 Does anyone know a good health insurance company? |
| We live in Arkansas and my husband is self employed. We want something in case of an accident, and maybe a co-pay for doctor's visits. Not to costly.... |
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 Insurance question....for a young married couple.? |
| I have a question...Me and my fiancee are getting married in about two years...we will be young (20) what is holding us back is finding insurance that will cover us....For a normal couple i dont ... |
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 How can I get health Insurance? |
| my husband works full time but can't get Insurance inless he has been there for a year and he has not and I have Pcos and I cant afford the coast of going back and forth to my doctor and plus ... |
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 Approximately how much would it cost me to buy health insurance for myself not through my work? |
I live in Louisiana and have no serious medical issues. I don't know which medical plan to use. I've looked at Blue Cross so far.
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I also need it to cover ... |
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 Insurance settlement check? |
Who gets the insurance check: my son, myself, of split it?
I bought my 17 yr old son a great used car, which his step-brother smashed into. This is the third used car I've bought my ... |
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 What happens to my life insurance that I paid for after I lose my job? |
I purchased extra life insurance through Met Life while I was employed at my last job. I got fired in August. I paid a lot of money out of my pocket and I want to keep the policy. What do I do?
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 How Much Homeower Insurance Do I need? |
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My Neighbors recently sold their home for 500 k.
Their house was built at the same time as mine, and is the same floor plan.
How much should the dwelling be ... |
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 What happens if i do not pay for my pay monthly phone..? |
I have just bough a phone with t mobile and i was wondering what happens if i do not pay and keep the phone
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I WILL GET SUED WDF!?!?!?... |
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 Life insurance face amount paid at age 100 even not dead? |
| A life insurance company offered me to buy a whole life insurance policy worth 10k at a monthly premium of 37.50. I am 59. They said that they would pay me the full amount of the policy when I ... |
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 I am looking for health insurance for my 9 year old son and i? |
| in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and ... |
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 What is the typical insurance payment per month for a 06 Lamborghini Murcielago? |
Knowledgeable answers only please.
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This is for the few morons below: either answer the question posed or don't post; nobody needs your opinion about their ... |
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| Car insurance? Do they check your credit rating? |
| I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had ... |
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 My father is employed by the federal government, and until I turned 22 I was on his health insurance plan? |
| through work. After I turned 22 I was taken off the policy. I have had some problems with a root canal I had done, and I have a wisdom tooth coming in so I was going to ask him to look into getting ... |
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 Term Policy? |
| i am interested in taking term life insurance policy with maturity benefit? is there any company offering this policy?... |
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GreatCricketFan | Is it ok to move wife's medical insurance and cancel my medical insurance? |
Though my company provides insurance (premium paid by me not company) , is it ok to move to my wife company medical insurance and stop my insurance? Do you foresee any problems with this? |
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Insurance Biz CT
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Let me preface my answer with: I don't know where you live, whether or not you are in the USA or not, but here's how it would work if you were in USA.
If this makes sense for you financially - both in cost of coverage and the limits of that coverage, and your wife's company is allowing you to do so now, then go ahead.
If you should, at any time lose coverage because your wife is no longer employed there, or whatever the reason, you would be eligible to rejoin your group plan at that time. You would simply have to show proof of loss of prior coverage. |
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mbrcatz
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The only problem I foresee, is that you can usually only add on during the "open enrollment" period - which is usually December, for most companies. I would make sure you're added on to her policy, BEFORE cancelling yours. |
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Faye H
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Check with her HR department and make sure you can switch before you cancel yours. Usually you can only let you change when you have an "event" such as a marriage, spouse changes jobs and is no longer covered, new baby, etc. You may have to wait until they have an open enrollment to make the change.
I don't see any problem with either of you being covered on the others insurance. Pick the one that has the best coverages between the two. |
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mikeleibo
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You can and should do this asap if your wife's company provides higher quality insurance. In insurance, cheaper is not the only thing to look at but the amount of coverage, how much a copay is for regular doctors and specialists, the cost of prescription drugs, yearly out of pocket maximums, life time maximums. Also is it an HMO or EPO where you can only do to specific doctors? Are your doctors members of her plans as the in and out of network fees are usually considerasbly different.
Sorry for such a complicated answer but it's not that simple an answer. |
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mommyme
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I think you need to look at the benefits and how they compare. Also most insurances have open enrollment so you can't just change in the middle of the year. Also get your wife to check because some companies are now making spouses go with their insurance(at their job) if its offered |
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efrankbkkcam1
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yes it's better |
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CaseyAngelEyes
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You will need to wait for the open enrollment period to join here insurance. Before you join hers you might want to look at your options of having your own medical policy. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616163&Type=health
Take care,
Casey |
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Amanda
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Yes, there is a problem. What happens if wife loses her job? With both having medical insurance, usually a claim can be submitted to both insurance companies for payment. Don't be stupid! Are you rich enough to pay hospital and doctor's bills if you have no insurance? |
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