I have Bipolar disorder and don't have life insurance- I'm 26. 30% of people who are BP commit suicide but I've never tried it. I don't think I will; I have a husband and step ...
2 years ago i got injured(fractured spine) that caused by a bus driver. The insurance company are now offering me an amount that I think is so small for what I've been through. Can anyone tell ...
I have a rental property in OH. My tenants said something flew off the house and damaged their car. Is this a claim for their renters insurance or my homeowners insurance? Additional Details
If you have a relative who is interested and willing to pay a good amount each month however, takes perscribed medicine everyday Is It still possible to obtain life insurance or is there no way in ...
I would like to create a comparative analysis or competitive analysis between two or more companies to establish each companies performance and financial strength....
Is it true that all your earlier payments will get forfeited? Or can you atleast get back the money that you have already paid and not the benefits?...
I have recently submitted my settlement offer to State Farm for a claim after one of their insured hit me and was at fault. My vehicle has since been repaired - vehicle repairs and rental have been ...
I'm retired 62 years old, in good health. Can I get life insurance that's affordable....
STICKMAN
Is it possible to insure certain items on their own?
I own an original authentic costume of a famous popstar and want to get it insured. Is it possible to do this / how do I go about doing this?
I know you can insure stuff under house & contents etc but want something more specific to this item.
Thanks. Additional Details Suggestions for good companies to look at in the UK?
Lloyd's of London insures things like that. It would not be on your homeowners policy, it would be separate.
ynot
Yes. Most definitely. For example a 2 carat diamond ring worth
perhaps $15K - $25K depending on the quality will no be covered by a regular homeowners policy but can be covered by a separate rider. Talk to your insurance agent. He/she will take a photograph of the item, agree on a price and tell you what it will cost to have insured.
cvw_10
I don't know how they do things in the UK, but in the US this is something that you could have "scheduled" under your homeowner's policy.
More than likely an appraisal will be needed, and based on that you and the insurance company will agree to a value that you would be paid if it were to be stolen or destroyed by a covered loss.
Talk to your agent about how best to cover it.
hirebookkeeper
I think this would be considered a collectible and yes you can get a separate rider on your homeowners insurance.
D
Everything and anything can be insured in these days
jayemess
Anything can be insured for a price.
Mark S
Generally the best thing I have found is to attach a rider to your homeowner/tenant/contents insurance. If you don't carry any insurance at all then you will need to call around and see what is out there.
Call your agent.
cybersharque
You want a personal inland marine rider attached to your homeowners policy. Chubb writes this coverage. It's expensive.
adamfullman
You can purchase a separate endorsement on your homeowners or renter's policy called a "floater". It will have its a separate policy limit and terms. Adam Fullman
njunprincess
This is classified under a homeowner/renter/condo policy as a FINE ART. To insure it, you must have an appraisal by a legit source listing its estimated value. Sometimes pictures are also required. The company will then determine insurance cost for it based on value and type. It then gets "Scheduled" onto your policy and additional money charged. What you think it is worth -vs- what the appraisal says it is worth could be 2 different things and that is why the company always requires documentation. I don't know what more "specific" thing you could possibly want other than what the article really is. I am not aware of any "Stand Alone" policies for a fine arts such as this. Good Luck
vera-ann
you shoule be able to have this insured on any u.k contents insurance policy but you will need to specify the item.
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