 After a taxi taking a U turn collided with my car - I have been offered £450 by my insurer - should I decline? |
| the insurance is comprehensive & and the alternative would have been a total write off. I need a car as I am partly disabled and unable to walk far, to even catch a bus.... |
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 Checking ATM Camera in a 7-11? |
| My brother got his wallet stolen at a party, and he knows who did it, they took out money at a 7-11 down the street, and 7-11 wasnt taping at the time, but the atms themselves have cameras dont they? ... |
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 If I have 20 gold bars, where is the best place to hide them? |
Additional Details
My address is 7902 S. Hamton street, you'll have to figure out the state and ... |
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 If I bought Life insurance for myself today and I died tomorrow, would my family receive the Insurance money? |
| If I bought Life insurance for myself today and I died tomorrow by some freak accident, heart attack or etc., would my beneficiary receive the Insurance money? How does insurance work would I have to ... |
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 Who pays for the home insurance when you let your house? |
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case.
My friend is gonna let his house to another, so that he ... |
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 Can you collect on a life insurance policy after suicide? |
| A friend just killed himself and I'm wondering if his wife will be able to collect o his poicy. I've heard the insurance copmpany can void a policy in the first 2 years. But he has had his ... |
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 Does anyone know the best way to get health insurance if you are self employed.? |
| I am self employed and never even thought about health insurance. I would be very grateful for some advice on how I can get this started, where to begin or if someone knows of companies that are good ... |
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 Insurance: Huge scam. Agree or Disagree? |
| A friend of mine used to work for an insurance company, so I heard a lot of "things". You HAVE to buy insurance in most cases (car, home, etc) but if any claims are even made, they either ... |
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 My parents bought me whole life insurence, when I was in high school. Should I keep it or cash it in? |
| I am now 32, married, one child. My wife and I recently got term life for 20 years. The whole life policy premium is $81.45 / quarter ($325.80/ yr). Policy is 15 years old and has a cash value of $... |
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 I need to know if i Get Birth Control from my doctor will my dad be able to tell from the insurance? |
I live in Texas and Have Blue Cross and Blue Sheild.
I am wanting to go get on Birth control, But i need to know if it will show up as Birth Control on anything my dad will get from the ... |
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 Lame answers? |
| Do people answer questions with lame answers just to earn point?... |
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 If the car I am driving is uninsured & I get in an accident & I am not at fault are my damages covered? |
| My sister in law came over my home to visit, she was parked behind me and I was going to run out and grab a pizza, I asked her if I could just borrow her car instead of moving it out of the way to ... |
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 Should I buy mortage insurance? |
| I keep getting letters in the mail about it, but what's it all about?... |
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 Should I get additional life insurance, if I have substantial coverage thru employer? |
| I am in my late 20's and have 2 daughters. Thru my employer I have about $1 million group term life insurance policy plus death benefit thru vested pension plan. Should I go ahead and purchase ... |
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 My girlfriend died and I had cosigned a car for her. What is the policy regarding that, do I keep the car? |
| Do I have to continue with the payments? Or can I keep the car with out having to finish paying it off since it was her car and she passed away.... |
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ace 2006 | Is insurance a must for everybody to have? |
Additional Details
I mean life insurance. Vehicular/mortgage/property insurance is a must in most cases.
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Doing the Right Thing
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Life insurance is definetly a must have. Why many people don't have it is because they don't understand what's it for. It doesn't matter if you are single or married, everyone over the age of 18 should have ONE POLICY. (I don't know why some people have more than one policy.. they should just increase their coverage..)
Anyway, why you need life insurance? The main reason is to protect your income in the event of your death.
If you are single, the reason you would get it is because you are probably young and if you wait until you are married, you are going to wish you bought it a long time ago when you were younger. Another reason is to cover your funeral expenses and if you love your parents very much, your life insurance can fund their retirement.
If you are married, the reason why you would get it is because you don't want your family to worry about the financial burden in case you die. Especially when you own a home and still paying a mortgage on it, you would want to get life insurance because you don't want your family to move and rent an apartment.
