 How stressful is the insurance business? |
| Is the pay generally good? Is it worth going into?... |
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 Why should we pay CAR insurance? |
| I know it is made to protect us from being sue, I understand this. BUT if we are MADE to pay insurance to drive a car then the Car insurance companies should be MADE to include Car replacement as a ST... |
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 Life insurance?? |
| Can my 84 year old grandfather get life insurance, he has no medical condition. He doesn't own a home and obviously doesn't work. Is there any policy out there for him? How about my 74 year ... |
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 How does this affect my insurance? |
Can someone tell me how my car insurance will be affected in this instance:
I was a named driver on my dad's car (my dad was the policy holder). I accidentally went into the rear of ... |
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 What are some affordable health insurance plans? |
| Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?... |
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 Are there any Auto Insurance companies that you don't have to pay upfront? |
Hi,
I was wondering if there are any auto insurance companies that you don't have to pay upfront. I am seeking car insurance because I had an accident this January and I was at fault. I am ... |
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 How much would this kind of life insurance policy cost? |
| I am a female. I am in the age range of 20-25. I want $100,000 worth of coverage. I smoke, but I have no other health issues. How much would it cost me? Also, how much would it cost me for a $500,000 ... |
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 What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC? |
| Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, ... |
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 Will homeowners insurance cover medical bills for occupants? |
| Son ran over foot with lawnmower and had to have surgery.... |
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 How do I find out if an insurance broker is someone reputable before I pay? |
| I am getting a new insurance policy on my home and I want to make sure I am giving my money to someone that will not dissapear on me. Is there a checklist for things to lookout for before paying the ... |
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 What should a new home owner consider when purchasing insurance coverage on the new home? |
| I am unsure what all I should be asking the insurance companies about their coverages. Can you give me some tips?... |
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| Who has the cheapest home insurance policies in California? |
Time to renew and I need to start shopping around.
Additional Details
House is worth 1.4 mil. I'm having a hard time with ins. bec.even though it was built in 1927, I purchased it ... |
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 Insurance beneficiary? |
| i have a friend who is recently deceased.on her insurance policy she had her mother listed as beneficiary but her mother is also deceased she has a sister who lived in the home with her is there any ... |
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 What does 15/30/5 mean on my automobile policy under UIM/UM/Liability? |
My state requires a 15/30/5 UIM/UM/Liabilty amount. Does anyone know what this means? Does it have to be higher if the vehicle(s) are owned by a company?
Additional Details
My state(New J... |
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 How do people get Insurance? |
| I have a learning disablity In some things, so my parents don't tell me anything. I'm 21 years old. they think I am stupid and even make fun of me. so the only way I really learn things Is ... |
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 Can an employer drug test a minor? |
| Im wanting to get a job as im 16 and need to get a car but I have some weed in my system..I have a few people that say you cant drug test minors...Can anyone verify?... |
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| Medical Insurance, No Money? |
| Well this is really stressing me out I'm 21 last year I was at the hospital got sick of the apendix, and I had no medical insurance that was around October16,2006 well now I have a huge bill but ... |
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 Can you really find cheap health insurance ? |
| I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?... |
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 My wife fell on someone else's property should we call a lawyer? |
| My wife rents a retail space and she fell in the parking lot because it was iced over. She wasn't given a key to her back door, even though she asked several times. If she had been able to use ... |
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GMAN | Is a jewellry insurance valuation higher than a sale valuation? |
I have diamond rings that I wish to sell. They have insurance valuation documents dated within the last 12 months. How do I price them accurately? Some are 25 years old!! |
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Knownow't
 |
Yes it is...because it costs more to buy something than sell it...(because of the profit margin) Best bet is to take them to various reputable jewellery shops and see what they will give you |
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Steph
 |
My insurance has valued my diamond higher than the price I paid. I believe the higher the value the higher the insurance fee.
Insurance papers are irrelative when selling your jewellery.
You need a diamond certification from a qualified gemologist or diamond laboratory. They will have you take the diamond out of the setting for a thorough assessment. This is only for grading, not pricing.
You can then ask a jeweller or wholesaler to give you a verbal price guide and estimation according to the diamond's certification.
I have made these enquiries too. |
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sunflora
|
The insurance valuation is based on what it would cost to actually replace the jewellery... It cannot take into account the age of the jewellery... |
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Lolly
 |
I think the insurance value is usually based on the ..replacement value (how much would it cost today?)...jewellery is a bit difficult to guess though..it depends on the gold price, popularity of the type of article (is it a collectible..watch or ?)..is it regarded as antique...and basically....the jeweller you see!!
I would suggest speaking to a few jewellers in different towns..(someone may be looking for exactly what you have to sell)..to get a good idea. |
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DEAN
|
hi,if you wish to sell, the best way is to take to a reputable auctioneers.anyone who gives you a price for insurance usually will charge you a percentage of the value, so they will always over-value the item,
for instance christies auctioneers in london give a honest over the counter valuation ,as the more money they can get you then the more they will make in comission.
even if you do not decide to sell at auction then at least you will get an idea of how much to ask privately. |
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