Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Insurance
Finance Discussion Forum

 Why do you not want to buy insurance?
I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ...


 Should I get a lawyer, or deal with the insurance company?
My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ...


 I received $8500 from mom's life insurance. after funeral expenses do I have to pay her creditors?
She died with no assets and $10,000 in debt....


 Is it illegal to own a bar without insurance?
This in the state of Wyoming....


 Which is the Best Life Insurance Policy to take??????
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????...


 What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from....


 Is it a legal requirement to have insurance when you are self employed?
I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?...


 Should the government pay your deductible when you have a car accident?
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ...


 Home insurance and dog bite?
My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ...


 Would it be illegal to get lots of life insurace policies out on tramps/ heavy drug takers?
I don't mean killing them or anything, but taking out life insurance who were likely to die soon?...


 My daughter is being sued from an auto accident, she has insurance and no assets. They want 500K?

Additional Details
We live in MD, she is 27 and lives on her own. She hydroplaned, he hit her and now the couple are suing and the wife separately etc. He did have one broken rib but ...


 Insurance - dwi?
When does my insurance company become aware of my dwi?
after I'm arrested? after my license is suspended? or after i'm found guilty?
Additional Details
i checked my policy ...


 How do health insurance providers find out your pre-existing condition(s) when you go to get medical attention
If a person has a condition, say a torn rotator cuff, and they wanted insurance because they didn't have a ridiculous amount of money to repair the problem--after getting insurance (or before) ...


 Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I ...


 Why shud an yougster, single, take life insurence?
...


 Are employers responsible for offering health insurance to employees through companys of the employees choice?
...


 Can I sue my insurance company for not covering mental health issues?
I have an individual policy with Blue Cross and Blue Shield. When I first obtained the policy (after a switch in employment), I was given a book showing all of the doctors covered under my policy. I ...


 Wheres Waldo?
...


 What is a good cheap car insurance company in England?
I am 38 years old
I am currently with A-Plan and pay £270 a year
Additional Details
little weed confused.com also sends me endless junk mail I don't want....


 Legal question??? Can anyone help????
To make a long stort short, I was delivering a pizza, and when I was on the customer's property, my car got stuck on some mud, and it could of damaged some stuff. Could I do anything legally ...



no name
Is it against the law for doctors office to charge someone with Medicare for a doctors visit?
I dont know the answer to this, thats why I am asking....My pop has medicare and went to see the doc and he payed 60 dollars up front and my friend said that its against the law, anyways anyone know if it is?
                     
 




sarah314
Rating
Given that its January, I'm not surprised that he was charged $60 up front for the visit. Medicare Part B (which is what doctor's office visits fall under) has an annual deductible to meet. That deductible starts from $0 on January 1st of each year.

I'm sure that the doctor's office was assuming that your father hasn't met his Medicare deductible yet, since its so early in the calendar year.

(The Medicare Part B deductible for 2008 is $135. After he meets that deductible for the calendar year, your father will be liable for 20% of the Medicare allowed amount for his office visits. If he has a secondary insurance, it may cover some of the Medicare deductible and/or coinsurance.)


src50
Your friend is misinformed.


heyteach
Medicare patients most certainly DO pay for office visits. If he has traditional Medicare, he's responsible for 20% of the bill. If he has a medigap insurance he can try to get them to pay some or all of that--but that's another premium.

If he took out an alternative plan, a Medicare HMO, PPO, or PFFS then he has co-pay.


porcelina_68
No, it is not illegal. Most Medicare and Medicaid recipients have co-pays.


mbrcatz
Rating
Even though he has Medicare, he still has a deductible, and he still has copays. And he still has to pay those.

So no, it's not illegal for a doctor to charge. Medicare does NOT mean, you get everything for free.


www.podiatricmed.com
The patient needs to be aware of the fact that he/she has the ultimate responsibility of paying the doctor fees, regardless.
In this case it is possible that the amount paid was applied to the co-pay that by law the doctor office has to collect up front, or at the termination of that particular visit depending on the specific office policy.
The other possibility is that you father did not meet his deductable for the year.
Some procedures are not paid by Medicare, and ultimately is the responsibility of the patient.


ocebse c
Medicare Healthcare***I had many questions about Medicare and What is covered under Medicare. I found a useful website www.todaysmedicare.com. This site has tons of medicare information and a Medicare Helpline where I was able to call and talk to a human being. Also Medicare .gov but it is hard to get a quick response there


zippythejessi
Not, it is not illegal. Medicare does not pick up 100% of the tab - there is almost always something that is the patient's responsibility - which is why it's sometimes a good idea to have a Medicare Supplement. (Which is a private insurance that picks up the rest of the tab.)

If a patient has valid MEDICAID (which is different from Medicare. It's supposed to be for low-income people, but there's a lot of abuse of it - but that's another story.) then the provider can not charge the patient - unless the patient has a Medicaid managed care plan that the provider doesn't accept - in which case, the patient is given the option of finding another provider before being seen.


Insure Man
Rating
Yep, it depends on the plan he has. If he has a traditional Medicare supplement, only Plan J will cover preventive care not covered by Medicare. So most likely, your pop has a co-pay.

http://www.ohioinsureplan.com/index.php/99/most-popular-medicare-supplement-plans/


elaeblue
It is medicaid that a person cannot pay for not medicare.


tom p
Rating
I depends on his plan. Some Medicare/medicaid plans have a deductible or co-payment.

Call Medicare and ask them for a definite answer.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy