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 Is it important to have a life insurance policy?
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 Would an insurance annuity make sense for an IRA investment?
An insurance agent is showing me a product called MasterDex 5. I retire in 12 years. Thx....


 Group Term Life Insurance - Scam or The Real Deal?
My employer allows me to purchase life insurance through payroll deduction. Basically the coverage is term and 1x or 2x my salary, depending on how much I want to pay. I've heard, but not been ...


 What is the difference between Insurance & Assurance?
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 Cancel my Health Insurance?
Can my previous employer deny/cancel my health insurance if I was fired? If they dont offer COBRA support can I seek legal help into this?
Additional Details
I am an extremly healthy 22 ...


 Can you keep your children on your insurance even after they move out of your home?
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 Is it possible to work for two insurance companies with similar policies?
I have 2 companies that want me to work for them. They are similar but one has a few more subplamental policies. I would work independently for both companies and only check in for training or ...


 Punchline of ICICI?
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 What does having a proof of postage by the post office entitle me to?
I've been in a situation where I have ordered an item from a seller on ebay and haven't received the item. I'm getting concerned as it has almost been 2 weeks. The seller refuses to ...


 Does Anyone use Farmers Insurance?
I have had my car liability insurance with Allstate for a while now, but Farmers has given me a much much lower quote. Whats the difference? (besides the $200 over 6 monthes)...


 What type of water causes problems with insurance?
We're thinking of buying a house which is about 200 metres from a large pond. When trying to buy home insurance, will this be a problem or do they only take into account flowing water?...


 My new insurance company made me take a saliva test when I applied for coverage.?
Why is this? What are they testing for? Please provide a source....


 Legally, can a child be covered under two insurance policys?
My husband and I live in Wisconsin, My step sons mom lives in Texas. He is currently covered under our insurance plan. He will be going to see his mom in Texas in a few months, legally is she allowed ...


 Applying for health insurance, will i be tested for smoking?
i assume they test for aids, etc., but will they test for nicotine?...


 I was rear ended and the person didn't have insurance what do i do?
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 Low income health insurance?
One of my friends recently came to US from a different country. She sold whatever she had and came to US with 25000$. Recently since she was sick she had to go to emergency room for three days. The ...


 What individual health insurance is good but cheap in Forida?
Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with ...


 I'm researching insurance producers. What's the difference between an agent and a broker?
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 I have a $2000 deductible on my health insurance, and scheduled for a minor surgery....?
will I be able to make payments to my insurance company, and if so how much should i pay a month??...


 Why cant i get medicaid?
im a pregnat woman and im not married and i have no insurance. i only make about $150.00 a wk. I do live with the father and they keep going off his income and say i dont quilify. I dosent makes ...



MSG is poison
Is an ebay seller supposed to give a refund for a lost item if the buyer did not but insurance?
I am the seller. The buyer has filed a dispute with Paypal. My ad clearly states no refunds without insurance. Is Paypal going to take my money and give it to the buyer for the Post Office's error?
                     
 




Princess Leia
Depends. How was the item paid through PayPal? Account balance, e-check, or credit card?

If it was an account balance and you have proof of mailing (you actually need to have purchased "delivery confirmation" or some other type of proof of mailing that can be checked online), then no.

If it was through an e-check or credit card, if PayPal doesn't rule in your favor, then the buyer has the option of disputing the charge with the credit card company and probably can dispute the e-check with his/her bank, saying it was for the purchase of an item that was never received. If that's the case and they do that, then PayPal will probably deduct the money out of your account (since it will be a charge back).

If it has been 30 days since the item was mailed, you can file some paperwork with the post office regarding lost or rifled items. They have a specific form. Check with USPS on their website for the proper form.

USPS website:
http://www.usps.com

Finally, are you a verified, premier member? They have other protections there. Plus, eBay has a buyer protection policy too (I think).


ClaytDogg
Rating
I always thought that was the point of insurance, so if the buyer didn't purchase it, too bad i guess. As long as you have proof that the package was in fact sent.


angelhaiku
nope, if they didn't purchase insurance, then it's not your problem. You did your part, you shipped the item...


Suzy B
Rating
No, Paypal will let you have the money as long as you have proof that the package was sent. Proof can be supplied by the post office.


Daniel K
I'm not sure how Paypal will resolve this, but you shouldn't be under any obligation to issue a refund. OTOH, for a better feedback rating, you might want to take the loss.

It makes sense to have tracking or Delivery Confirmation on your packages. If you use the PO, delivery confirmation is free if you print your label online.


Mr. Prefect
Rating
As long as you stipulate you are not responsible for lost items after shipping, and the buyer ignores insurance, you are not liable or responsible. All you can do is your best.


Dave J
There is nothing you can do if you are sure it was sent. You can lodge a complaint with E Bay, but it depends on the persons feedback. Always look at that before you buy anything. If it has a lot of complaints do not buy.


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