My friend had no living relatives. Atty calls & offers to file claim on my behalf. Sounds suspicious, should a beneficiary have to pay to receive the proceeds?...
Right now I am on my father's work insurance plan. I turn 21 in January and will no longer be insured under his plan. I work full-time, am not a student right now, am a non-smoker, but my ...
I just bought a new home on October 17th and had it inspected. I was only in the home for 6 days and already the sewer is clogged up and had to have a plumber out who said I would need all new sewer ...
I am 22 male and attend college half time or full time depends on the semester never less. My dad is telling im off his health insurance when I turn 23 we have blue cross blue shield of illinois. I...
Simply put = My son is unemployeed and irresponsible . His girlfriend is simular . Hence a grandchild is on the way . They live here with us . Can I claim this baby as a dependant and put him on my ...
I buy KAISER INSURANCE.I pay over $ 300.00 a month.Anybody out there shows me what health insurance i can buy when my wife's company terminates my coverage.I will appreciate your help.Thank you!!...
My hubby insured it when buying it. Didn't know will use it oneday. I read the t&c. It says I have to report to the police and then filed the police report to the jewlery company. then they ...
I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my ...
today i saw a now hiring sign for united america insurance...
So i call this lady and she sets me up for an interview at 10am.
i was expecting the normal one on one interview with a ...
What type of information do insurance companies disclose to your employers? Illnesses, prescrptions? Any info would be appreciated. Additional Details Do you mean health insurance ...
I have a child with ashtma, and two years ago her father, quite his job with no warning, he stopped paying child support and her insurance ended. I found out in December she had no insurance, my ...
They are afraid the insurance will be $900 or more a month after the baby. Does anyone have any insurance ideas for this young family? I please need insurance options not comments like: Get a new job....
My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. I...
I have a friend who's Life Insurance policy lapsed due to non-payment of premiums, after losing her job. She had paid into the policy for 10 yrs. I thought she might have some sort of refund ...
I am changing jobs and will loss my health insurance. I was waiting till this winter to have knee replacement on both knees both in pretty bad shape, anyway does anyone know of a insurance company ...
sun
Is insurance like unit plus where they deposit money in MF a good option- i need to decide in taking a policy?
Money is invested in Fund but ULIP like Unit Plus are different then Mutual fund.
Difference is in Charges of ULIP. Always read charge of ULIP (also Mutual Fund) so that you can take an informed decision. When you go for Mutual funds way of accumulation, take a cheap term plan to insure yourself.
toknowmore
If you wish to accumulate your funds, you can directly invest in 5 star rated mutual funds. If you wish to have an insurance cover for you, you may go for term assurance or whole life policy like LIC's Jeevan Anand or Jeevan Tarang.
good luck
pnkmurthy@yahoo.com
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Ashwani
Visit for your answer
http://www.shvoong.com/social-sciences/1773105-insurance-valuation/
pramanandsk
you have do theinvestment in both of them about their need you have to given exposure in 60% in MF and 40% in best ulips plan like SBI HORizon II bajajallianz cugand in MF you have gowith franklinhigh growth companies fund, tata infrastructure etc
HMT
The best option for insurance is a Term Plan. Buy a Term Plan for insurance purpose and invest your money in MFs. You can do it yourself. There is lots of assistance available.
John A
Make sure you hae enough insurance in palce to protect those you love and other things like businesses. This may mean buying TERM insurance instead if you cannot fund a similar size accumulation policy on your monthly cashflow. After you get that policy maximize your contributions to tax sheltered and tax advantaged investments like IRA's 401K's, children education plans, and if you stiull have some cashflow left, yes deposit it into a universal life insurance policy which will ia en extremely flexible and underutilized financial planning tool.
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