 How long after giving up smoking before being in the clear? |
| I used to smoke and my insurance premiums are based on my being a smoker. However, now that I have given up, I want to be re-assessed on the basis of being a non-smoker. How how before insurance ... |
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 Can we file insurance claim when selling the house? |
| We are selling our house. The inspector found some hail damage and requested the roof to be replaced. My home insurances covers hail and wind damage, but would they pay for if we are in the process ... |
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 Insurance policies are always for 12 months. Why? |
| just wondering why all insurance policies seem to be for 12 months. Is there any reason why insurance companies don't have eg 18 month policies. Or why not just rolling monthly policies? Are ... |
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 HMO deductible for emergency room visit ? |
| The deductible for emergency room visits according to my HMO plan is $100. Even though I was only there for two hours I subsequently got three different bills in the mail. One from a lab for a ... |
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 Should Health Care in California be a right? |
| The Health Care system in the United States is a huge issue that is being ignored every day. Every year the cost of health care goes up and up and because of that the the middle and lower classes are ... |
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 Insurance Part II: Is it better to purchase insurance or to insure myself??? |
| Witnessing the treatment clients in the Gulf Cost are getting from the insurance companies … I was wondering if Insuring myself <Paying myself premiums into my own controlled account> would ... |
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 Governing body for travel insurers? |
| Is there a governing body/association specifically for for insurance companies, specifically relating to travel insurance policies?... |
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 Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US? |
Additional Details
What is the average price of medical malpratice insurance if i want to insure my (small business) office in New York?... |
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 Question for anyone that knows about insurance? |
| I am renting a garage that is not attached to the house and want to insure it. Would this be covered by the house insurance or would you need separate contents insurance as its not near the house. If ... |
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 Do you have to buy comprehensive insurance when you are financing a car? |
| i used to lease a car and they forced me to buy comprehensive. is it the same for ... |
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 Does State Farm homeowners insurace typically cover foundation damage? |
| I have a big water leak in the basement. Water is leaking from between the flooring and the walls. The house is about 75 years old. Do homeowners policies usually cover fondation damage? I can... |
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 In Easy Terms, what is "Coinsurance"? |
| Dealing with Property Insurance, not ... |
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Ann W | Is it a law that a company must cover your health insurance for the rest of the month when you quit? |
I know someone who like to quit their job, but they don't know if the company will terminate their health insurance immediately or not. They can't ask anyone at the company. Is there a law that requires the company to continue the coverage for the duration of the month at the companies expense? Most people I talk to have had their company continue coverage for the rest of the month, but not sure if this is a discretionary company policy or law? The person would have new insurance at a new job starting within one month, but would like to avoid paying COBRA for the one month from the employer he is leaving? The state is Missouri, if that is a factor. The person would also need to quit without 2 weeks notice. (The company is not very employee friendly and financial need is immediate). If you could reference a website, that would be greatly appreciated. Thanks |
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zippythejessi
 |
No. It's not a law for the employer to continue your insurance for even a day after your employment ends - not matter what the reason. Some employers do carry it for the remainder of the month, some end it the day of termination - but it's all individual to the employer. |
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Viv'
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There isn't a law that requires a company to give you continued health insurance, however most companies take the premium out of your pay check when you get paid, so let's say s/he got paid 2x a months, then with one check s/he paid 2 weeks of coverage and with the 2nd check s/he paid the next two weeks. So if she's covered the whole month, even if she leave two weeks before the month is over. also, they don't have to give you continued health care, but they do by law have to offer you COBRA coverage - which is ridiculously high. |
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mamatohaley+1
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It varies by policy. It is not state mandated |
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kapn
 |
No..........it depends on the company.................. |
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stephenweinstein
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Here is the practical (if not particularly ethical) solution:
You are allowed at least 60 days to decide whether to get COBRA or not, so wait until the new job's insurance starts. If the person does not require any medical care during the remainder of the month, then decline the COBRA after the month ends. If the person does require medical care during that month, then pay the premium for that month. By law, your decision to elect COBRA is retroactive and they will have to pay the same amount for the medical care as if you had elected COBRA before knowing if you would need it. |
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