes on the money and keep it legal?...


 My LIC policy jeevansree and one of the agent i paid amount 30.000/-but he jumped what i have to do?
i had complated to lic manger he is telling that u have to pay why u had given cash to him we are not responcable for that hee is tell for that wt i have to ...


 What's the lowest cost medical plan I can get?
I'm talking very high deductible, really just there in case of an emergency. I'm 30 years old, single, in good health. What would be a monthly payment on that type of plan and who offers ...


 Does anybody else have the type of life insurance that pays you back if you don't die?
Both my husband and I pay monthly premiums for a "term" life insurance plan that expires in 20 years. We pay a little bit higher premium I believe but then at the end of the term, if we ...


 Who has authority over insurance companies?
does the federal government have authority over the insurance companies?...


 Who raelly pays when the cost of medical care rises: employers, employees, government, or insurance companies?
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 Go to a doctor consultation before my insurance kicks in or will they not cover if I do?
I have a preexisting problem from having my daughter. I lost my health insurance in August. We are going on a family plan through my husband's work. My old doctor referred me to a specialist. ...



Bounded
Is It Possible To Provide Free Healthcare Insurance to Everyone?
I would really like to know how it can be done. I am sitting behind this computer wondering how this can be established, but I really can't come up with any ideas to do it without including a budget for the program. Can we do anything related to Social Security? where some money is pulled out of one's paycheck....
                     
 




mbrcatz
It can't be done. Several reasons.

Nothing is EVER free. The taxpayers always pay for it. Governments don't have a magic source of free income. The burden is always on the backs of the working class. Don't be shortsighted and assume that taxing corporations means that the working class doesn't foot the bill. Think about where CORPORATIONS get their money. They'll just put in price hikes, and Joe Average who buys the end product will end up paying for it - again.

Even the countries with "free health care" like Canada and the UK, don't provide it for EVERYONE. It's ONLY for their subjects/citizens. Half the uninsured people here in the US are here ILLEGALLY. No matter WHICH country with "free" health care they would go to, THEY wouldn't be covered.

The ONLY place where someone can get "free" care, is where the doctors' aren't paid - they volunteer for a year. You want to take on $250,000 of student loans, and go work for free? Not many people are really "into" that.

And PLEASE don't think about putting anything else on Social Security. It was never intended to be a sole source of income for people for 25 and 30 years, and even more. But that's what it's turned into, and it's on the verge of imploding. 30 years ago there were 8 workers supporting every recepient, now there are 3, and soon it's going to be 2. You don't WANT to pay those social security taxes. Trust me, you won't be able to afford to eat if you do - only the people RECEIVING benefits will have any money.


mark32541
Rating
Well nothing is free, someone has to pay for it.

Medicare cost $5,000 per person per year.

Times 300 million people, thats 1.5 trillion a year.

The 2006 federal Budget was only 2.4 trillion.

The US Government currently spends about 580 billion a year on medicial care ( nedicaid, medicare, VA )

To raise the additional 920 billion a year.

We would need $3,066 dollars from every person in the US in addition to what people currently pay.

Or if you look at individual and corporate tax's to pay for it,

They would have to be increased 69% to raise the additional 920 billion dollars each year.


sarge927
Rating
It's not possible because the money has to come from somewhere. One thing to bear in mind is almost everyone who has health care already has a premium deducted from every pay check. It's not the most effective system because a lot of children who deserve health care coverage don't get it, but it could be a heck of a lot worse.

Could the Federal Government take over the healthcare system and make it a law that everyone is entitled to free health care? Sure they could. Unfortunately, that would cause more problems than it would solve. For starters, our taxes would double (possibly triple), and there would be a lot of people out there that CAN work but refuse to who would get free health care -- how is that fair? Ditto that for illegal aliens -- they would also get free health care because hospitals are required by law to treat people who are ill or injured, and how is that fair to American citizens? Secondly, the Federal Government has shown that the only thing it is really good at is miring everything in bureaocracy, so imagine the red tape you would have to go through just to get a second opinion or to see a specialist. Finally, once the Federal Government takes over a program like that, there's no turning back. If we don't like the system they come up with that's too bad -- we're stuck with it unless we want to go to Canada or Mexico or overseas for our health care.

If you want to know what government socialized medicine is really like, talk to the folks in Canada. You'll be surprised. Can you imagine having to wait 6-8 weeks for an MRI? That's the current wait time at Windsor Memorial Hospital, and their MRI unit runs 24/7, so you may have to come in at 3:00 in the morning on a weekday. How about asking a doctor for a preventive exam like a colonoscopy and being told you can't have one unless you're showing symptoms of a problem? Uh, excuse me, but if you have colon cancer and you start showing visible symptoms, your cancer is already in the terminal phase (READ: You're going to die no matter what the doctors do). It's amazing to see how many Canadians come into the U.S. to get their prescriptions filled or to see a doctor, and they have to pay for that out of their own pockets -- great system, huh?


aaron p
Rating
You said it yourself, Social Security money is pulled out of your check. Plus it's inefficient and insufficient. That ain't free. If you want to pay for healthcare by having money pulled out of your pay check, set up a bank draft with a good health insurance company.


mac
I know other countries are on board with this, but their QUALITY of healthcare is third world at best--I just spoke with a woman who's mother-in-law lives in England--she waited 18 months to get an appointment with a hearing specialist to be fitted for a hearing aid. Do you really think Americans will be able to sustain life as we know it with healthcare that will be reversed back 20-30 years? If you have cancer, do you want to wait 6-9 months to start treatment?

Everyone in our medical field has school loans close to and over $100,000 in this country. Do you think people will go into the medical field if their pay will be subsidized by the government and they will not be even able to pay off their loans?

Healthcare in our country should be given to CITIZENS only--that is where the problem lies---every illegal alien that steps foot on American soil is given free healthcare--even the detainees in Cuba at Guantanamo bay-they have free healthcare.

Sorry for the analogy but I see illegal aliens as cockroaches--once they are here- they stay until they suck the life out of you.........that is what they are doing to this country.


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