proof of coverage elsewhere? We are in Michigan, and the co-workers are all up in arms about this. Our employer is saying that since they provide health and welfare in addition to our wages, and this is pre-tax, then they can require us to have medical insurance. Their medical insurance is very expensive ($ 400 a month for a single, and that's the cheap plan). They also offer a-la-cart benefits, (vison, dental, 401K, etc), and if you don't use the H & W for their benefits, it is taxed at the normal rate and added to your paycheck. Basically, we are upset because we should just be able to decline (wise, or unwise) without having to prove we have insurance with someone else. Some people just don't have enough for insurance with the company or elsewhere. Those people are being told that they will be signed up without their consent and will have the premiums taken out of their benefit allotment. How can this be legal?
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If someone could quote a law or something offical , that would be helpful.