 In a home fire insurance claim, can I find my own people to do the repairs? |
| Do I have the right to use anybody I want, like family and friends, to repair my house, or is it obligatory to get a contractor to do all the work? I don't know if it depends on where I live, ... |
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 Self Employed - Personal Insurance? |
A friend of mine has been offered a job but has been told to get his own 'insurance'. I am presuming that this means some sort of personal liability insurance.
Does "... |
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 I need to purchase private health insurance for my husband and I, where can I look online ??? |
| We have health insurance through my employer which costs me appx $480 per month.....enough of that crap, I'm sure I can get it cheaper by buying it privately! Any good websites?... |
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 Will insurance cover this? |
| Ok I am drawing a blank on this, and whats sad is I should know this answer. We have a travel trailer, our travel trailer policy covers for comp but not collision cause we were at a permanent lot, ... |
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 Injured person, employer refusing light duty? |
| I injured my back (not at work), doctor wrote me out for 5 days then released me back to work on light duty. I am in the nursing assistant field in a local skilled nursing facility. However, when I ... |
|
 Car insurance? |
| i cancelled my car insurance which i pay by installments i paid £75 at the beginnning and monthly premiums of £67 i cancelled the other day and on the phone they said i might have to pay a ... |
|
 Anyone know if pregnancy is considered a pre existing condition according to NH health insurance companies? |
| My friend's sister is 8 months pregnant and has no had prenatal care. Her new job is telling her the health insurance did kick in but that the pregnancy and delivery won't be covered. I ... |
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 Is there a list of the top Life Insurance companies? |
| Doing research into which life insurance companies are good to work with. Is there a list of the top or best ones?... |
|
 Do all car insurances check your credit? |
| Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient?... |
|
 Would you please answer my questionnaire through e-mail? |
| I am management student, I am conducting survey on subject: 'Why do people hesitate to buy life insurance policy' Please answer my brief questionnaire which I will send you through e-mail . ... |
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 Home Insurance Claim - leak three months ago, is it too late too claim? |
does anyone know whether I could make a claim for water damage to my kitchen which occured approx three months ago-or is it too late?
We didnt think to put in a claim at the time (water ... |
|
 How much homeowner's insurance do I need? |
| I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old. I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the ... |
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 Medicare Part A and B question? |
| This is a question for my mother. She will be entitled to Medicare part A and B this November. Supplements that we looked into are not good for her because she has cancer at age 57 and the ... |
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 Would you buy a book that educates people about insurance contracts? |
| If there was a short and understandable book available, would you pay anything for it?... |
|
 How can one avoid paying flood insurance? |
| Suppose your bank makes you buy flood insurance, but you don't want to pay the extra thousands of dollars?... |
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Xsp 8 | Is it illegal for a UK company to trade without employers and/or public liability insurace? |
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angelpants
|
anyone who's employing anyone has to have employer liability and they have to retain the certificate for 40 years
pl is not compulsory |
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amanda a
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Yes if they are a Limited Company, it's mandatory then. |
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freddiem
|
Any company must have employers insurance to protect their employees if they employ more than 5 people. |
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Kickinkitty
|
EL is a requirement where there are employees working (ie anyone other than a husband/wife team, a one-man band or workers other than directors. PL is not compulaory but it is a very, very wise option as in the UK we have managed to create a "compensation culture" and not having PL insurance can cripple a small business in the event of a lawsuit. Also anyone attempting to get contracts/tenders without PL will often not win them as Local Authorities for example will only use contractors with PL in place and will ask for documentary evidence. |
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Oracle
|
Employer's Liability (EL) insurance is a legal requirement. Most people would also incorporate Public Liability (PL) within the same policy as in today's litigious society you'd be foolish not to have some form of cover in place for any damage, loss or injury caused by the company. |
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deadman
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not necessarily, it depends on the type of business you are.
check out www.businesslink.gov.uk for all relevant info. |
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