So I just turned 18 yesterday and from what I can recall I haven't had health insurance in about 8 years, or when my father was last alive. He took care of everything so now I've realized that if I wanna go to the dentist and have generally good health I need to have health insurance, but is it really really necessary? I haven't been to a doctors office or ever had a severe medical ailment, but so far I've had great luck (knock on wood). Anytime I've been severely sick, flu/ear infection/etc I've gone to the clinic and had to pay 100 to 200 dollars each time so where should I start looking? I live in the state of Texas. I have very low income, just barely to sustain living in this apartment on my own with help of the government, but I've been very lucky. I have life insurance which I think is ironic, but what should I do? Where should I start, who should I talk to?