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 Car Insurance Question (regarding insurance)?
Hello,

I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. ...


 Can someone recommend an insurance company with a great reputation for claims for homeowners?
I currently have Liberty Mutual, but work with someone who lost all in a fire, and they treated them very badly and were very rude and argued every point of coverage, and then dropped her. Want to ...


 Am I the cause for the chaos in the world?
my dad says I ...


 About life insurance.......?
My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on ...


 Can i sue my insurance company Allstate for terminating my policy and not letting me know?
Allstate was my insurance company and i have not missed a payment, they say i did not make a payment since May 30th, it is now July 15th and i know for a fact i made a payment last month (because i ...


 Geico Commercials?
Who rules, the gecko or the cavemen?...


 Can I file homeowners insurance claim?
During a get together on Superbowl Sunday in my home, one of my friends fell and landed on another friend, and broke her foot. The injured friend is an ICU nurse and has been out of work ever since. S...


 How does Geico offer low rates with all the $ spent on ads?
We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money ...


 Pipe burst in my condo and flooded my condo and condo below me. What now?
Last night I came home to a disaster. My condo flooded and caused damage to the condo below me. I don't have insurance that covers this. What is the standard procedure with something like this? W...


 Can my 22 year-old step -son still be covered by his fathers medical insurance if he is not in school?
I have a 22 year old step-son who is not in school but thinks that he can still be coverd by his fathers {my husbands} medical insurance, we live in mass. Can you tell me if this is true?...


 Can you transfer a whole life insurance policy to another company?
I am unhappy with both the performance and service on a whole life insurance policy that I've had for about 11 years. Do I have any options? I'd never get the same rates now. I was told ...


 Should I get a full coverage insurance on a rental car?
I have to rent a car for 2 weeks for business. Supposely, the cost should be reimbursed to me by a company after the assingment is done. Not sure if I can truly trust that.

But anyway, if ...


 How can i get cheap auto insurnce full coverage for a boy of 20?
...


 How do you survive without health insurence in this country?
I always wonder how do 46 million people leave in this country without health insurence. I know if you go to hospital they will treat you without insurence but don't you have to pay later on? ...


 How do Insurance companies make profits?
...


 I can invest Rs.50000/p.a. in an L.I.C. policy, what will be the right choice?
...


 Our neighbours shed was set alight and set fire to our fence and shed/shed contents..?
we are insured and our insurance said to claim and they will get money off neigbours insurance company..only prob is our premium will go up and we will have to pay 100 ecsess..they said this is how ...


 Why Should Health Coverage be free?
How could this be possible or be workout out in the government?...


 Does auto insurance cover stolen in dash cd players.?
IT happened to my brother
Additional Details
It happend to my brother, we use state ...


 I'm pregnant and lost my job recently therefore have no insurance Could I be added at my husband's?
Even if I'm 6 months pregnant would the insurance co. accept me and take care of the rest of the pre-natal care and delivery?? Then after all is done that can I pull out??...



paul.C
Is it ok NOT to be COVRED for HOME INSURANCE for about a week?
                     
 




Munki nutz
it depends if you wake up on the 6th day flooded


fighting saints
I'm a claims adjuster and you wouldn't believe how many claims occur during gaps in coverage for both homeowners and auto insurance. Having a gap in coverage ends up being a negative life altering thing for way too many people.

I strongly suggest avoiding a gap in coverage and if you have a mortgage I'm pretty sure they would advise the same.


butch
Rating
tempting fate

fire, mother nature or someone gets hurt on your property than you have no problem going without insurance


wifey
Rating
It isnt a good idea if something happens in that week you could end up with nothing left


Lizard
No because if something happens and you try to claim saying it happened when the insurance was in force and the company finds out it not - which is not hard to do. You will never find reasonable price insurance. It is also illegal in UK to not have buildings insurance if you have a mortgage. If you had to have one then buildings insurance as it can be expensive.


Mildred S
i don't think it's a good idea. what if there is a fire / or severe water damage ? i believe that if there is a mortgage too , you agree to maintain coverage unless you opt to have the bank do this for you. it would not be ok with me to take a chance like this.


Emma B
Usually the only time you are legally obliged to have insurance is along side a mortgage and this is buildings ins not contents. But you know sods law that always makes things happen at the worst posible time so its your risk really.


Expert Realtor
Rating
Murphy's Law...that is the best advice that I can give you.

I wouldn't take a chance on a single day.


Christie
Rating
Are you willing to risk fire, flood, natural disasters for that period of time?

Because if they happen, the money to fix your house comes out of YOUR pocket.

And if you have a mortgage, your mortgage company will be PISSED. It's required by them, you know.


cobymox
Well, it's not illegal, just a bit risky!


aaron p
Rating
As long as you promise you won't go crying when something happens.

A friend of several of my friends flipped an internet business in the 90's, lives a simple life, and has everything basically in cash. But because his house was paid for, he decided not to carry insurance, house burned down, then everybody's like "let's raise money for poor ol ..." I should have called my P&C guy to sponsor part of the fundraising event so he could make sure no one else was foolish. It's sad that happened to him, but I have no sympathy because it was his choice not to be covered.


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