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 Do you get free insurance if your pregnant at 16 and move out?
...


 Friend told me that my homeowner ins. would cover the stone that fell out of my wedding ring. Why?
It is 23 years old. Yes I have the diamond....


 United Healthcare Insurance?
My husband and I have United Healthcare Insurance. We have a $1200.00 deductible. We have a 25.00 copayment. I was told that we only have to pay the copayment to see a doctor, that they would cover ...


 What can I do when GEICO insurance don't pay me what I think is fear?
My wife had an accident last week. It wasn't her fault as the police saw. They can't fix the car because is more expensive than give us its actual value. Geico has offered us $3306 but we ...


 What to do Jeep wrecked (totaled)?
long story, she hit me and she had no ins.Mine is taling care of it but body shop has did 5G's already on it and now they say the frame is (Diamond) and can't be repaired needs new frame,...


 Where can I find cheaper health insurance?
I currently pay $933.00 every three months for health insurance. Are there cheaper alternatives to this? Thank you in advance....


 What's an affordable life insurance with no health exam?
My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death....


 I didnt know that it matters how much insurance the person at fault had. Did you ?
The person at fault hit 4 parked cars an my car is damaged bad. I have a 2001 Grand am annd the other person had an 2005 camry with full caverage but only $5000 worth of coverage for damages. Now Im ...


 What does pearl home insurance cover?
does it cover laptop water damage?...


 Which is the best life insurance term or whole life?
...


 Which life insurance is better?
Assume husband and wife are 30 years old

A) Whole life insurance
Husband: $75,000 coverage
Wife: $75,000 coverage
Total coverage: $150,000
Monthly premium: $113/month<...


 Can I take a life insurance policy out on my daughters Father?
He's out there... His luck may run out.... Who will support pay for his costs and help me with Our Daughter? What's the best policy to go with? How much do people usually take out? P...


 Should I Buy Term Life Insurance Or Whole Life Insurance?
...


 Do insurance companies pay for hospital stays if coverage stops while in hospital?
My wife is pregnant and going to deliver March 30th. She was fired from her job on the 1st and got to keep her coverage thru the 31st. Since we will be in the hospital for 4 days but wont get out ...


 Why do vets ask for vets fees paying in full? even for emergancies?..whats the point in getting insurance?
When a pet gets ill not everyone has the money to pay for a vet...myself included.

I thought with pet insurance they pay the vet and i just have to pay the excess which is £50

B...


 Is it better to be a "Captive insurance agent" or an "Individual agent"?
What companies would I sign up with as an Individual agent?...


 On average, how much did your eye glasses cost you? Do you have insurance or not?
...


 What is it REALLY like to be an independant insurance agent?
I am 52 years old and was a social worker for 13 years and worked for oil companies for 8 years. I am 52 years old and have been offered a job to work for AFLAC and possibly Farmers Insurance Group ( ...


 Insurance?
I have to make up an insurnace company for me webdesign class and build a website about it. gahhh i don't even know what insurance is. how boring! I have to have 3 info pages. one on an ...


 How can I get FREE Insurance???? Please I really need help :(?
I need free Insurance so bad. Its hard for me cause i dont have anyone to help me and my dad no longer covers me for his insurance cause i just turned 20.

Please how can i apply for Free I...



manzoor d
Is it necessary that damage should be caused by fire for claiming payment under fire insurance policy?
                     
 




car253
Rating
Are you talking about a fire policy only or a full homeowners policy?

Is the claim due to a fire? Or something else?

You need to post more details to get a good answer.


C
no.
Your homeowners covers other perils than just fire.
If you have the comprehensive fire insurance policy, you are covered for fire, theft/burglary, vandalism, wind/hail, falling obejcts, accidental water etc. Read your declaration to see what the exclusions are.
Wear/tear and negligence is not covered regardles off peril.
Coverage is subject to deductible.


efflandt
Rating
Fire insurance would only cover damage due to fire. But if it happens in an appliance (oven or furnace) it may not cover the appliance itself.


bhushan s
Rating
No. It is not necessary.

The fire policy covers various other perils. Thats why it is called Standard fire and Special Perils policy. For example, flood / earthqauke are also covered in the policy even if there is no fire.

You can look into your policy for details of perils covered.


MARK S
No. The basic fire policy covers more perils than just fire.


rajagopalan a
Insurance is basically a contract between the insurer and insured to indemnify the loss caused to the insured. So in any insurance policy, to lodge a claim, a loss should have been suffered by the insurer. Trying to make a gain through an insurance transaction is a punishable offence.


Imperial H
Rating
ya


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