 Can my wife take me out of the Medical Insurance? |
| We are separated for almost 4 months but we did not file for divorce yet. Today I found out that she took me out of the medical insurance 3 months ago?...and she did not even tell me! She has ... |
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 How can I get authenticity of my prize winning information that i received by e-mail from south africa? |
| Information that I won a lottery and that prize money was insured on my name by taking an insurance bond (Copy also sent to me by e-mail) from an insurance company in south africa by that lottery ... |
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 I would like to be an insurance adjuster, not a salesman, I am 36 yrs. old not sure where to start.? |
| I need to take some direction in my life, have done nothing up till now but just get by. (exist) I don't have much, just your basic education, a used car, and an apt. I can't afford. W... |
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 Pet insurance? |
can anyone please explain in further details what the following means:
complementary treatment
third party liability
holiday fees
... |
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 How much would my insurance rate differ if i bought a car with cash or financed? |
| I am 16 years old and the quote i received for buying the car in cash was about 1200 a year. how much more would my insurance be if i financed ?... |
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 I want to start as an insurance agent. Where should I start from? Can anyone give me serious advise? |
| I have just became financial advsior and I want to start my own insurance business. Has anyone have any important tips? I will start it part time first so that I can carry on with my job and then ... |
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 I need health insurance. I am a college student.? |
| Where I live we have something called Tenn care but that does not cover college students so therefor what can I do, Where can I go for some low ... |
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 Which software does hdfc bank uses? |
| which software does hdfc bank uses and how does it operates or functions.and how does it help maintaining the data base in the hadfc ... |
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 Health Insurance..Help ASAP!? |
| Ok, I am a 19 year old college student and am thinking about getting health insurance. I've been uninsured for about a year because with the economy the way it is my dad could no longer afford ... |
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 To renegotiate or to cancel my whole life insurance ? |
Hello,
When I was 25 y.o (non-smoking, healthy female without family), I was convinced to buy whole life insurance. I had to pay 2000$/yr for 20 years for 100K base coverage. I was told that it&#... |
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 Please if you can, help answer a question below about insurances paying for procedures? |
| We have Anthem insurance. My doctor has recommended I try several alternative treatments before surgery is required down the road. (a spinal fusion) I am wondering, will the insurance company balk on ... |
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 Bumped a car and now the driver is claiming a stupid amount of money, advice please? |
| A couple of weeks ago I was pulling out of a junction and scraped a taxi. The front of my car scraped past the side of his car resulting in scratches on both cars. This however is the full extent of ... |
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 The Amount of Time it takes to Recieve an Insurance Settlement? |
| I was wondering if there was anyone out there that knew the time line that an insurance company has to make an offer after a car accident? My husband was in a severe accident in December and was not ... |
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| Who is able to change a beneficiary on an insuarnce policy? Is it always the insured ? |
| Someone else has been paying the premium and is beneficiary now, does that person decide who is beneficiary or does the insured always have the right to change it?... |
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 Insurance claims? |
| I've recently had an incident at my home where I was having trees professionally removed and the tree people dropped one one my house. They've had to file an insurance claim as they couldn&... |
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 Worker's comp? |
| My friend from NY were talking the other day, he been on NY workers comp for years and he told me that he was washing dishes and was looking outside and someone was taking pictures of him in his ... |
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Talriada | Is it important to take photos of insurable items? |
I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, art, computer equipment, but I'm wondering if I should include clothing, furniture, etc? Does any of this matter to the insurance co. in the event of a claim?
Additional Details
Thanks all! I will definitely take more pictures and a video, and I'll upload that somewhere on my web server. |
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paul
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Yes. Insurance companies have standard values for each room based on information you have given them. If your value of those rooms is larger than theirs you must be able to document your value. With the cost of a memory chip so cheap it is worth while to photograph anything of value you have. If you are every burglarized it also could make the difference if the police are able to recover your property. You can skip things of nominal value like everyday clothes, kitchen items. But furniture, a wall of books (not individual unless they are rare) should be saved. The photos should be kept with wills and other valuable papers, outside the home. |
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Apple
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Taking photographs (or even a video) of your items is an excellent thing to do! It will make your claims process go so much more smoothly.
One thing to remember - store the photos (or video) off site. It won't do a lot of good if the photos of your items are damaged in the loss. |
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Sherry
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Dunno, but make sure your pictures are not stored at the same location the other things are :) Be sure to document serial numbers, dates purchase, purchase or appraised price, etc. |
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Sarah Townen
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my hubby recently went around and took pics of almost everything in the house
i thought it was overboard, but he thinks it's important to keep these things
that way if something does go wrong, we have proof
i think it's worth looking into |
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mbrcatz
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Sure it does. Come claim time, you're going to have to prove value AND condition, AND posession.
But if you have a lot of collectables/fine art, you probably should insure them seperately. Have a sit down with your agent about it. |
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♥♥♥
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Unless you have every receipt for everything you have ever bought, you need pictures or video of everything. Insurance will only cover what you can prove you owned. My friend had his house broke into and the insurance didn't want to cover anything he did have a receipt for. He didn't have pics either. I called my insurance company to avoid this problem and they told me about the pics, video or receipts. They also recommend storing the pics and or video some where other than your house in case of a fire. |
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