 Best life insurance policy? |
| Which is the best life insurance policy for tax saving and investment for employee?... |
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 Why should anyone who buys a house have to pay the insurance for the house when the bank owns it? |
| We should only pay the pecentage of the interest of what we own. With the interest rates the mortgage companys charge they make double and sometimes triple what we buy the house for.... |
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 Is it possible for someone to have a life insurance policy on me without my knowledge? An employer maybe? |
| I've heard that some employers take out life insurance policies on their workers without their knowledge to assure the company that business will go on as usual should the unforseen happen. Is ... |
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 What's the point of insurance? |
| I mean like, yeah you should have some money set aside for if your house gets burnt down etc, but why should you have to keep it with a private company who might go bankrupt at any moment?... |
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 I am looking for Home owners Insurance. Which do you have or recommend? |
Geico or State Farm
And Why?
Thank you,
Additional Details
I have Geico for my car insurance, and State Farm is recommend by my agent..... |
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 At my wits end with Indian Call centre staff What UK based car Insurance company? |
| Im going to change Insurance companies we have no claims for 4 years with Norwich Union. Im trying to find UK based company that doesnt put me through to Indian call centres. Please tell me your ... |
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 What company has the least expensive auto insurance for young drivers? |
| Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you ... |
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 Should smokers pay more for health insurance? |
This is the article where I read it from.
http://www.medsocial.com... |
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 How do you analyze an insurance company? |
Additional Details
The question relates to determining the financial strength of a company and where to get information. I like the suggestions re www.finysis.net and A.M. Best. The ... |
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 I live in NY and a boy fell ON my trampoline, he was crying, I made sure he was okay and he walked home.? |
| His Mom raced him to the hospital where the put him in an ambulance and sent him to another hospital. The end result, he was FINE he was sore but nothing more. it was more precautionary than ... |
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 Liability Insurance? |
| I have a small business and I want to know who do I talk to about getting liability insurance for my business? What kind of insurance broker do I talk to?... |
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 Mortgage protection insurance? |
| hello, i just took out a mortgage but didn't get insurance with the lender (C&G). I understand this is compulsary, so what options do i have now? i know i can just get a standard life ... |
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 My wife is leaving her teaching job and becoming an independent consultant.? |
| She will rely on my health care for now. If I too was to pursue independent contract work, what options do we have to ensure we still have quality health care since we would no longer be covered ... |
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Mia | Is it better to cancel health insurance when it reaches $1700/Month for a young family of four? |
Additional Details
I'm a 35 Yr. old smoker, but what worrys the insurance is that they put out $15,000 for my 5 yr. old son on an MRI and an EEG to diagnose seizure activity (he had tics). The insurance says the fatty tissue found in his brain could have negative effects. Our neurologists says it's rare for the fatty tissue leading to problems. What could happen that we couldn't cover ourselves w/ $20,00 a year put away ourselves?
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floozy_niki
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What is the worst case senario that can happen if you do not have insurance? You might become financially devastated when things happen. That means, you might be worse off then you are now.
Also, according to past experience working in an insurance company, the reason that they charge you so much is because that event is very likely to happen. The more likely, the more expensive. Therefore, the more expensive, the more you need to have that insurance.
Do not cancel your plan, instead find out more information about alternatives and go through underwriting from several companies. If they reject you(which will be most likely) at least you have something to fall back on when something happens. If they accept you, wait for 3 months before cancelling your current plan. |
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jillybean
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Oh my goodness are you a smoker? Cause you know that smokers pay three times as much for the same coverage |
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coloklute
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Are you getting it from work? Try eheath insurance for a quote. You may find better prices. They may not take you if someone is chronically sick though. Damn Heath insurance! |
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my_alias_id
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It depends. If you can put away $1,500 a month into a savings account that you can draw out of for medical care, then you might be better off doing that. However, if there is someone in your family that has a chronic and major medical problem, then you will want to keep the insurance. |
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Eric
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Try to find a plan that only covers major emergency expenses.
That is better than being totally uninsured.
Here are some links.
Once I had a face nerve pinched, so half my face was paralyzed.
The drug store said drugs for that cost $300 per pill ( I had to take a steadily decreasing dose for about 2 weeks) so it was good I had insurance for that. |
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Phoenix, Wise Guru
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I suggest you consider a catastrophic plan or find a new health insurance.
You could also look into a health care savings account, to which you can deposit money pre-tax. |
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Neka
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Do you have HMO, PPO, or PPS. Maybe you should try an HMO plan before you cancel it. If you have it thru your employer you can't cancel until open enrollment. Some employers wont allow you to cancel insurance unless you have other coverage...i.e. your spouse has coverage at his/her job. |
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mbrcatz
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NO, IMHO. Especially with kids. And a wife, if there's another kid, are you paying the childbirth costs out of pocket?
Uninsured medical costs are the number one cause of bankruptcy in the US. |
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specialk20052003
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I would definitely shop around. Then one thing I personally do is since i dont get sick very often, I just go to the county clinic for annual check ups and if by some chance i get really sick, its alot cheaper that way. You only pay based on your income. Far as your children, have you ever check into Peachcare for Kids or Medicaid? |
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Kitty
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You need to shop around. NO insurance is THAT spendy !! AND check out social services !! Thats what they are there for!! |
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dawn18417
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purchase another plan but do not cancel this one until your other new plan is six months old and you have satisfied the elimination period so that you will be covered under any pre existing conditions. |
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miss voe
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HELL YEA, IF YOUR POCKET'S AREN'T FAT ENOUGH TO PAY IT. I'M SURE YOU CAN FIND A BETTER HEALTH INSURANCE PLAN. |
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truckercub1275
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Thats 20,400 per year unless your family already had medical problems or is expecting some problem. Just think what that kind of money can do in a mutual fund. over a 10 year period it will more that double almost triple add that to every years 20,400 it will you will have put back 204000, out of pocket and have one hell of a return. You are beter off self insureing your health. and buying at a lower cost major mecidal only. |
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