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 How Much interest does a life insurance policy accumulate?
My aunt died recently, and she had a life insurance policy no one knew about, and my mom is the beneficiary. She wanted me to find out how much interest can be accumulated from a general policy. It ...


 How much is my sss contribution now? and how much my credit!..my sss no. is 07-2293850-2.?
...


 Can an health insurance policy be purchased on an newborn, without insuring the parent?
Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will ...


 What is a good and reasonably priced health insurance?

Additional Details
Sorry! I didn't know more details were needed! We live in Bergan County in New Jersey, USA....


 How many insurance groups are there?
...


 My insurance broker gave me no temp proof of insurance. It's been a month and nothing. Any thoughts on that?
Shouldn't the broker be giving me a temp while I wait for my package in the mail?? Should it be taking this long?? I have given him my first and last payments and a void cheque...worried he...


 I have an insurance question....?
If you have a high deductible what does that mean? Does that mean you have to pay co-pays until you meet that deductible and then you don't have to pay co-pays once you've met it? T...


 Health insurance didn't pay bill when they approved it from 5 years what can i do about it now?
I had my wisdom teeth removed about five years ago, the doctor required that I had anethesia to avoid choking on pieces of them because they were fragile from cavities. They had to run the insurance ...


 What the best health insurance for me?
i am a senior in high school and I am going to college this year, my family don't have any type of health insurance so i want to get one on my own, I want the health insurance that covers dental ...


 Which insurance is better?
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana

thank you ! :)...


 What risk would I take to not bother with travel medical insurance while abroad?
...


 Do most insurance companies cover contact lenses?
...


 How do I get life insurance for my parents.?
My Parents do not have life insurance. Can I get a policy for them and will I need a power of attorney or do they have to get it on their own....


 Healthcare and health insurance?
What are some examples of quality healthcare plans and health insurance through work? Thank you....


 What type of insurance should I have for small business?
I am planning on Starting a small yard cleanup business or pooperscooper business. what kind of insurance coverage should I have? I will not have any workers, it will just be me, and I will be ...


 Do Lawyers get payments from insurance companies to get down the settlement payment?
Well the whole legal system is money making racket....


 Will after the fact proof of insurance lower my fine?
I was cited for speeding and lack of proof of insurance. If I fax in my proof of insurance after receiving the ticket..will it lower the overall fine?...


 Do you have to get business insurance if you plan to teach dance classes from your home?
...


 Is $13.50/month a lot for a 5-yr term life insurance of $50,000?
Is $13.50/month a lot for a 5-yr term life insurance of $50,000 for a healthy 22-yr old? This is for State Farm.......


 Will my lupus still be covered if i change job?
I had lupus for 4 years, and my medical bills are covered by my current company insurance. If I change job in the future, will my lupus still be covered by the new company's insurance?...



sunnydays
Is it better to pay out of pocket or file an insurance claim for body damage on a car?
I recently bumped my car into a wall and have some body damage and got an estimate of $1200. I have a deductible of $500.
                     
 




timmy
You may want to check with your insurance agent, usually one accident every few years won't hurt you, but repeated accidents and high claims will make your rates shoot up and you will be considered high risk.

I had my first accident in 6 years and my rates didn't change.

You'd be paying $700 more out of pocket to do the repairs, and I doubt that your rate would go up $700 a year.

Also most insurance companies will recommend reputable, reliable body shops, if you pay, you're on your own if anything goes wrong.


C
Depends on what insurance company you are with, but with my company, Farmers Insurance, your insurance rate wont go up if the payout for the damage is less than $750.
In your case, youd get $700 payout, IF the adjuster accepts your estimate. The insurance company will do their own estimate.
I would file a claim for that amount, since it wont affect your rates.


bud68
Rating
Only you can answer that.


rlieni
In this case, I would recommend using your insurance, the damage is more than the deductible. Had it been less that the deductible I would have recommended to pay out od pocket


Vanessa
Rating
Every time you put in a claim your insurance premium goes up.
It won't take long for the insurance company to make up the 700.
So it would be best to just pay that small an amount and save your claim for something big. I took down the garage door, I know it wasn't to clever but my husband fixed it and the car and our insurance never knew.


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