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 Medicare claims?
How do I obtain a EOB (never received!) for out-patient hospital services?...


 Mt hous burned down. How much money will insurance give me for the things lost?
Insurance Is state farm.
State Is georgia.
I lived in a room of my parents house. The entire house was lost. I have written a list of the thing lost in the fire that were MINE and in my ...


 What if someone doesn't disclose one company that he/she also holds mediclaim policy from some other company?
Does this affect the health insurance taken from the former....


 My LIC market plus policy Number is 783657890 for Rupees 50,000. please show my amount status?
I have taken a LIC market plus policy for an amount of Rs. 50,000 vide policy No. 783657890 on 30/1/2007. Will you be kind enough to show the present value of the ...


 My mom is looking for insurance for herself, my dad, and my 17 year old sister.?
she has it with great west through her employer but it is a big rip off. she jsut needs regular coverage so incase something happens to one of them they dont go broke. she also needs a plan that ...


 Under what circumstances can a contractual right be overridden?
...


 Fire insurance claim?
I had a fire in a back bedroom. small and accidental,not too much damage. but the whole house has smoke damage. do I calim all contents that have smoke damage? the whole house was filled with smoke. ...


 Suing someone for insurance deductible?
I was in an accident last month where the other party was 100 percent at fault. Her car had no damage and my bill was $5,200...insurance covered all but the 500 dollar deductible. I know I chose a ...


 What is your experience with a Public Insurance Adjuster?
Two days ago we had a significant fire in our home. Much of the damage is heavy smoke throughout 95% of the home. There are also questions around structural damage to the crawl space below. While ...


 Please advice ...i can't afford this...?
I started seeing my endocrinologist since dec..i was recommened his name by my bro who is a doc and i called the doc and told him i have one insurance which he doesn't accept.He called back ...


 What is meant by cash surrender value in my whole life policy?
CAN i USE MY INSURANCE AS A RETIREMENT VEHICLE?...


 I am trying to find a good lawyer?
I need help in finding a good lawyer to represent me in a case against the collection agency of the Insurance Company.I live in PA...


 What's the difference between Long Term Health Insurance?
What's the difference between Long Term Health Insurance and Long Term Life Insurance? I want to make sure my parents are probably covered as they are now in their 50's. The goal is to get ...


 Can I file a insurance claim if my sister was driving?
my sister just recently recked my car and I had liability coverage but the lady hit my sister. My car is completly totaled, and my sister did'nt have a license only a permit. My car is paid off ...


 How to file my lost wages and body injuries to the insurance co.?
...


 What factors are involved in deciding whether to take out insurance or not?
Salesman like to imply that one should cover a risk. Where does this start and end? How prevalent is miss selling that one is bound to be better off? The range and complications of insurance seems ...


 A question to those that are selling health insurance?
I have to purchase these eye drops called Restasis, they are about 245 dollars for a monthly supply, i want to purchase a health insurance just to get those drops cheap health insurance maybe around 5...


 What does an Account Manager for an Insurance Agency do?
...


 Get ur child life secure with my openion and with my tips?
...


 Its MOOT not MUTE you moron?
...



cstefan25
Is it insurance fraud if you don't use the money from the insurance company to fix the roof?
There was a small storm and most everyone in the town got a new roof. The neighbor just died and the estate put in a claim with the insurance company for the roof, but they did not get the roof replaced. Instead, they say they "put the money back into the estate". What????? Don't they have to get the roof fixed?
                     
 




Scooter girl
No it isn't insurance fraud. The money was to compensate the insured for a roof that was damaged. If they only had actual cash value, (value of roof minus depreciation)they might not have got enough money to fix the roof. If they have replacement cost they would have got the full amount to replace roof, but they are under no obligation to fix it. but if another storm happens and the roof blows off they will not be covered.


rhys_sage
Rating
They can choose whether or not to replace the roof. What they have been paid is for a destroyed roof. Their choice whether to repair or not. My car was hit from behind. I filed with the insurance company whose assessor saw the damaged paintwork and awarded me money to get it fixed. As it so happened, on closer inspection, the damage was actually paint adhering from the other driver's car. Mine was undamaged. The money is now in the bank waiting to be spent on other car-related requirements.


dink2925
No, they don't. The insurance company reimburses the insured for their loss. What the insured does with the money is the insured business. If they had to use it solely to fix the roof and it cost less than the insurance paid, do you think the insurance company would demand the difference back? And, conversely, if the roof cost more, would the insurance company pay more? No. The money reimburses you for your loss - that's all.


Don Drapers woman
No it is not, if the initial claim was legitimate, however if the money has been spent on something else, someone will have to pay for the roof to be fixed. It will probably be hard to sell the place with a leaky roof too.


kelly
yes they do, that is what the check was intended for.


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