Now, if you are deciding to get life insurance, there are two types. One is term insurance and the others are known as cash value insurance. You should know the difference between the two. |
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Frank Castle
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Yes.
I suggest you to write to your Congressman and suggest him to write a Bill forcing every parent to buy life insurance for all their children since they are born.
They have to pay for life insurance every year until the children are 17 years old.
After that age every children has to pay for his own insurance every year until he or she dies.
If the couple cannot afford to pay for a year of life insurance for their baby they will get a Visa or MasterCard Special Card issued by the Government or by a Insurance Company that can be used only to buy Life Insurance and then will have to pay a minimum of 8% of the Capital every month plus interests.
If the child is still in School at 17 then the parents are still responsible for the payment of the Life Insurance(That will keep a lot of children in school for a while)
If at 17 the children is not in school and he cannot afford to pay for a year of life insurance he will get a Visa or MasterCard Special Card issued by the Government or by a Insurance Companty that can be used only to buy Life Insurance and he will have to pay a minimum of 8% of the Capital every month plus interests.
Also you cannot get a Credit Card if you have debt in your Life Insurance Card.
If a person misses 6 monthly payments in a roll he or she is forced to work for the United States of America Government (That includes the Army) until the debt is paid in full. |
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dreamscorporation
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getting a life insurance cover is pretty easy with a good plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is:
http://umgarticles.atspace.com/insurance.htm
a couple of years ago I took such a plan, however I made some errors, luckily for you they are all tackled in this article so you cannot make the same errors that i did! ... I only wish the internet was around at that time!
good luck |
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Erdelac
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You dont need it as long as you are 100% sure nothing will go wrong... ever!
Example: I have full coverage insurance on a 1997 Toyota Corolla which has a book value of about $5000. However I put tons of money into it with upgrades and maintenance!
This past Christmas I was in an accident where it was the other drivers fault as she ran right into me. I called my insurance company and they were going to write me a cheque for less than $5000 and I was upset! Because a few years ago I spent $10 000 to buy this car! I couldnt even replace it for the ammount they wanted to give me...
BUT
Insurance pulled through miraculously some how and they repaired my wheel brakes hood panel winshield engine parts bumper AC paint job... TO A TOTAL OF OVER $7000!
It took over a month but I got to drive a cool new rental car and I got my car back that is my means of transportation and allows me to go to work and school and be free! I would have been in a really bad spot if I had a few thousand bucks and no car! I pay $90/month for insurance which is about $4000 for as long as I have had the car (I bought it used) but you need insurance to drive and I still ended up ahead! Atleast i am not taking the bus! |
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Goku-San
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What are you, a fukking MORON? What a dumb-a.s.s. question. Wake up, little kid. Of course it is, ya muther-fukkin' NITWIT !!! |
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deepak57
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If you have insurable interest in any thing , insurance companies are ready to ensure . Earning members of the family get themselves insured in the interest of the family . But if you have a group insurance scheme for players of a team for example ; there is no need for going for individual insurance . insurance is better for every one as future is uncertain . |
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kalsmom
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It depends on what type of insurance.
You have to have car insurance, but not life insurance.
You should have homeowners or tenants insurance, but it's not illegal if you don't, unless it's stated in your lease or homeowners association agreement. |
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jaybug522000
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Yes. It is against the law in the USA to drive without having insurance. |
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kathy059
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That depends on what type of insurance you're referring to. |
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jose_valle76
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yessssssss! |
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BathroomMaster
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Well in the UK you need car insurance to drive a car, as for medical insurance, it's an option, but there's the NHS. Insuring you life is a good idea if you have dependents. Home insurance is usually a good idea too! |
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Zenza
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Not necessarily. If you're super rich and don't drive, you can get away without insurance.
But if you drive a car you'll need insurance. If you have dependents, you should get life insurance. If you own a home, you'll need homeowner's insurance. If you rent, and would like some protection if your possessions are damaged, you'll need renter's insurance. If you can't afford high medical costs in case of an accident or illness, you'll need health insurance.
Not a fun answer but that's life. |
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paulie
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what kind of insurance |
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?
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Of course, it guarantees protection for your family, if you have one or helps to pay off certain debts in case of illness, death, etc |
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