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 Is it possible and/or legalto buy Life Insurance on web without?
SIGNING an application? I was told I had done this by PEOPLES BENEFIT LIFE I after searching web for quotes and found they were drafting bank account.& will not returning money? All other quote ...


 Can anyone give me some tips about dealing with insurance co when theres a house fire?
My Dad's house just caught on fire yesterday and nearly burned down. I just want to make sure we handle everything correctly - as no one in our family has ever dealt with anything like this... A...


 Auto insurance question - covered or not covered?
My friend who lives in CA leased a new car last year under her boyfriend's name and credit but she's the one making payment every month. She then purchased an Auto Insurance from P...


 My father started an insurance policy on me when I just born. Is there any way now I can cash it in???
I am 24 with children and have my own life insurance policy on myself....


 Do life insurance rates vary by state? I know they do by age/smoker or no, but what about by where you live?
...


 How much would a health insurance company charge to insure a 55yr. man with colitis?
...


 If a babysitter is renting my house should I require some kind of insurance from them in case of accidents?
Or the insurance should be purchased by the landlord?...


 Anyone know of insurance company for the over 80yrs old?
i am 73 and my husband is 81 we both have health problems we want to go to usa to visit our son and family dreding the insurance !!...


 Can anyone help? UK only please?
I am 33 weeks pregnant this Thursday and live in Glasgow. I had a distressing call about my father who lives in Canada (in intensive care, bleeding on the brain), I want to fly home tomorrow but I am ...


 Question about life insurance clause.?
My parents have beening buying life insurance for my great aunt for many years now. It is normal for there to be a clause that states that if the insured still have passed away by her 100th birthday ...


 Health Insurance Claim?
Hi,
I have a question on health insurance claim.
My employer provided me and my family the Pacificare PPO plan.
This plan was valid up to 03/31/2007.
Starting 04/01/2007, my ...


 Is there anyway not to be forced to get flood ins.?

Additional Details
We were not aware of needing flood ins. until day of closing! I have changed flood ins. comp. {lower cost] and when they checked it out they said NO claims have ever ...


 Who is the best provider of home owner's insurance?
I am buying a house in St. Louis and I am shopping for home owners insurance and I would like advise as to which provider I should use. Thanks!...


 Can i pay the other car damage myself after been reported to the insurance comp.?
I would like to pay for the damage myself since the damage is $700 and my deductable is $500,in order to avoid premium increase,or will it go up anyway?The insurance appraiser will see the car ...


 Fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant??
I fell and hurt myself in a restaurant and have not been to the doctor. Can I still sue the restaurant??
I fell and hurt myself at a restaurant about 2 weeks ago. I was actually there to do ...


 Suze Orman encourages people to buy term insurance instead of whole. Do you know why?
...


 Who has the best whole life insurance?
...


 Is it possible to get individual health insurance in Arkansas if you have sleep apnea?
I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which ...


 Is they a catch 22 situation with all insurance companies? i wonder?
and is the catch to find it yourself?...


 What does a term life insurance medical exam consist of?
And what companies do people recommend....



InquiringMind...
Is it legal for a Doctor's office to charge a $25.00 late fee on a $10.00 copay.My insurance has already paid
My Copay had changed without me knowing it. The Dr. office has all of their money except the 10.00 difference.
                     
 




AJ Franklin
This doctor represents all that is wrong with the American for-profit health care system.

No you don't owe them a late fee. You only owe them the part of their fee that constitutes the co-pay. I think you should nicely 'splain that to whomever you send the check to and request that they remove any such clerical fees from your bill or you will send it back to the insurance company for ajudication.

And finally, if they persist in trying to collect it is time to tell them you are taking your medical interests to another doctor. Expect to get a hassle when you ask for your records as they probably won't release them if they think you owe them money.

Medical extortion!


Theresa L
I had the same problem and I sent in only what I owed without the late fee no problem.


kevin c
yes, because it is money you owe them. the doctors office should have told you about the change at the time of your visit, or at least send you a bill if they didnt know until they processed the claim. i would consider changing doctors.doesn't sound very ethical to me.


misslady81
i really don't think that you should be paying a late fee. i think that's unfair. i would ask them to waive that fee due to you not knowing about your copay changes. unfortunately, i'm sure it's a legal thing they can do, but to be fair to you they really shouldn't charge you that especially when they have been paid.


james m
Explain to the doctor what has happened, and more than likely, if you pay the balance, they will eliminate the late fee. If not...change doctors.


mbrcatz
Yes, it is. Part of having a balance due, includes the cost to collect it.


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