 Do insurance companies know if you have been to see a doctor already/? |
| If you wanted to get health insurance, but have already been to see a doctor about a problem, would the insuarnce company be able to find out? Cos they say if it is a "pre-condition" they ... |
|
 Can you collect workman's comp if you are a full time college student? |
| I cracked my skull when I fell off a loading dock. I am trying to collect workmans comp and was told that I could not because I am a full time college student. I am taking four courses and go to ... |
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 Will my insurance go up from a speeding ticket? |
got pulled over.
not my first ticket.
im 18
its a no point ticket. and he marked it for 5 over
i don't want my parents to find out, so will they see an increase in insurace? <... |
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 Why do insurance companies ask if you have any other types of insurance? |
| i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask ... |
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 How to get insurance quotes in the most efficient way? |
| So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons,... |
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 Should I get Life insurance now or when I move?? |
| I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don't. I live ... |
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 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
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 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
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 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
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 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
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 My 21 yr old son has racked up about $4200.00 in medical debt this yr that I have to pay out of pocket? |
My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting ... |
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 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
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| Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
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| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
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 Can i insure my car in england with a insurance co in bulgaria to save money? |
| ive heard that people in england are using insurance companies in bulgaria to insure there cars here at home as it is supposed to be a lot,lot cheaper? and if so does anyone know of these companys?... |
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Tiffany | Is it insurance fraud if you take the money instead of fixing your car? |
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vangorn2000
 |
No, insurance contracts state that they pay you money based on the damage done to your vehicle. So if you get an estimate and they send you a check for that amount, it's up to you what to do with it. Most insurance companies will pay repair shops directly just to eliminate you as the "middle man", but you don't have to.
"Fraud" implies that there was an intent to deceive for personal gain. A few examples of fraud would be claiming money for an accident that never happened, presenting an estimate to the insurance company that is actually more than the bill would really be, or claiming damage under someone else's insurance (so your rates won't go up, or because you can't pay the bill yourself, or something similar). |
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ibjiggie
|
no it is not. someone crashed into my car, totaling it. i got the current blue book value for it, and scrapped it. kept the money. its your money, who cares if you decide to put it BACK into your car or not. its not the insurance companies concern. |
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Ralph N
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no, the damage lower the value of your car. |
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katydint
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You mean spend the settlement on something other than the repair? No, that's okay.
Fraud is getting the money by devious, dishonest means.
I had an accident, and used the $$ to pay bills, as they were uglier than the messed up car.
I'm in California. |
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unique_name2001
 |
No. The money is purely to compensate you for the loss so if you can get the insurance company to give you money instead of paying for a repair then it's up to you what you do with it, but obviously your car will still be broken. |
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Brian A
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No. If you have a loan out on the car though you may be obligated to have it repaired. |
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googie
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You can keep the money. Fraud comes into the picture when you have the next accident and claim for the damages you never had repaired. Then, they will fix you. |
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mbrcatz
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No, it's not. |
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KUGAL
|
What does your insurance policy say? Is there an obligation to repair or are they just paying you for the reduction in the value of the car? |
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rr12d
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Yes, many people do it though. |
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